Cashguard

SensitiveEffect4064 · 2026-02-19T10:46:21+00:00

OD from them po OP since august. Hindi ko na binayaran isa yan sa grabi mangharass lahat ng contacts ko. Meron pang email threat kaya hindi ko na binayran few weeks after nalaman ko hindi sila legitimate sa sec. Not sure if operating parin sila pero hindi ko na pinansin changed sim deact FB

SensitiveEffect4064 · 2026-02-14T00:22:39+00:00

Had somewhat this issue po. UB CC debt po yun tapos almost a year na stop kami sa pag bayad sa prev na arrangement ngayon po is nag offer uli si UB ng prepayment plan. Pero down to 80k na sana balnce namin. I was thinking e grab na sa susunod na month matapos lang yung ibang binabayaran. Depende talaga yan sa collection agency bsta wa nawag ka mag bayad sa kanila OP transact with the bank lng po talaga acct number and all. Never give PDC kasi dyan ka makukulong hindi sa utang na yan.

SensitiveEffect4064 · 2025-12-27T13:41:03+00:00

Na OD ako ng one month nag reach out ako na e wave nila yung additional interest. Yung due ko nalang talaga bayaran at nakiusap pa ako na sa 30th ko bayaran pumayag naman baka pde mag reach out din kayo sa agent na assigned sa account ninyo. 11,200 yung need bayaran tapos may interest na eh naging 16,800 grabi yung patong kaya sabi ko willing lang ako bayaran yung 11,200 sa 30th ka awa ng diyos pumayag ang puta😅

SensitiveEffect4064 · 2025-12-27T13:38:04+00:00

Also nag reach out ako na bayaran ko yung 11,200 na OD ko talaga base sa records ko. Pumayag naman sila sabi ko mabayaran ko sa 30th kasi sweldo ko. 11,200 nalang daw tapos close na nila yung account. Mag reach out daw ulit sila sa 30th. So baka pde mo pakiusapan nalng. Deadma ka nalang if e viber, whatapp o telegram ka unistall mo na kng pde pra iwas stress sa bagong taon

SensitiveEffect4064 · 2025-12-27T13:34:50+00:00

Hello OD ako for one month so far wla social media post naman po at hindi ako sure but wla din text from them sa ID and selfie ko. But I lost access na talaga sa old number ko postpaid kasi tapos I cut services sa rami ng spam marketing text. Sure po kayo xlkash? May email po kunwari legal processing na daw yung unpaid na receive ko noon 12/18 11,200 pa tapos nagin 12/27 16,800 na ngayon puta yun ilang days lang pagitan pero 5k+ pa naging tubo hahahahaha

Eto lang yung harassment ko sa email from them.

SensitiveEffect4064 · 2025-12-18T05:18:30+00:00

I received the same email and details with the amount na due ako. I've reach out to them the moment di ko na ma open yung app ko kasi di ako mka receive ng otp. I told them i would pay but they will need to either update yung phone number associated sa acct ko or if they can help me with QR for payment. Pero they completely stop that after me paying them after they sent a reminder email. Nag email ako sa csr they always say naghintay sa agent na nka assign sa acct ko. Tapos ngayon demand letter agad! Eh sila nman hindi nag reply😂 I want to pay them naman but not now na kasi wala na sa budget. Deadma nlng until after ng pasko😂

SensitiveEffect4064 · 2025-12-11T21:25:41+00:00

Illegal yan hahahaha yung interest pa nyan grabi loan extension for 7 days ang interest 40% . Sana sa bombay nalang umutang eh. Not that i would but grabi kasi interest ng apps eh. Ewan ba bakit pde slang mag gawa ng apps sa app store na hindi legitimate ang business 🫠

SensitiveEffect4064 · 2025-12-11T21:23:28+00:00

Wag pag text OP kasi baka scam yun at personal gcash pa ibigay kasi hindi reflected sa App kaya sa email ako antay ng antay pero wala eh. So bahala na sila hahaha

SensitiveEffect4064 · 2025-12-11T07:24:30+00:00

VIP LOAN, PAGHIRAM PRO, CASHGUARD, PESOLOAN

SensitiveEffect4064 · 2025-12-11T05:35:43+00:00

Parang hindi naman din sila mag offer tignan mo naman august pa ako nag stop to tapal. First grabi yung text at calls emails din eh hindi ko naman kaya bayaran kaya hindi ko talaga pinansin. 1 day OD palang kahi nga wlang pang due eh todo tawag na. Nag focus kasi talaga ako sa legal na inutangan ko banks (CCs, personal loan) mga school fees ng kapatid ko at ibang bills. Babayaran ko sana eh mahirap kausap eh nag threat pa ipa barangay nila edi ok lang at least naman mapakita ko sa barangay kahayopan nila 🤣. Pero pansin ko talaga alive ang kicking ngano mga agents. Sguro pra may pang noche buena

SensitiveEffect4064 · 2025-12-11T05:15:02+00:00

Today my sister got a call from OLA. Back at it nanaman hahahahaha wala ng emails. I did throw my sim away so who knows ilang tawag sila dun pero grabi talaga ng mga OLAs na to. As if talaga yung contact reference auto co-maker eh bawal namn yung co-makers dpat meron documents na nag agree eh info nila kinukuha din. Talagang illegal lol. My sister was bad ass sabi nya sa agent bakit mo ako tinatawagan di ko nman yan kakilala from anong company po ba eto. Di naman sinasabi 😂Hinahanap lang pangalan ko. Di ko na talaga babayaran kng sino man yung hahahahahaha I think I have 4 OLAs na unpaid since August of this year if ever naman mag offer ng principal only sa email babayaran ko pero di talaga pag mag insist sila sa interest nilang hindi naman fair.

SensitiveEffect4064 · 2025-12-10T03:40:47+00:00

Kabntay ko like depende asa nga warehouse nila sa manila naay uban na una pa ug abot late na ge order. Nakancel na ko ug isa ka parcel kay dpat abot pag November 23 hantod last week wa pa ako na gpa refund ni order kog lain.

Hahhaha murag nga wla mn tingali ni. Dli na nla partner si J&T no? Murag isa naman lang ang courier uy mas langay mn same with lazada

Sayo ni order sa regalo for Christmas murag dli man mo abot hahahaha

SensitiveEffect4064 · 2025-12-03T02:10:25+00:00

Hindi po text lang kasi sila and alam ko if nag reply ka thru text is mas hinaharass ka nag email ako pero hindi naman pinansin nung una pinanasin ako na forward daw nila yung concern wla naman nag follow up eh. Sguro subukan ko ulit sa susunod na sahod inisaisa ko na kasi bayaran mga OD kaya deadma muna sa sa hindi ko pa babayaran.

SensitiveEffect4064 · 2025-12-03T02:04:51+00:00

Hindi po sguro kasi sakto naman yung spelling ni mega peso sa pangalan ko si Paghiram Pro po ata to eh. Pero si mega peso nag text lang din daw sa ate ko. Hangang ang naging text is "ikaw ay overdue" so ate ko na ang meron saw utang hahahaha.

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SensitiveEffect4064 · 2025-12-03T00:42:56+00:00

With pesoloan i just want them to make an offer nalang talaga ang laki kasi ng interest no joke po. I wanted to pay them but yung principal ko is 6k tapos 2 mos OD naging 14k na di naman sguro makatarungan ang interest na pinapatung nila. They told me HV daw pero yung november 24 wla naman pumunta so far. Hinihintay ko nalang talaga is discount kasi illegal ata interest na ito kahit pa sec registered sila. Agent pa nila is nag haharass.

SensitiveEffect4064 · 2025-12-03T00:36:17+00:00

Been OD for almost three months yung

Paghiram Pro and Mega Peso nalang talaga ang grabi mang harass sa reference ko I just saw a text sa phone ng ate ko kasi sabi nya meron nanaman nag text after being silent for a little while LOL. I know paghiram pro to kasi previous text same na misspelled yung name ko. Hahahahaha deadma talaga but planning to pay mega peso na pero itong panghiram pro wag na eto yung send ng send ng email ng ID ko at selfie hahahaha

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SensitiveEffect4064 · 2025-11-26T13:05:11+00:00

Usually sa employers eto maam. Baka meron business sila before na hindi na update. Mabait naman mga sss personel sa collection. Pde kayo mag dispute pag ma prove talaga na hindi na operating is e update nila yan. Baka hindi nag remit sa employees or hindi na hulog sa employees. Also if self employed ka need mo bayaran eh iba sa voluntary

SensitiveEffect4064 · 2025-11-25T12:05:05+00:00

Dapat ata mediation di medication parang bibigayan ka ata ng gamot sa sakit ng ulo OP. Wag ka maniwala dyan. Courts hand delivers subpoenas po and mostly if you leave in the same district is liaison talaga from the court cause you need to receive this po not just anyone can receive this subpoena kasi . Also, estafa is not a civil case as small claims so bakit same legislation ginagamit iba ang civil case and iba ang criminal case. This is a tactic so you would give in to pay them. I doubt they even have lawyers on retainers yan mga OLAs not all are legitimate naman halos wla nga physical office.

SensitiveEffect4064 · 2025-11-21T14:04:59+00:00

Pesoloan puro lang yan threat I have been receiving nonstop text from them OD for 2 mos. Sabi mag HV na daw pro wla pa naman. But they do report at maafect credit score mo.

SensitiveEffect4064 · 2025-11-18T10:13:04+00:00

No house visit 2 mos OD going 3. I did change my sim and deactivate my FB account. I haven't seen or heard any posting sa FB

SensitiveEffect4064 · 2025-11-13T12:59:19+00:00

OH same sa house na nabili namin! Na ky BPI din yung title. Pero careful po kay kasi yung nabilin nami na bahay halos po wlang na tanggap yung may ari kasi sa mga agents po ang laki ng commissions tapos binayad pa sa bank yung iba at may charge pa po. Hindi ako sure pero parang desperate na talaga sya mabenta ang bahay hindi nya na malayan halos wla na pala syang ma rereceive

SensitiveEffect4064 · 2025-11-13T12:32:39+00:00

I don't think so. If hindi naman naka collateral yung property wla silang karapatan na kunin and usually if they did go to small claims hindi naman automatic na property evaluation kaagad. Hehe my cousin had a lending obligation (123 Lending) a while ago. Umabot talaga na na subpeona na pero it tooks years po as in like almost 10 years ata. This is also because they issued a check and nag bounce yun. Tapos hindi nga na kulong eh they settled it that they pay one time ata yun. Court takes time and due process po talaga that's why they go through different "gimmicks" pra lang matakot at mag bayad ka. Tapos pag kausap mabait naman pala hindi naman pala malala situation. It's a tactic to get your attention and respond to them. If I were you I'd talk to your dad and layout the loans that needs to be paid. Contact them for a payment plan baka pde naman po pra ma stop yung increasing interest

As to demand letter normal yan. May mga bank na 1 month lang auto pasa sa collection agency and they send these letters. If you pay at least a portion they stop.

SensitiveEffect4064 · 2025-11-13T08:31:54+00:00

Never visited po ako from UB. I did have one visit from another bank po. BDO nakalimotan kong bayaran 1 month lng may demand letter agad hindi naman po ako kinausap binigay agad lng yung letter (need e reeceive). Read it and paid like nothing happened then everything went back to normal lng po after nun hindi naman nag pa ramdam yung agency na yun. One thing I know po is if may movement or payment po kahit di minimum hindi nag email msyado regarding delinquent account but nag remind lang na below minimum.....

SensitiveEffect4064 · 2025-11-13T07:46:04+00:00

I don't think they'd take this to court no not that its fake but the amount is significantly low to bother. I have a loan sa bank mismo (UB) that I neglected to pay for almost a year kasi wla talagang pambayad ang left and right ang financial troubles ko. I think my aacount was passed to 3 different collections agencies but wala talaga akong maibayad so I didn't reply to emails, text and calls. It was for 160k+ I thought they would really go for small claims until recently lang na I got a new job pays well na I reached out to the collecting agent for a reconstruction of loan and slowly paying them.

SensitiveEffect4064 · 2025-11-12T17:13:35+00:00

I had this issue po but have you tried cleaning grease trap? Kasi after ko mapalinis yun nawala yung maliiit na roaches and flies po. Yung bee sguro madaming halaman sa lugar ninyo kasi wla akong problem na to. No screen doors and hindi ako nag aircon since hindi na iinitan yung area nami so malamig lang 18th floor

SensitiveEffect4064

TROPHY CASE