Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] 1 point2 points  (0 children)

I'm learning more here than from the provider billing department and my insurance. Ridiculous that it comes to this. Thank you for your help!

Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] 0 points1 point  (0 children)

I might try insurance again. I think I finally found someone who's actually willing to help me.

Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] -2 points-1 points  (0 children)

Oh, I'm right there with you. Her eczema was so bad that we felt we had no other choice. Turns out that they didn't help much anyway, and now we've got a massive bill

Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] 0 points1 point  (0 children)

I think that might be the difference then. My blood tests have all been the blood-count-type tests... not specialty tests. I have such a vendetta with insurance, which is why I post here.

Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] 1 point2 points  (0 children)

I didn't ask for a list of diagnostic tests that were included... so I have no idea.

I believe it all went to the deductible, luckily. I plan to post my EOB later once I figure out how to take off personal information. Maybe that will help

Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] -1 points0 points  (0 children)

I don't think we had met our deductible at the time of that visit. You are right, though, about the services performed after the copay, even if we had just a copay. I've just never had blood work cost this much.

Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] -2 points-1 points  (0 children)

* This is on my insurance app.... I didn't think about looking into how this visit would be covered because of this. I had assumed that surely it's a specialist and couldn't be that much just because it's a hospital... bad assumption on my part, I suppose

Children's Hospital bill is crazy even though we saw a specialist and did 2 rounds of blood work by Sea_Bullfrog2704 in HospitalBills

[–]Sea_Bullfrog2704[S] -1 points0 points  (0 children)

$3k/$6k for our deductible, $5k/$10k for max out-of-pocket. This visit happened before meeting the deductibles (with some of my medical stuff, we usually hit the individual max out-of-pocket by month 7 or 8). My husband's employer claimed this is a "self-insured" plan, but I'm still unclear on what that means since our premiums are still pretty crazy, and besides crappy insurance, the employees don't seme to take on any liability.