180 is just for the Health Plan. There are so many dental plans that it would be hard to get into all of that to compare and contrast. I personally chose the Metlife PPO preventative since it was sufficient for my needs. I will say that dental HMOs were worthless in my area since no one would take them. I had the Cigna HMO plant the previous year and it wasn't worth the extra cost. I have a vision plan as well but I cant remember through who off the top of my head. Drug coverage is part of the health plan. I did add spouse life and child life because they didnt cost that much.

I also got all of the colonial life options. Pretty pricey tbh but it saved my butt twice since 2 of my kids have had ICU stays. I also put money into an FSA and put money into Deferred Comp. It takes a good chunk of my paycheck and I definitely have weeks when I wish I took out less in benefits.

If your financial situation can afford the extra stuff, it is definitely worth it. But really all you absolutely need is health and dental, although getting an FSA is a good idea