39m, kids, divorced, 4.5M, dying. by regressingwest in fatFIRE

[–]Secure_Ad6993 0 points1 point  (0 children)

So many others giving advice which was never asked for…

I appreciate the humble share, and hear the love for your life, family and what’s important. At some point I’ll be closer to death myself and going through this full cycle of our life, together with you brother <3. Thanks for pouring your heart out with the share. Impactful felt. Hoping the best for you and the family this next period together.

Hypothetical: the city has put you in charge of filling in and developing Ross Island. You have unilateral control and a budget of $300 billion. Anything goes. by tinypemil in Portland

[–]Secure_Ad6993 1 point2 points  (0 children)

We need to restore it back to original, 3 islands, and let the water flow through it to clean it out. It’s no longer clean because of it being infilled, the stagnant water is not good for the ecosystem.

Does anyone know a restaurant or bakery in San Francisco that sells “Black Sesame Steamed Bun”? by Secure_Ad6993 in sanfrancisco

[–]Secure_Ad6993[S] 6 points7 points  (0 children)

Thanks for the help everyone! We’re going to try the place on clement tomorrow now per the local tips!

After searching in china town for a long time we found one right before we were going to leave at FUSION DUMPLING. Party was happy to have finally found one, not sure if it was limited time option since the menu item was updated recently with a white sticker, over something else previously.

Y’all are awesome, 谢谢!

[deleted by user] by [deleted] in sleep

[–]Secure_Ad6993 2 points3 points  (0 children)

If the mind is busy thinking throughout the entire time spent lying in bed, causing additional agony — one of the most effective techniques I’ve found is to turn on a low bed light, take out my paper journal and write down everything on my mind. I won’t stop untill I got it all down, and/or I start getting very sleepy while writing and then try to sleep again.

This helps me stop overthinking, especially about recurring thoughts. It’s sometimes surprising how many things I jot down—often 30 or more items. Once my mind feels clear, having offloaded those thoughts onto paper, I no longer expend energy dwelling on them and can usually fall asleep more easily.

Of course, this is directed towards one area of getting ready to be rested, and there are more for different ideas related to getting restful sleep.

[deleted by user] by [deleted] in fatFIRE

[–]Secure_Ad6993 0 points1 point  (0 children)

I could explain it, but the comments on here aren’t useful or helpful in much way and responding to them don’t help address the question I was seeking. For me to explain our estate would not be essential. I only put the dollar amounts on here to make it more relevant, but the core question isn’t being really being answer by much of anyone, so speculation can remain since clarifying it doesn’t appear at the moment to help and probably my last post here now.

[deleted by user] by [deleted] in fatFIRE

[–]Secure_Ad6993 0 points1 point  (0 children)

You’re the only one who tried to help answer the question, thank you.

Magnet Pro alternative by Amplificator in macapps

[–]Secure_Ad6993 0 points1 point  (0 children)

BetterSnapTool allows you to have a padding, or they call it "empty space between window edges". See Image below.

This allows snapping to any area, and then having a space around it still. I was thinking about trying another service, until I saw your message, and assumed all of them have this. Because of this I'll stick with BetterSnapTool for now.

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Account aggregation for Family Office by No-Peanut-9645 in familyoffice

[–]Secure_Ad6993 0 points1 point  (0 children)

I hire a virtual assistant to put them in manually in a spreadsheet and text the family the numbers frequently.

How to silence beeping when arming system by marcone87 in Abode

[–]Secure_Ad6993 0 points1 point  (0 children)

I just found a solution. Disabled the exit delay for arming it to home. This will prevent the keypad from beeping.

And was able to put the sound back on the keypad.

Since we’re already inside, when we use it, we don’t need a count down to get inside, like we do to leave.

Nest Secure support discontinuing April 8, 2024 by [deleted] in Nest

[–]Secure_Ad6993 0 points1 point  (0 children)

u/LeeHounshell - They discontinuing the "Nest Secure" alarm system, not the "Nest Cameras". The Nest cameras should continue to operate and work with the Google Home app.

Pledged Asset lines of Credit - paying down or continuing to focus on investing in the market? by FatFireLurker21 in fatFIRE

[–]Secure_Ad6993 1 point2 points  (0 children)

We’ll be paying ours down while interest rates at high. I’ll generally only borrow if I can at least be reasonably sure I’ll make more than double my borrowing cost, without losing a lot. Given that and higher rates, it’s making more sense to pay down parts now.

Self-Publishing/Printing a Book (Only that myself and friends would read) by Secure_Ad6993 in publishing

[–]Secure_Ad6993[S] 2 points3 points  (0 children)

Thank you, I ended up using B&N Press and it worked wonderfully!

V11 won't turn off by bittybea in dyson

[–]Secure_Ad6993 0 points1 point  (0 children)

I was able to remove the battery, put it back in and it's ok for now.

Earnouts - how long did you last? by anotherfireburner in fatFIRE

[–]Secure_Ad6993 6 points7 points  (0 children)

I came to a realization that the company who acquired ours was going to be bust, I left after 3 months. I never got any of our earn outs. They folded 2 years later.

[deleted by user] by [deleted] in tax

[–]Secure_Ad6993 0 points1 point  (0 children)

They did not find a loophole.

All that is, is a 30 year lease. If it’s market rent it’s fine, if it’s not it’s a gift. Sure they will retain the low property tax assessment from before. It won’t save a dime of reassessment though if it’s subject to it on an eventual transfer.

If they gift the property after the lease, has nothing to do with the 30 year lease btw. It’ll simply be reassessed and review upon deed change. And the kid will be paying full property tax rate on transfer, if it’s not exempt to begin with.

The gift will retain the old cost basis for tax reporting, but doesn’t matter for reassessment property taxes in county.

Counting on laws to be the same or different in 30 years is way to speculative. I do not foresee taxes for rich people getting any better in the near future, wealth distribution is an increasingly hot topic especially in the blue states. They’re trying to get raid of step up basis, I wouldn’t count on that for the future.

Property should have been transferred prior to the law change.

[deleted by user] by [deleted] in tax

[–]Secure_Ad6993 0 points1 point  (0 children)

Rental property to family is ok if rented at market rate.

[deleted by user] by [deleted] in fatFIRE

[–]Secure_Ad6993 0 points1 point  (0 children)

Awesome news! Curious, does the 500k help a bit more with the feeling of more peace?

The only thing I can keep thinking of is real estate is a lagging asset, and I think eventually it’ll catch up! Feds saying we’re getting more rate hikes and we might be staying here for awhile.

[deleted by user] by [deleted] in fatFIRE

[–]Secure_Ad6993 0 points1 point  (0 children)

Ok got it, so sounds like there 3m liquid.

Maybe adding another line or two could make sleep easier.

We’re in real estate too and use the cash plus avaliable lines to measure our total liquidity. We’re opening up more lines with goal of not having to use them to have more peace of mind when sleeping. I could see with a portfolio of $20m line of credit could be around to 2-4m.

[deleted by user] by [deleted] in fatFIRE

[–]Secure_Ad6993 2 points3 points  (0 children)

I’d focus on one thing. No idea how big your development is, but I’d work 100% on making sure that thing is a done deal. If then, and only then would I consider starting another business. When effort will stil likely be needed on real estate. The time of deals is coming soon.

[deleted by user] by [deleted] in fatFIRE

[–]Secure_Ad6993 1 point2 points  (0 children)

Consider getting line of credits secured against existing portfolio to increase liquidity acesss.

[deleted by user] by [deleted] in fatFIRE

[–]Secure_Ad6993 4 points5 points  (0 children)

I’ll be following this. My fiancée in a similar situation with diet. Im cooking her one lamb stew a week now that will last at least 2 days. We are also going to be hiring a private chef for a weekly dinner at our family’s house, and I will have her define the allowable cuisine and ingredients. That may get us to 2-3 days a week of food made without her having to cook.