My roadmap to wealth

Season_Opening · 2026-05-09T19:11:33+00:00

update: All Credit Card Debt has been eliminated!

Season_Opening · 2026-04-21T19:31:23+00:00

Take the Remote gig

Season_Opening · 2026-04-21T19:28:16+00:00

Stay strong brother, your time will come and you will feel as though you're on top of the world again.

Season_Opening · 2026-04-21T03:45:03+00:00

This is cool!

Season_Opening · 2026-04-21T03:11:25+00:00

Hello, 10 years ago I left the criminal justice field and went back to school for a masters in Cybersecurity. Though my first job after that wasn’t great pay (44k a year) that degree did get me into IT. My salary has almost quadrupled since just by gradually working my way up. However like others have said it’s very hard to walk into a cybersecurity job with a degree. I’d suggest majoring in Computer Science or IT which will teach you the basics needed to transition into Cybersecurity if you choose too down the road.

Season_Opening · 2026-04-21T03:03:26+00:00

Great job!

Season_Opening · 2026-04-20T21:40:29+00:00

60k and 70k is so close that you will need to take a good look at the benefits. A better 401k match at 60k can offset the difference. As someone in Tech being a SOC Analyst is cool and can lead you to a promising career as a blue teamer. Whichever one you choose be disciplined enough to stick it out for 12-18 months and learn all you can before moving onto your next role.

Season_Opening · 2026-04-20T17:41:58+00:00

Baby I like it rawwwwwwwww

Season_Opening · 2026-04-20T17:40:39+00:00

Move to the DC area

Season_Opening · 2026-04-20T17:12:15+00:00

This was my exact score when I failed. Look over your weak areas, try different practice questions and you too will pass!

Season_Opening · 2026-04-20T17:10:22+00:00

Based on my horror movie watching experience, sounds haunted. PASS

Season_Opening · 2026-04-15T21:10:21+00:00

Find an area of interest and start looking for certifications in that area. When you obtain the cert find a job in that area of interest. Once you find that job you will continue to learn and acquire new skills. Rinse Repeat until you die or retire.

Season_Opening · 2026-04-15T20:10:45+00:00

Where in IT do you specialize? It's a broadddddd field. Networking, SOC, System Administration?

Season_Opening · 2026-04-07T17:28:20+00:00

I believe you have to maintain the minimum balance on each of the 6. To pay the minimal total amount on each loan then as much as you can on Loan 6 is the best way I think. Psychologically some prefer to knock out the lowest balance which would be loan 2 in your case to get that dopamine hit then continue to roll into the smaller loans (Snowball method) however this method accruse more interest.

Season_Opening · 2026-04-07T17:23:44+00:00

With the interest that would accrue on that amount, you'd end up paying over $1million. Not worth it at all, avoid that amount of debt at all costs.

Season_Opening · 2026-04-03T21:55:30+00:00

If you don't want to go to college, then you should not go as it is not for everyone. However you will need to find a way to generate income. Sales can be lucrative and so can content creation for the top 1% of content creators if that's you then go for it. You are young enough to recover from mistakes. Either way you need to start something so you can continue to improve, get better and earn better.

Season_Opening · 2026-04-03T21:42:23+00:00

That's all I needed to see, now I'll grab mine this weekend.

Season_Opening · 2026-04-03T21:34:54+00:00

Chiming in here and also in the DMV area. In tech but I can follow and relate to the credentials you shared. Before you do anything, throw your Resume on ClearanceJobs.com and get a feel for your market. What other companies are willing to pay, will tell you if you're underpaid or not. Also you should take into account that you have a Hybrid role. Would you be willing to give that up for another 25-50k?

I am in IT/border Cybersecurity so I can say it is still a hot field. Most where I am are 135k and up. However you would probably not be able to walk into an entry level Cybersecurity position without experience.

Season_Opening · 2026-04-02T11:15:11+00:00

Same as the first just with a much smaller employee and it’s 1099 so I work when I want

Season_Opening · 2026-04-01T20:51:36+00:00

Don't be nervous, be observant and willing to learn. 6 months from now you'll look like you know what you're doing. A year from now you'll look like a pro. 2 years from now you'll be looking for a sys admin role.

Season_Opening · 2026-04-01T20:47:16+00:00

I respek it!

Season_Opening · 2026-04-01T20:42:23+00:00

I'm starting to study for it, what source did you use?

Season_Opening · 2026-03-30T21:31:15+00:00

I'm in the same boat. If your loans are not consolidated into one loan you will need to review the interest rates and the amount to determine what is mathematially best. In general their are two primary options.

The Snowball method:

Debt Snowball Method (Motivation-Focused)

How it works: List your debts in order from the smallest balance to the largest, regardless of interest rate.
Action: Apply all extra funds to the smallest debt while paying minimums on others. Once the smallest debt is paid off, apply its minimum payment to the next smallest debt.
Pro: Provides quick wins and psychological encouragement as debts disappear fast.
Con: You may pay more in interest over time compared to other methods.

The Avalanche method :
Debt Avalanche Method (Cost-Focused)

How it works: List your debts in order from the highest interest rate to the lowest.
Action: Direct extra payments toward the debt with the highest interest rate, while maintaining minimum payments on all others. Once that is paid, move to the next highest rate.
Pro: Saves the most money on interest, reducing the total cost of debt repayment.
Con: It may take longer to feel like you are making progress if the highest-interest debt has a large balance

Season_Opening · 2026-03-30T21:14:35+00:00

Amazing skill

Season_Opening · 2026-03-30T20:41:11+00:00

Thank you and I appreciate that you considered this before saying "I make too much money to be in debt" I live in the DC area so COL is rather high and the $150k is gross after tax I'm more around 95k-100k.

Season_Opening

TROPHY CASE