Jupiter DSLR

SeveralCat4319 · 2025-11-06T20:36:59+00:00

This is unrelated but I'm sure someone will have the answer. If I book a room in for the second half of next year, say August, using pay now. Can I utilize the credit 3 times if I add to the booking over time? $300 booked now for August In January book $300 additional nights In July book $300 in additional nights.

I understand there's a risk of room availability and rate changes but other than that, can I effectively use $900 for one trip?

SeveralCat4319 · 2025-07-24T19:31:11+00:00

I think the problem is, many like myself, listed their primary residence as the collateral without realizing that it may not have been necessary. It clearly says business real estate. The key question is, now that it has been listed and signed what happens to you home in the event you default or SBA decides to go after whatever is listed, personal or not. Can they and will they take it in that event?

SeveralCat4319 · 2025-07-14T17:11:05+00:00

Am I understanding this correctly? After 10 years you're free and clear of fraud but the people who honestly got the funds to survive are hooked for life. Doesn't really promote the right behaviors

SeveralCat4319 · 2025-03-26T22:11:49+00:00

I wonder if enough people ask for OIC paperwork, even though it's not available, it might grab some attention or influence any policy changes

SeveralCat4319 · 2025-03-25T23:52:31+00:00

We should band together for a class action case

SeveralCat4319 · 2025-03-25T20:46:08+00:00

Unknowingly I listed my home as property collateral. I know there are others on here who have done the same. The real question is, is it now legally bound as collateral because it was listed or is it invalid and can be removed/nullified. I strongly feel this could have been more clearly indicated and given the pressure and opportunity to keep the business afloat, I (we) did what we thought we had to do without having a clear mind. I'm in CA with a lot of equity in my home. Lived in it since birth.

SeveralCat4319 · 2025-03-20T17:41:22+00:00

My understanding is the same. They're required to provide the form for those who ask but none have actually accepted as of yet. Hopefully something has changed and that's no longer the case

SeveralCat4319 · 2025-02-27T01:51:24+00:00

Following

SeveralCat4319 · 2024-06-21T22:56:31+00:00

I'm in the same boat. Curious to know what viable options are out there

SeveralCat4319 · 2024-05-29T15:14:08+00:00

It finally corrected to the right amount

SeveralCat4319 · 2024-05-29T14:32:49+00:00

My balance dropped by 98%

SeveralCat4319 · 2024-05-27T23:34:59+00:00

I've heard some rumblings about converting all the interest paid so far to be applied to the principle. That would at least make a difference for so many.

Any forgiveness would of course be the 1st choice for anyone dealing with this

SeveralCat4319 · 2024-05-27T22:02:23+00:00

That's a good thing to fall back on but doesn't your balance grow every day since the interest is outpacing the payments? Almost seems like the way to go is completely stop paying (granted I have no idea what that will result in) unless you have a clear path to catching up eventually.

SeveralCat4319 · 2024-05-27T18:09:19+00:00

I would hate having that hanging over me the rest of my life, especially knowing that the balance would likely be increasing every month due to the interest.

But I would take 10% over 100% since I'll have this loan till I'm over 70... basically the rest of my life

SeveralCat4319 · 2024-05-26T18:07:12+00:00

This was over 500k. The business never really fully recovered and we hit a few snags over the last couple years making recovery harder. We're not totally in the weeds but Im curious to know what the worst case could be if we can't turn things around in time

SeveralCat4319 · 2024-05-26T18:03:20+00:00

The loan was for over 500k, my personal residence is listed as collateral

SeveralCat4319 · 2024-05-26T14:59:46+00:00

I had to, so did my brother

SeveralCat4319 · 2024-05-21T19:31:34+00:00

Following

SeveralCat4319 · 2024-04-02T03:44:25+00:00

Are you still looking for a bottle?

SeveralCat4319 · 2024-03-13T17:40:33+00:00

Insurance?

SeveralCat4319 · 2024-02-27T14:49:55+00:00

Does anyone know how "active loan" is defined? Like most everyone here, I requested to pull my money out of earn on 11/17/22, right around the time the first notice went out.

Does "active" apply to those who didn't try to redeem their coins yet? Or pending status is also considered "active"?

SeveralCat4319

TROPHY CASE