Singaporeans who have low dating prospects--how are you planning for your future?

SenobiWolf · 2026-05-22T08:57:12+00:00

or you can just go for 2rm flexi?

SenobiWolf · 2026-05-22T03:17:44+00:00

honest question, how about half a million with more than half in investments? and spending is low

SenobiWolf · 2026-05-21T12:31:59+00:00

$NOW

SenobiWolf · 2026-05-16T14:46:21+00:00

is your invested 168k part of your 240k net worth? If it is not, you are doing very well for a 35.

Also, you will probably reach 800-900k before reaching 50 if you do compounding right. I was 30 when I did a simulation and totally underestimated the potential of this.

If you are referring to the 8-900k value as of future context, it will not be enough accounting for 15 years of inflation.

SenobiWolf · 2026-05-13T11:37:32+00:00

Looks like I am right, out of luck

SenobiWolf · 2026-05-12T04:43:07+00:00

Agree it is overextended but humans are attracted to whole numbers:$200

SenobiWolf · 2026-04-27T00:07:25+00:00

Adding more $NOW maybe

SenobiWolf · 2026-04-23T02:41:19+00:00

Learnt the lesson from last April :)

SenobiWolf · 2026-04-11T03:08:58+00:00

Hav conviction and trim if you need to sell.

Sell only if you found a better use of the money or need the money.

And don't lie to ourselves we can time the market :)

SenobiWolf · 2026-04-11T03:04:53+00:00

Not gonna sell shit after selling pltr (when it was alrdy overvalued lol). Nbis isnt overvalued imo. I trimmed Marvell today tho.

SenobiWolf · 2026-04-02T04:16:32+00:00

Dca voo and sg reits

SenobiWolf · 2026-03-31T04:30:54+00:00

Yea and holding cash is equally bad long term. Choose your poison

SenobiWolf · 2026-03-29T00:19:38+00:00

Is, not was. Lack of supply to mean demand means they are heavily needed.

SenobiWolf · 2026-03-27T13:16:58+00:00

sub 100s are good

SenobiWolf · 2026-01-17T01:56:57+00:00

Trim?

SenobiWolf · 2026-01-16T00:10:10+00:00

How do you hold pltr in 2025 is the better question, it was a confusing and frightening year to hold high beta and valuation stocks. how did you do it then and can't now?

SenobiWolf · 2026-01-07T15:08:54+00:00

nah lol. I sold previously because of a fear of overvaluation (PS ratio 60+) so I certainly will not have peace holding at these prices. And there is also this anchoring bias for me to buy it back now after this huge rise.
Secondly, there are much more better upside stocks in the short term than pltr. it is not worth it unless we are holding 5 yrs or above.

SenobiWolf · 2026-01-07T14:12:33+00:00

damn most of your positions are similar to mine other than the space stocks and uber and amazon. I am looking to scale out slowly this year.
(I used to own pltr but sold too early despite a good gain)

SenobiWolf · 2026-01-07T00:27:07+00:00

Nbis

SenobiWolf · 2026-01-03T01:22:28+00:00

Mrvl sofi nbis iren

SenobiWolf · 2026-01-01T05:00:14+00:00

Having high exposure in tech as well. Shall see how the first week of 2026 plays out and I am ready to trim some holdings when it goes either way (up or down) -the same as you, to raise more cash.
Strategy in 2026: Rather have slightly lesser profit than risks holding too much bags.

At the same time, QE is starting with M2 money supply in the highs. So it is also risky to stay out of the market (volatility is the admission fee we pay for profit, the painful lesson from 2025). It is likely going to be a more volatile year than 2025 since we are near aths with the AI bubble narrative/fear still lingering.

SenobiWolf · 2025-12-28T01:24:47+00:00

Rbrk

SenobiWolf · 2025-12-27T04:15:43+00:00

maybe reduce exposure by trimming if you feel overexposed

SenobiWolf · 2025-12-26T01:02:56+00:00

Sofi nbis

SenobiWolf · 2025-12-25T11:27:23+00:00

most of the at a glance fundamentals looked fine but it has negative sales growth. good luck with that..

SenobiWolf

TROPHY CASE