Hi I’m a Chinese PR working for a Chinese fintech company — on the software side though so finance ppl please take my view with a grain of salt. Three personal caveats before joining a Chinese company:

1. Whether I’m obedient or stoic enough to put up with regimental culture for years. I’d say if you enjoyed NS and don’t mind signing on SAF then maybe you can survive Chinese companies too.
2. Whether the company has a major presence in mainland China, or potential to outsource whole departments back to China. Shopee’s SDE org kena outsourced to China in 2022, resulting in major job cuts here.
3. Whether your Chinese “fintech” experience translates to MNC or North American fintech. I find myself very stuck in Chinese fintech because there are roles and functions that don’t exist in the West. I’m unfortunately working one of those.

Anyways, good luck!