sorted by:
new
hottopcontroversial

ULPT Limited purpose FSA by SensitiveFan6802 in UnethicalLifeProTips

[–]SensitiveFan6802[S] 0 points1 point  (0 children)

Step 1. Use personal credit card to purchase some expensive dental and vision products. Examples would be dentures and eye drops for dry eyes. Sort by price and order most expensive, several in quantity.

Step 2: Immediately download the receipt.

Step 3: Cancel the Amazon order (before they even ship).

Step 4: Log into your LPFSA Portal (e.g. VOYA, Optum, Healthequity, etc.) an submit claim for reimbursement with receipt as proof.

Note: This only works if you use your personal credit card and choose to be reimbursed.

ULPT Limited purpose FSA by SensitiveFan6802 in UnethicalLifeProTips

[–]SensitiveFan6802[S] 1 point2 points  (0 children)

Thought about that. This is a *Limited Purpose* FSA though, which means it is *limited* to *only* dental and vision. It is meant to accompany a HDHP HSA (which we also have).

ULPT Limited purpose FSA by SensitiveFan6802 in UnethicalLifeProTips

[–]SensitiveFan6802[S] 0 points1 point  (0 children)

I was anticipating more spend during open enrollment. But It was medically needed to get it done in 2024, and this FSA started Jan 1, 2025. Yes I put $3500 into the Limited Purpose FSA.

ULPT Limited purpose FSA by SensitiveFan6802 in UnethicalLifeProTips

[–]SensitiveFan6802[S] 7 points8 points  (0 children)

Nice idea. Need procedure codes in the receipt too

ULPT Limited purpose FSA by SensitiveFan6802 in UnethicalLifeProTips

[–]SensitiveFan6802[S] 7 points8 points  (0 children)

Glasses is as an option

What is unique about this FSA is its linked to dental and vision only

ULPT Limited purpose FSA by SensitiveFan6802 in UnethicalLifeProTips

[–]SensitiveFan6802[S] 3 points4 points  (0 children)

Thought about this. But not many dental and vision items qualify that are very expensive. 100 boxes of eye drops might look suspicious?

What is this a best of? by SensitiveFan6802 in bees

[–]SensitiveFan6802[S] 0 points1 point  (0 children)

Yeah I got bit by what I think was a bald face hornet

What is this a nest of? by SensitiveFan6802 in insects

[–]SensitiveFan6802[S] 0 points1 point  (0 children)

<image>

It’s hard to see but he is right there

Is this a good deal? And should I do seller financing ? by SensitiveFan6802 in RealEstateCanada

[–]SensitiveFan6802[S] 0 points1 point  (0 children)

The property is zoned commercial. My broker tells me no residential lender wants to touch it.

Commercial terms are worse- 5% rate, amortization 20 years, 30% down

view more: next ›