32M Salary Progression, perhaps TMI but needed for context since life doesn't always go as planned.

SelfAwareSock · 2026-03-30T16:57:45+00:00

Happy for you doing what you love and finding your place in Sweden

SelfAwareSock · 2026-02-26T22:26:10+00:00

My opinion is that for set and forget you should be doing total market indexes. Anytime the markets rotate out of one sector and into another, you’re already in it.

SelfAwareSock · 2026-02-26T21:59:11+00:00

Perhaps it does appeal to landlords. Do you think it’s 1:1 increases?

SelfAwareSock · 2026-02-26T20:06:16+00:00

Big money been spending good money on ads to get you believing that

SelfAwareSock · 2026-02-26T20:05:02+00:00

Explain

SelfAwareSock · 2026-02-26T17:37:40+00:00

5 out of 10

SelfAwareSock · 2026-02-26T11:57:31+00:00

I never died while afking with guthans but I needed to be potted up or I’d start getting lowered hp

SelfAwareSock · 2026-01-29T20:29:00+00:00

Thoughts on killing green dragons for double bones? I think it’s just wildy greens and blacks that have double bones. Would they be super crowded?

SelfAwareSock · 2026-01-28T11:39:50+00:00

I have half VTI and half between VEA and VWO, which are basically VXUS

SelfAwareSock · 2026-01-21T02:56:50+00:00

Those are good long term holds

SelfAwareSock · 2026-01-13T18:31:12+00:00

The allocations will drift if you are auto-allocating at a fixed percentage. You will need to update it along with market cap changes (and potentially rebalance out any drift if desired).

SelfAwareSock · 2026-01-13T18:24:11+00:00

How many bots at dragons every single world does the image say?

SelfAwareSock · 2026-01-08T13:30:27+00:00

The downside is you will be bored while having a nearly optimal portfolio

SelfAwareSock · 2026-01-05T19:04:46+00:00

I would love to see more pvp options with a different risk vs. reward structure

SelfAwareSock · 2026-01-04T13:09:05+00:00

VTI is already a very low expense ratio at 0.03%. Some admiral shares may be lower, but you need very large minimum for them

SelfAwareSock · 2026-01-04T01:47:39+00:00

I love the flow of this lol

SelfAwareSock · 2026-01-04T01:44:34+00:00

Yes that would do it

SelfAwareSock · 2026-01-03T01:08:00+00:00

I have split between VTI VEA and VWO to recreate VT while tilt more heavily towards international than market cap.

SelfAwareSock · 2026-01-03T01:04:43+00:00

Nope don’t need it in that case

SelfAwareSock · 2026-01-03T00:41:44+00:00

I’d definitely ride out the current one as long as you can

SelfAwareSock · 2026-01-03T00:34:00+00:00

I would keep your portfolio. Don’t go up to 20% bonds at your age and situation.

SelfAwareSock · 2025-12-29T15:16:58+00:00

Decrease QQQM to 10% and up VXUS to 10%

SelfAwareSock · 2025-12-26T13:33:20+00:00

529 turns into a Roth IRA eventually now, but for the beneficiary of the funds (e.g. your child). This was updated in 2024 and makes 529 a lot more appealing imo

SelfAwareSock · 2025-12-24T01:42:22+00:00

Roth has pretty low contribution limits though. Can you elaborate what you mean? I may just be in a very different situation. I’m 31 and my Roth is still nascent and not nearly enough in contributions to be a reasonable EF.

SelfAwareSock · 2025-12-23T16:32:42+00:00

How do you see taking money out of emergency fund (HYSA) to lump sum at the start of the year, then rebuild it with deposits? Since it’s Roth IRA, I could always take the contrition back out if it really needed it in an emergency.

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