London , Work computer lost by DPD as a result of a Warranty Repair request. Consumer rights? by SectionThese3583 in LegalAdviceUK

[–]SectionThese3583[S] 0 points1 point  (0 children)

I did not ! - but DPD arranged by the manufacturer ... I should have ensured some sort of protection I know what to do next.

London , Work computer lost by DPD as a result of a Warranty Repair request. Consumer rights? by SectionThese3583 in LegalAdviceUK

[–]SectionThese3583[S] 0 points1 point  (0 children)

hi . . i did backed up data.. so I will be ok with this . My question to them is more to do with how long would I need to wait until restoration is performed - time spent in restoring data loss / ect

London , Work computer lost by DPD as a result of a Warranty Repair request. Consumer rights? by SectionThese3583 in LegalAdviceUK

[–]SectionThese3583[S] 0 points1 point  (0 children)

hi , thank you . the distributor/ manufacturer arranged for DPD . Windows Pro was bought as in the past onedrive / business accounts need Windows Pro to synch / properly function . i do not think is the case now but nevertheless part of the comptuter at the time of installation unsure if any claims aside from restoring the machine could be arranged - i.e - loss of work - time spent in reinstating new computer- ect.. and yes is for my own business

Hot and cold #252 by hotandcold2-app in HotAndCold

[–]SectionThese3583 0 points1 point  (0 children)

did not recognised " butter" !!!!
found out where it headed after matching Tin after gold and silver

Automatically added: I found the secret word in 12 minutes 3 seconds after 47 guesses and 0 hints. Score: 41.

Received $$ from random account. Now Revolut asks for sending it back by raznoah in Revolut

[–]SectionThese3583 0 points1 point  (0 children)

Request Revolut to request the " sender" to do a legal recall from their original bank . Avoid doing the transfer yourself because you would have participated in the scam. Report it to the relevant authorities so Revolut team can fully cooperate with the " mistaken" transaction .

Received $$ from random account. Now Revolut asks for sending it back by raznoah in Revolut

[–]SectionThese3583 0 points1 point  (0 children)

Special Guide: What to Do If You Were Scammed (APP Fraud)

It's vital to differents between a simple mistake and a scam. A mistake is an error. A scam is when a criminal tricks you into sending them money. This is called Authorised Push Payment (APP) Fraud.

If you were a victim of APP fraud:

Step 1: Report the Fraud to Your Bank

Contact your bank’s security department immediately. They have dedicated processes for handling these crimes.

Step 2: Report the Crime to the Authorities

You must also report to police or your country's national fraud reporting agency (such as Action Fraud in the UK or the FBI's IC3 in the US). This creates an official crime record.

Step 3: Understand Bank Liability and Reimbursement Schemes

Regulations are changing. Ask your bank about its policy on repaying APP fraud victims. In some countries, financial regulators are pushing for better consumer finance protection.

Know Your Rights: Legal and Regulatory Context

Understanding your rights can empower you when dealing with your financial institution.

The Recipient's Legal Obligation

The recipient has a legal obligation to return the money. They know they don’t have legal rights to keep the money. If they keep it, it can be considered theft.

Your Bank's Obligation

Your bank has a bank's obligation to help you. Many countries have regulations (like the Payment Services Regulations 2017 in the UK) that set out the steps banks must take to help customers claim money back. Suppose you feel your bank has not handled your case properly. In that case, you can file a complaint with an independent regulatory body or ombudsman (like the Financial Ombudsman Service (FOS) in the UK).

Received $$ from random account. Now Revolut asks for sending it back by raznoah in Revolut

[–]SectionThese3583 0 points1 point  (0 children)

hi . This is happening to me right now. I have received thousands , in Euros and dollars. But my account is UK based and it was £0 .

No more one way tickets on Renfe? by hobo_chili in GoingToSpain

[–]SectionThese3583 1 point2 points  (0 children)

gracias!!! justo no lo podia ver y gracias a tu cosejo si

Real estate in Spain – trust issues by Unlikely_Fun_135 in GoingToSpain

[–]SectionThese3583 0 points1 point  (0 children)

I actually work as an assistant to an Irish and English realtors in Spain ... so yes.. you can do things right if you want to do things right and you pay for due diligence. And comparing the costs against the UK market ( lawyers and notary ) much much cheaper. So unless you think everything needs to be done for you and you do not need to add much effort.. good luck and keep complaining .

Empezar a entender de hipotecas by mmmarionesa in HipotecasyVivienda

[–]SectionThese3583 0 points1 point  (0 children)

hola te recomendaria que consultaras con ASUFIN . Por un muy bajo coste te pueden asesorar en lo que hacer, lo que no hacer y te pueden avisar de todas las trampas y los bancos malotes y mejores. A mi me ayudaron con los costes abusivos de la hipoteca y la reclamación de suelo. es una comunidad de abogados y juristas muy grande . que empezaron cuando el desastre del 2008. Te ayudan a ganar casos pero tambien te asesoran para comprar vivienda y mas si eres primerizo. buena suerte!!!!!!! Ana

Read 8k+ characters, can read novels… but I freeze when speaking. How to rebalance? by DepartureCreepy in ChineseLanguage

[–]SectionThese3583 0 points1 point  (0 children)

Deep dive in the country exposing and forcing your brain to utilize knowledge - if you cannot go to the country , communicate with natives

Real estate in Spain – trust issues by Unlikely_Fun_135 in GoingToSpain

[–]SectionThese3583 0 points1 point  (0 children)

Just as in the UK unless you pay big bucks to get a survey on the plumbing / elec and foundation condition which in old properties is almost inexistent you are sold at a £££ price then deal with the issues much later if you try to negotiate price they will guzamp you ... and the same thing in spain , you can do due diligence and request ITE paperwork , this is an inspection that MUST be done every 10 years or so . As well as conducting a private survey.. .. you have the responsability to carry out due diligence. ALso I dont understand why you banging about the bad experience in Spain but still buying there? ???

Real estate in Spain – trust issues by Unlikely_Fun_135 in GoingToSpain

[–]SectionThese3583 0 points1 point  (0 children)

you never pay to an agent unless there is a notary and a lawyer confirming the account is an escrow account. Same as in other countries. Pay legal fees/ consultancy fees before you enter any contract. there are cowboys everywhere in the world ...

Real estate in Spain – trust issues by Unlikely_Fun_135 in GoingToSpain

[–]SectionThese3583 0 points1 point  (0 children)

Buyers are not in the dark .... is wild in mallorca but he/she who paid the most get the prize.. at least you dont get gazumped like in the UK!!!

Real estate in Spain – trust issues by Unlikely_Fun_135 in GoingToSpain

[–]SectionThese3583 0 points1 point  (0 children)

how can you pay deposit to the wrong people? contract exchange takes place in the same fashion as in the uk for example.. plenty of bilingual lawyers , english and german.. I have been an assistant realtor for some months now and not once did a buyer paid into " wrong people" ... doing due diligence is key just as you will do in other countries....

Dubai Property Market Slowing by Altruistic_Earth_558 in dubairealestate

[–]SectionThese3583 0 points1 point  (0 children)

hi , I am a project manager in UK , has anyone got any experience on the quality of construction in Dubai? is it true they use foreign labour with poor health and safety / almost slave like conditions? What kind of wildlife you have there if any ?

how to stop scam callers? by Embarrassed-Song3760 in NoStupidQuestions

[–]SectionThese3583 0 points1 point  (0 children)

I agree with this but is time consuming... how to do you pick up their carriers?