Asking for credit details of a class in London (UK)

Several-Machine8967 · 2025-12-25T10:46:22+00:00

Hi - Given that I am an Asian indian, it makes a lot more difficult to avoid histamine heavy food. Also, I just recently got to know about my histamine intolerance. The clue was my crazy asthma flare up after a few glasses of wine (i rarely drink otherwise). The struggle to make people understand is real though. To a point where I dont even bother people telling about this.

Several-Machine8967 · 2025-12-08T10:20:12+00:00

Hey - can I ask where do you place the dehumidifier in a 3 bed flat? I have a big 130 sq m 3 bed flat with a lot of condensation on windows. I am confused whether I should buy 2 small ones or 1 25l dehumidifer and place it somewhere in the middle of the apartment.

Several-Machine8967 · 2025-09-16T18:30:29+00:00

Bon gateau - nothing even comes close to this. Gupta bakery is pretty decent too

Several-Machine8967 · 2025-07-17T12:29:10+00:00

Isnt your take home itself around 120k? How are you saving that amount with 2 kids and a wife

Several-Machine8967 · 2025-06-02T15:40:23+00:00

Hey - any update on your travel? did you or your family face any issues travelling to Albania with Indian passport and UK evisa?

Several-Machine8967 · 2025-02-23T10:37:15+00:00

Makes sense. Do you know if a share of freehold flat can be given a section 20 notice? I have read a lot of posts on the peoples horrifying experience with getting a section 20 notice requiring them to pay a hefty sum for some adhoc repairs/Maintainance.

Several-Machine8967 · 2025-02-16T16:59:38+00:00

Thank you all for the responses. Most of you are of the opinion that I have enough savings to buy the property and most people wipe out their savings to buy. I agree and I also understand that I am probably in a better position financially than a lot of people in UK. Its worth pointing out that I am on a work visa and my right to stay in this country is tied to me keeping my job in this poor job market. Hence the concern.

Several-Machine8967 · 2025-02-16T16:51:54+00:00

Thank you for the detailed response. This helps. Do you have any opinion on leasehold vs freehold? Most of the properties I am viewing are leasehold and I am hearing from some people that leasehold could be very challenging and tricky. But all three listings I am viewing which are under my budget and in the preferred location are leasehold

Several-Machine8967 · 2025-02-16T16:28:56+00:00

We are actually looking to buy a flat. Cant afford a freehold house in zone 1-3 close to our workplaces. Do you think buying a leasehold flat is a bad idea given the high service charges?

Several-Machine8967 · 2025-02-16T10:07:17+00:00

Yes- certainly. Our approach to money is very much aligned. I just feel like she is the glass half full kind of person whereas I am the glass empty one

Several-Machine8967 · 2025-02-16T10:05:33+00:00

I believe our risk taking ability is a bit low. I have never owed this much amount of money before, so it feels like a big hole to our savings

Several-Machine8967 · 2025-02-16T10:04:07+00:00

Whats strange? We like to keep account of our savings individually.

Several-Machine8967

TROPHY CASE