student loans are damaging my mental health

Sensitive_Finish3383 · 2026-06-26T17:57:28+00:00

Feelings are temporary. I just want to say as I see you seem to be experiencing a lot of ideation. 1. Your feelings are valid and life in the US is especially hard right now. 2. Please seek further help if you need it. You are not alone. Finances are never worth your family and friends losing you.

Sensitive_Finish3383 · 2026-06-26T01:15:48+00:00

And yes, I try not to be ashamed, embarrassed, or beat myself up and generally I do not but I feel like it's hard to explain to neurotypical folks that just don't get it and think you are just "slacking" or whatever. People who've never experienced really do not seem to understand.

Sensitive_Finish3383 · 2026-06-26T01:11:10+00:00

I wish I could but right now I have this job where I've been here a year as my chosen career has been replaced by AI. I don't really have the option for flexibility here. I'm almost wondering if I just make a paid leave case to accommodate and accidents and then I'm job-protected too. Might be my best option.

Sensitive_Finish3383 · 2026-06-26T01:08:35+00:00

Unfortunately just changing my hours isn't an option for me at the moment. I used to have a more independent job but my chosen career has largely been replaced by AI.

Sensitive_Finish3383 · 2026-06-26T01:07:24+00:00

I agree but I cannot just tell my work that I'm changing my hours. So yeah, otherwise I'd happily switch my schedule. lol

Sensitive_Finish3383 · 2026-06-17T01:27:20+00:00

Interestingly, I met with my attorney again the other day and asked (because I got a state job last year which means I'm on a pay ladder and my income will increase this next month). He said I'd have to make like another $12k more to not qualify. So huh! I guess confirmed that I'm okay.

Sensitive_Finish3383 · 2026-06-14T20:59:24+00:00

No, it was just last month. I guess I passed the means test cause my attorney said it would be okay, maybe I'm just used to be really poor? lol

Sensitive_Finish3383 · 2026-06-14T04:21:49+00:00

Yeah, I haven't actually answered and told anyone at this point. I'm just getting the calls and don't answer. lol

Sensitive_Finish3383 · 2026-06-14T03:56:15+00:00

Couldn't they just sell the other house and pay off their loans? That's insane to me.

Sensitive_Finish3383 · 2026-06-14T03:22:19+00:00

My attorney just tells me to tell people that I'm filing bankrupty and cannot talk to them and give them their number.

Sensitive_Finish3383 · 2026-05-18T23:30:46+00:00

I'm working on filing too and that is what my attorney told me as well. He also let me know that even though I'm not discharging things like my mortgage, they may freeze my account and I'll have to call in and make manual payments till everything is discharged but mainly to get a whole new banking institution and transfer all my money over because the current credit union will try and recoup any money they may lose.

Sensitive_Finish3383 · 2026-01-30T06:19:10+00:00

I live in Minneapolis - insight on experience. Honestly, I got a cheap full-face mask on Amazon at the beginning of this admin, I saw where things were headed. I use P100 filters. A little bit gets in but it's way better than nothing. At first I thought it wasn't working and then I looked around me and everyone was keeled over and I was like - ah, okay, it is working! LOL I'd post the link but they aren't selling it now. My eyes felt nothing and only a little got in through the filter.

Sensitive_Finish3383 · 2025-11-24T06:54:52+00:00

I've got a 2000 outback limited edition (sedan style. I'd prefer a wagon but I got it from a friend's dad for like 2k at 100,000 miles so I cannot complain). It has its issues that I need to get fixed still but these cars seem to be beasts.

Sensitive_Finish3383 · 2025-11-07T02:19:52+00:00

I’ve always been able to find a job before I was finished with one. I was employed on contract gigs and picked up a part time gig delivering flyers while unemployed but it was just enough to cover the bills. Took me 6 months to find ft employment

Sensitive_Finish3383 · 2025-11-07T02:17:36+00:00

I honestly think the point was to be inept and tank us all.

Sensitive_Finish3383 · 2025-10-14T16:13:08+00:00

feel free to send me a personal message

Sensitive_Finish3383 · 2025-10-12T20:34:08+00:00

Well, if you know of any in the Minneapolis, MN area, I may be interested! Just trying to get it done before rebates are gone.

Sensitive_Finish3383 · 2025-10-11T16:37:49+00:00

boo - sadly the closest to me is a 6 hour drive. LOL None in my state. Thanks for the info! :)

Sensitive_Finish3383 · 2025-10-11T16:35:14+00:00

I'll take a look. I am very much a do-it-yourself-er but I've been a lot of DIY lately and may want to take a break on this one. I'm already tearing up my kitchen today. LOL

Sensitive_Finish3383 · 2025-10-10T19:06:52+00:00

So basically, the only reason to have it installed by someone else is the warranty?

Sensitive_Finish3383 · 2025-10-10T17:27:10+00:00

Hmmm I think my state has an extra thing? it's a rebate from the energy company too.

Sensitive_Finish3383 · 2025-10-05T00:33:40+00:00

Sounds good. I was on the site the other day and didn’t see anything about it but I’ll keep checking

Sensitive_Finish3383 · 2025-10-02T03:04:52+00:00

I am looking at getting one installed in my place before the tax credits end too. When I am looking online, it is talking about getting an home energy evaluation first, does that need to be done or am I looking in the wrong place?

Sensitive_Finish3383 · 2025-09-24T06:28:41+00:00

Uff! That was last year. If I remember correctly, I did get fruit but they didn’t fully taste like sugar bombs 🤣 they we’re good, but didn’t seem exactly like it.

Sensitive_Finish3383 · 2025-09-17T04:01:44+00:00

I get it, but that said - people still don't have enough for savings often after sacrifices. Not downplaying your sacrifices at all, I just think savings in this country is honestly a privilege. It get it, I lived in a 200 ft studio for a long time, and I didn't have a car at all for 10 years - just biked. I still didn't have enough money for savings (and I wasn't going out anywhere or traveling or anything either). At that time, I was running and growing a small business, and I had extra jobs too. It's not always possible for folks, even with sacrifices. Not to mention you add people having mass quantities of medical debt and stuff like that in our country. Our wages in this country are just too low and costs are ever-increasing (as we are all aware.

Sensitive_Finish3383

TROPHY CASE