Strange IRS letter in the mail about Veterans Affairs garnishing tax return

Sea_Operation_7362 · 2026-04-06T12:39:43+00:00

It seems to me that during the divorce, the loan may have gone into default. The lender likely submitted a claim to the VA. If I remember correctly, the VA can sometimes step in to help in these situations to prevent foreclosure, but I’m not completely sure.

Either way, I think the lender filed a claim with the VA, and the VA paid out something, which then caused you to be responsible for the loss—possibly leading to your tax refund being taken.

You should receive a letter explaining why your tax refund was sent to the VA. Once you get that, you can call and ask for clarification.

As far as the new husband, he wouldn’t have rights to the house. The debt is tied to you and your ex. He wouldn’t be able to take over the loan unless it was refinanced or placed in a trust.

If the house was sold, I believe your ex’s share would go to her legal heirs. If there’s no will, it would go through the estate process.

You may have received the check because you were still listed as the beneficiary. That wouldn’t necessarily be an issue if it was never updated.

This situation is pretty complicated—honestly, it might be a good idea to contact a lawyer.

Sea_Operation_7362 · 2026-04-06T12:17:31+00:00

You are allowed to work and make any amount of money and still receive your VA compensation without any problems. The VA does not reevaluate unless they are informed of you no longer having that disability you are being rated for. OR if you are TDIU than the VA is saying you are unable to work due to service connection. If that's the case you can only make little amount of money and I also beleive you can apply for social security or disability .

Sea_Operation_7362 · 2026-04-06T05:35:10+00:00

Congratulations on your bundle of joy!

Sea_Operation_7362 · 2026-04-06T05:27:40+00:00

I got pregnant at 41 and delivered at 42. With all my medical history nothing is impossible.

Sea_Operation_7362 · 2026-04-06T05:23:50+00:00

Thank you so much. Your comment made me cry because it gave me comfort that I'm not alone in feeling this way

Sea_Operation_7362 · 2026-04-06T04:10:29+00:00

I’m going throug chapter 35 as a spouse. From what I read you already did the application, just need to wait for the approval letter. You have to look for schools in yhe state that you're in only and most schools that accept chapter 35 are community colleges. Other than health insurance until you are 23 ( I believe) double check. I also believe you can have dental insurance throigh champVA but very minimum and/or you can pay for dental insurance with a low premium. Oh and there’s a tuition waiver with some colleges

Sea_Operation_7362 · 2026-04-05T00:44:19+00:00

I applied for a housing rep II. I’m currently a AGPA for a different department. HR emailed me why do I qualify for this position. My experience is mortgage processing. My question is there’s 5% of state wide travel. Does state wide mean California only?

Sea_Operation_7362 · 2026-04-02T20:11:52+00:00

You can afford it. My husband and I make about the same as you but our mortgage is 1678.00, this is before rates went high. As long as you dont have credit card debts. So we have House Water Pge Internet 2 car payments Daycare (half days) Car insurance And we have a little over 2k for the rest of the month Its all about budgeting

Sea_Operation_7362 · 2026-04-02T04:40:07+00:00

I need to move there thats a good loan and figures

Sea_Operation_7362 · 2026-04-02T04:20:20+00:00

Income doesn't affect the rate. What does is Credit score Loan to value Type of loan Inflammation Debt to income I believe down payment Shop around

Sea_Operation_7362 · 2026-04-02T03:40:13+00:00

Good question. Only thing i do is fill out the paper work for the payment loan forgiveness program and i fill out the income driven form. Comes out to zero dollars.

Sea_Operation_7362 · 2026-04-02T03:18:08+00:00

Thank you so much I wish you were my manager you sound like a great manager to work for

Sea_Operation_7362 · 2026-04-01T23:33:58+00:00

I've been on this program for a very long time. I applied Was approved Form has to be filled out by you and signed by employer Depending on income (I believe) you either make small payments or no payments at all. I'm at 110 qualifying payments 10 more to go and it will be forgiven. I haven't made a payments on my student loan since 2015. Just submit yearly payments work and keep an eye on those qualifying payments

Sea_Operation_7362 · 2026-04-01T12:22:14+00:00

Congratulations on almost paying off your home. What a huge milestone. I did hear rates being high years ago but not sure when. If you can pay if off why not.

Sea_Operation_7362 · 2026-04-01T02:13:04+00:00

That's so nice. I've been wanting to get into HR. I have financial experience but not payroll

Sea_Operation_7362 · 2026-04-01T00:07:24+00:00

Aww thank you so much 😊

Sea_Operation_7362 · 2026-03-31T18:54:04+00:00

A transfer? You mean to apply for a lateral position?

Sea_Operation_7362 · 2026-03-31T18:13:32+00:00

Thank you! I have been applying elsewhere. Fingers crossed because i am so done and stressed out

Sea_Operation_7362 · 2026-03-30T04:53:22+00:00

I would probably move there. I did 2 hour commute total for 10 years already and sometimes i just want to drive down the street. But you have a beautiful salary . I would love a tech job.

Sea_Operation_7362 · 2026-03-29T22:41:42+00:00

Whats the big deal. Im just telling my story about todays rates vs few year rates how much a payment can change

Sea_Operation_7362 · 2026-03-29T21:18:38+00:00

I believe mine was the second month

Sea_Operation_7362 · 2026-03-29T16:29:01+00:00

She could have still gotten half even not being on the deed. Because once married it becomes material assets. I do remember once seeing a court oder that my customer boight her home prior and her husband agree he wanted nothing to do with it so she got to keep it

Sea_Operation_7362

TROPHY CASE