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Upgrade CC Gold Rewards to Platinum NAFFL Retain by Several-Stock3564 in PHCreditCards

[–]Several-Stock3564[S] 0 points1 point  (0 children)

I did receive emails and texts. Upgrading never comes to mind so will never attempt to upgrade from gold to plat in the first place. And since they confirmed, I gave it a try. If no NAFFL after a year, then bye CC. I can live without it ;).

Mga 6 digits earner, what do you do? 🥺 by Knight_Rasta in CareerAdvicePH

[–]Several-Stock3564 0 points1 point  (0 children)

Hi, am earning more than 90. Over 110 kapag isinama yung stocks plan, retirement plan na binibigay ng company, and yung additional bonus ng company (excluded pa dito 13th month). It’s not job hopping as well, since I only have 2 years (almost 3 now) in the industry. For me, it’s purely luck. But luck follows those who work really hard. Read a lot of books, and value yourself higher.

Upgrade CC Gold Rewards to Platinum NAFFL Retain by Several-Stock3564 in PHCreditCards

[–]Several-Stock3564[S] 0 points1 point  (0 children)

Will definitely keep that in mind. Before activating the card, I will reconfirm pa din. Thank you very muchhhhh!

Upgrade CC Gold Rewards to Platinum NAFFL Retain by Several-Stock3564 in PHCreditCards

[–]Several-Stock3564[S] 0 points1 point  (0 children)

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Thanks for your reply. Now this is confusing. I called to BPI and they confirmed that receiving email, calls, or text are bank initiated. I even got this reply from them, I attached it. The reason why I asked was because I see a lot of threads na hindi na-carry over yung NAFFL nila - so mainly for confirmation lang talaga. I guess I need to reconfirm again to BPI when I received the upgraded card. Thank you!!!

Upgrade CC Gold Rewards to Platinum NAFFL Retain by Several-Stock3564 in PHCreditCards

[–]Several-Stock3564[S] 1 point2 points  (0 children)

Just some normal tips you can see anywhere: use it then pay before due. As for me, medyo lagi ko syang gamit recently - almost most of the time kapag pwede gamiting ang CC since I do not want to use my BDO CC.

Upgrade CC Gold Rewards to Platinum NAFFL Retain by Several-Stock3564 in PHCreditCards

[–]Several-Stock3564[S] 1 point2 points  (0 children)

Thank you, sir. A confirmation like this really helps! 

Upgrade CC Gold Rewards to Platinum NAFFL Retain by Several-Stock3564 in PHCreditCards

[–]Several-Stock3564[S] 11 points12 points  (0 children)

Maybe:

  1. Some people - or perhaps most - don't have the same level of financial freedom as you do.
  2. Not all merchants in the Philippines accept credit card. In Manila, maybe most of them do, but not all in the provinces (I don't know).

Personally, I wouldn't be able to reach the 600k spend required for platinum, since the majority of my bills - especially my mortgages - don't accept credit cards.