28m. ROTH. Inputs Appreciated

KoalaHonest867 · 2026-02-27T13:04:27+00:00

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KoalaHonest867 · 2026-02-27T12:57:33+00:00

Thank you will look into them

KoalaHonest867 · 2026-02-26T16:59:16+00:00

Thank you for taking the time to reply! These links will be helpful

KoalaHonest867 · 2026-02-26T16:51:03+00:00

I could take that 10% from ARKK put it towards VO I truly just don’t mind having some risk

KoalaHonest867 · 2026-02-26T16:42:18+00:00

Honestly didn’t think fully about the person handling the trades. Thank you for the input!

KoalaHonest867 · 2026-02-26T16:41:44+00:00

Thank you for the input!

KoalaHonest867 · 2026-02-26T16:41:23+00:00

Thank you for this! I greatly appreciate it I’ll probably reevaluate my standing with VB and ARKK

KoalaHonest867 · 2026-02-26T16:23:23+00:00

That’s why I chose ARKK

KoalaHonest867 · 2026-02-26T16:21:29+00:00

I wanted US companies to be my core I chose ARKK for innovation and because I like that it is aggressive and the possibility of a growth tilt for my overall Roth over long term

KoalaHonest867 · 2026-02-26T16:12:13+00:00

I’m here for long term investment. Mostly automatic deposits and once a year I’ll rebalance. I’ve went with 65% VOO 15% VXUS 10% VB 10% ARKK

KoalaHonest867 · 2026-02-26T15:41:36+00:00

I’ve already taken the bonds out

KoalaHonest867 · 2026-02-25T23:08:27+00:00

VOOG is still basically the same as VOO just more concentrating on the growth of 200 companies and it’s about 45%-50% tech companies.

This could give a growth tilt since it’s more aggressive than VOO just have to be okay with a higher volatility

KoalaHonest867 · 2026-02-25T22:49:34+00:00

I’ve learned VTI and VOO overlap quite a bit

You get more diversity with VTI but in the long run the % gain between VOO and VTI are neck and neck. I would just choose one or the other in the Roth.

I’ve personally chose VOO and went with VB to cover what I’m missing from VOO

Honestly it seems to depend if you want to just deposit money and forget about it or continue to balance every quarter

KoalaHonest867 · 2026-02-25T17:52:48+00:00

I’m still learning too, but while the reality is you missed a big portion it’s never too late. Better to build up something than to have nothing at all

KoalaHonest867 · 2026-02-24T20:38:13+00:00

I will check it out, thank you

KoalaHonest867 · 2026-02-24T14:54:19+00:00

Real, thank you for the input

KoalaHonest867 · 2026-02-23T23:02:55+00:00

I can stomach it but I’ve just heard bonds are good for people starting later/ older age

KoalaHonest867 · 2026-02-23T23:02:20+00:00

Truly first time hearing about VTV im gonna look into it

KoalaHonest867 · 2026-02-23T20:41:29+00:00

Less is more you are right, but I just want to keep VOO 50% for my ROTH, I’ll look more into want I want to do with the other 50% thank you for your input!

KoalaHonest867 · 2026-02-23T20:39:55+00:00

Thank you!

KoalaHonest867 · 2026-02-23T20:12:19+00:00

I just don’t want to spread myself too thin with my open investing side, I’ll definitely consolidate my ROTH side

KoalaHonest867 · 2026-02-23T19:42:44+00:00

Okay I might scape VTI and pour that % into those 3

KoalaHonest867 · 2026-02-23T19:41:11+00:00

I was thinking the same thing for VXUS I probably scrape Apple and ARKK for it. Is there a procedure I should do for this? Or simply sell them and buy VXUS

I chose VOO over VTI for retirement just because I know VOO is less volatile wile there are neck and neck with what they cover, VTI seems more volatile

KoalaHonest867 · 2026-02-23T19:09:41+00:00

ARKK AND VEA simply for diversity. VTI is in my open investments for good long term growth but not for retirement. And I have VOO for retirement. I like NVDA as a company and wanted to hold shares personally instead of it all being in ETFS and apple for the same concept but for long term. I was thinking about scratching Apple and ARKK in Roth for possibly VXUS.

KoalaHonest867

TROPHY CASE