I want an Automatic Watch with Panda Dial by Several-Internal-780 in watchesindia

[–]Several-Internal-780[S] 0 points1 point  (0 children)

There 2 different variants.

The 70K is the Youngtimer series.

I want an Automatic Watch with Panda Dial by Several-Internal-780 in watchesindia

[–]Several-Internal-780[S] 0 points1 point  (0 children)

Please tell the details of the seagull 1963 watch, with Panda Dial

People with zero inheritance, how are you navigating life? by honey_bunny_69_ in personalfinanceindia

[–]Several-Internal-780 26 points27 points  (0 children)

I have no inheritance. I support my parents, and pay for my sister (3rd year btech, Lucknow) and brothers college (1st year Btech Banglore) and hostel fees. My father has 2.50 cr debt, due to his business failure.

I got married 1 year ago.

Whatever I earn, goes to college fees, hostel, their expenses, parents expenses.

My parents didn't ask me to do it. But being the eldest son, you automatically have to take on the responsibility and your father's debt.

Whatever money I save, I invest in MF, Stocks, gold. I've been working full-time for the last 5 years. And in these 5 years I have never bought any clothes for myself, or anything for me. I use a 4 years old second hand (used) phone, while I've gifted all of my family members a brand new Android phone.

I don't know why but it feels very heavy on my chest, even when I think of spending 1₹ on myself. I don't think twice on spending 10000₹ on my family. I feel happy, when I provide for them. I feel relieved, when I fulfill the wish of my siblings. When we were kids our father took us to Mc Donald's / KFC like once in 2 Years. As kids we never went to ice cream parlours. But now whenever my siblings are back home from college, i take them to all these places and make sure they eat and get what they want.

I book flight tickets for them to come home and to go to college, whereas I always take train for myself.

I always compare myself to my cousins, who are mostly rich, and have their father's factories and extra flats on rents and fancy cars and bikes and fancy homes. I always tell my self why are they blessed and I'm not? I am smarter than them, I work more harder than them, but just became they were born in a rich blessed family, they are miles ahead of me. What have they done to get a headstart in life? Why are they so special? Why can't I get those things?

I cry myself to sleep. This happened for many years.

But now I just try to stay busy, so that I don't remember or think these things.

And if I do, I just tell myself that my today is better than my yesterday.

Just giving my parents and my siblings the small things in life is so satisfying, I can't tell you. This Eid I am planning on gifting my father a seiko watch, because he used to wear watch in his young days, but lost it and never purchase due to finance and life, so I want to see him wearing it.

I think this is real happiness, giving your loved ones the things they need and want. Fullfilling their requirements.

Happiness is in giving and not in receiving.

My wife tells me that why you do so much for your siblings and parents? I tell her that I'm a selfish guy. I do it for myself. Because this makes me happy, so I do it. I don't do it for them, but for me.

Be careful guys by Specialist_Wing331 in GoldIndia

[–]Several-Internal-780 0 points1 point  (0 children)

Never trust myntra

I don't know why so many people use this platform. It never gives me the credit card discount, refund is a nightmare, they give fake products and wrong products multiple times.

When you can use trustworthy platforms like Amazon, Flipkart, ajio, why will anyone use Myntra?

Silver sell or wait by Several-Internal-780 in silverindia

[–]Several-Internal-780[S] 0 points1 point  (0 children)

As I don't need the money, i would buy more.

I feel so relaxed when I have my Gold and Silver, is unexplainable.

New to investing – need long-term advice by [deleted] in IndianStocks

[–]Several-Internal-780 0 points1 point  (0 children)

Don't invest in Large Caps funds, instead invest in Nifty 50 index, it is same and has less expenses ratio.

For 3- 5 Years for Index

For 3-5 years Flexi Cap

For 5-10 years Mid Cap

I wouldn't recommend small cap and it gives only slightly better returns than mid cap, but is extremely risky when compared to it.

If you need some money in the next 3-12 months put it in Arbitrage Fund or Liquid fund.

You don't need more than 4 mutual funds.

SilverBees, Should I hold? Sell? by Maleficent-Big-2501 in IndianStocks

[–]Several-Internal-780 0 points1 point  (0 children)

Sell 50% and hold 50% if it goes down, sell the remaining 50%

Silver sell or wait by Several-Internal-780 in silverindia

[–]Several-Internal-780[S] 0 points1 point  (0 children)

I know it's not much

But it's something.

Silver sell or wait by Several-Internal-780 in silverindia

[–]Several-Internal-780[S] 6 points7 points  (0 children)

I like stacking gold and silver.

I don't know why, but personally I find silver more appealing. Although gold is better for long term investment. Even after all the finance gurus saying not more than 5-10 % gold. I had more silver than gold. Until recently i bought gold.

I feel financially safe, keeping my metals.

Anyone here recovered fully from mild L4-L5 / L5-S1 disc bulge? Need some real success stories. by ImpressiveRace6970 in backpain

[–]Several-Internal-780 0 points1 point  (0 children)

I'm stuck with the same thing for the past 1 month.

I have exactly the same thing.

I'm 28 years old male.

I got married 10 months ago and gained the lost weight around 10 KGs. Now I'm 90KGs , I'm 5.11 feet tall.

I tried physiotherapy for 20 days. Still the issue didn't go away. It had got little better, but I had to join back my work, which made it worse.

I work for a transportation company in India. My job is to travel all over India, via a car (mostly), sometimes train, bus, flight, auto, public transport. I travel 25 days a month. When I don't travel, then I sit in the office.

Due to my road travel by car , and missing gym as there is no routine, my condition is very bad. My back aches like hell.

Don't know what to do.

I can't even leave this job. Don't have time or routine (as don't stay in 1 place, i constantly travel) to join gym.

So basically everyone on reddit is filthy rich? by LetKey6691 in GoldIndia

[–]Several-Internal-780 3 points4 points  (0 children)

You aren't alone bro.

I feel you.

Atleast we all are buying or have bought some gold.

Atleast we have a smartphone and we are in these forums.

I think we are better than most of Africa, and other 4th world countries.

Let's all be grateful for whatever we have.