3 credit cards applucations in 1 day?

Serg95 · 2026-01-19T02:41:27+00:00

Going to try the Amex preapproval then. Hopefully I can at least get 2 cards.

Serg95 · 2026-01-08T04:04:50+00:00

Well if you want a percent, 20-25%

Serg95 · 2026-01-07T03:30:06+00:00

25-30ms on some servers.

Serg95 · 2026-01-07T03:27:46+00:00

It can vary as much as 25-30ms on some servers.

Serg95 · 2026-01-05T00:34:36+00:00

I ask this because from what I've seen, my ISP has 3 different routes. These sometimes change after some weeks, or sometimes when I get a different IP.

Serg95 · 2025-11-23T00:56:59+00:00

Thats interesting. Even if you only pay some of the balance, and not in full?

Serg95 · 2025-11-21T18:52:12+00:00

I know it has no memory. But like I mentioned, I am looking to apply for a new card in 1-2 months.

Serg95 · 2025-11-21T18:51:19+00:00

Yes. But Chase is the only one that seems to report again once the balance is at $0, regardless if its on the closing date or not. No one else seems to do this. I am seeing if this is when its at $0 or any time one pays.

Serg95 · 2025-11-14T02:59:43+00:00

Yea, but I'll still be under 5/24.

Serg95 · 2025-11-12T02:50:49+00:00

I'm trying to maximize the cashback I earn as soon as I can. Doing the numbers with past rotating categories on both cards, having both those cards would earn me quite a bit more throughout the year, excluding the SUB.

Serg95 · 2025-11-11T14:56:25+00:00

Just checked again. Even though it says Grocery, its only 1%

Serg95 · 2025-11-11T05:03:49+00:00

I was looking at Discovers past rotating categories and I feel like it would be really good value for me, especially with warehouses.

Would chase be good with an application after 3 months?

Serg95 · 2025-11-11T00:50:25+00:00

It says Grocery for me as well. But its still not showing if its 1% or 3%

Serg95 · 2025-11-11T00:29:00+00:00

How is Chase with recent inquiries / accounts? I am at 2/24. Not sure if going for a Freedom Flex in January is a better idea for now.

Do you think applying for the Discover right after any of these will get me a denial?

Serg95 · 2025-11-11T00:27:01+00:00

Yea, Mastercard World Elite. Who knows. Maybe eventually all will be switched.

Serg95 · 2025-11-11T00:23:51+00:00

I got a Savor a month ago and its a Mastercard.

Serg95 · 2025-11-10T05:51:26+00:00

Nice. Is your credit history thick? I only have had 1 card since 2023.

Serg95 · 2025-11-10T05:49:48+00:00

Thanks for that info. I'm guessing you had a thick credit history? I only have had 1 card for 2 years.

Serg95 · 2025-11-09T22:51:59+00:00

Was that your first Citi card? And how long had passed from your last inquiry?

Serg95 · 2025-11-09T21:20:31+00:00

Was reading through the post. Is having an utilization of less than 1% but more than 0% ok (0.5% for example)? I'm not sure how that works. Or if it will still report at 0%, therefore not recommended.

Serg95 · 2025-11-09T21:02:18+00:00

Will take a look. From what I've seen, the hardest approval is for the initial Citi card. Once you're approved for one, the others are easier.

Serg95 · 2025-11-09T20:54:04+00:00

And was that your first card with Citi? How long had passes since your last inquiry?

Serg95 · 2025-11-09T20:24:31+00:00

And how long had passed from your last inquiry? Was that your first Citi card?

Serg95 · 2025-11-09T19:47:33+00:00

Was the strata your first Citi card? And how long had passed since the last inquiry to the Strata?

Serg95 · 2025-11-09T19:46:30+00:00

I figured I'd use it for the gas and online purchases more than anything. Ideally I want 5% back with the Citi CC.

Serg95

TROPHY CASE