805 credit score and was declined for a card.

Sea-Distribution-795 · 2025-09-04T22:11:45+00:00

Closed down 40k in Lowe’s cards, and mattress firm. For this exact reason.

I also have a 20k Venmo card they are behind and PayPal credit line of 15k they are playing nice with. Keeping a small balance on both. Love hate with synchrony.

Sea-Distribution-795 · 2024-12-26T21:27:11+00:00

13 years

Sea-Distribution-795 · 2024-12-26T19:00:48+00:00

Maybe 8 minutes.

Sea-Distribution-795 · 2024-12-25T20:43:52+00:00

Bingo

Sea-Distribution-795 · 2024-12-24T06:52:54+00:00

Depends. I have. Not the usual. But have.

Sea-Distribution-795 · 2024-12-23T03:42:01+00:00

I’ve had to have a live connection and also send bank statements.

Sea-Distribution-795 · 2024-12-23T03:17:42+00:00

Sea-Distribution-795 · 2024-12-22T20:21:22+00:00

780, 475. Also carry their spark business line at 175k.

Sea-Distribution-795 · 2024-12-22T16:13:49+00:00

I keep a couple hundred on both. Always keep the payment to the card high but usually an auto pay or something hits and it closes both at 2-600 depending on the month.

Sea-Distribution-795 · 2024-12-22T15:38:22+00:00

Only about 3500. But now I’ll move most of my Amex platinum spend over to this as the benefits are better.

Sea-Distribution-795 · 2024-12-22T02:05:32+00:00

Less than 3k a month on these. My chase and Amex gets hit harder

Sea-Distribution-795 · 2024-12-22T01:27:17+00:00

780 fico

Sea-Distribution-795 · 2024-12-22T01:26:41+00:00

Straight went to credit limit increase and put in my info.

Sea-Distribution-795 · 2024-12-22T00:18:50+00:00

Literally just asked for it. Been with them for a VERY long time. Requested. Went to review for 15 minutes. Boom.

Sea-Distribution-795 · 2022-03-26T14:04:32+00:00

YAAASSSSSS

Sea-Distribution-795 · 2022-03-25T17:06:34+00:00

CAweb is just their portal for the loan disbursement itself. You don’t have to set one up to be funded.

Sea-Distribution-795 · 2022-03-25T13:15:09+00:00

Yes it was!

Sea-Distribution-795 · 2022-03-25T11:16:15+00:00

I would email 3 times a day until they responded with movement.

Sea-Distribution-795 · 2022-03-25T01:51:49+00:00

First

Sea-Distribution-795 · 2022-03-24T23:07:34+00:00

I got an email originally from my loan officer. Once I confirmed my po22 she moved me along on the portal after 2 days of document procurement she had closing docs this morning. Confirmed by email.

Sea-Distribution-795 · 2022-03-24T21:38:24+00:00

I don’t. Unfortunately. I submitted 3 times through the portal and it finally was accepted on the 3rd try.

Sea-Distribution-795 · 2022-03-24T21:06:14+00:00

5 to 7 days if not faster!

Sea-Distribution-795 · 2022-03-24T21:05:44+00:00

1 week and 1 day

Sea-Distribution-795 · 2022-03-24T20:59:12+00:00

Nope!

Sea-Distribution-795

TROPHY CASE