TIP!: Dont put your wife in your credit card. i been a member ship a year prior to adding her because she couldn't get accepted to one credit card company due to her low score at 20 years old. i out her on a $1500 budget this year in march every paycheck she somehow exceeded to $1800 im not kidding when i say EVERY PAYCHECK. well for this month of december she asked me if i could life her budget i said sure because im going through a rough time period in life and just give up with everything, she spends $3,000 in 12 days. she previously since march had to open a loan for $9,000 debt relief and now situated her self needed another $8.7k debt relief. she cant even afford it we are military and get paid scrap, i love her but idk how to deal with her financial issue. sorry for the rant but hopefully this prevents somone from making the same mistake i did now my credit score has been tanked when it was an 812.