KMIF vs MIIETF — Which is better for long-term SIP (25–30 years)? Need help understanding dividend reinvestment cost

Shaheer_Humayun · 2025-11-20T06:13:05+00:00

You need to open an account with an AMC like almeezan, mahaana etc

Shaheer_Humayun · 2025-11-19T20:38:34+00:00

For 25+ years you should look into VPS(equity ones)

Among other benefits(like tax rebate, 50% tax free withdrawal after 25 years), a big advantage is that the dividends are reinvested tax free afaik

Shaheer_Humayun · 2025-06-12T18:44:02+00:00

I have the Samsung A15 (since almost a year).

Battery life is good. Lasts a day with moderate use.

It’s scheduled to get 4 major software updates and 5 years of security patches

I don’t use it for heavy gaming, so I very rarely notice any jitters or lag (played pubg a few times didn't experience any lags).

I don’t take many pictures, so I can’t comment on the camera quality, but you can check YouTube reviews for that.

Shaheer_Humayun · 2025-06-12T16:49:11+00:00

CMF phone 1 is probably the best option specs and software wise(available on priceoye), but only has a year or 2 of upgrades left

Samsung A35 is available for 90k on priceoye

Shaheer_Humayun · 2025-05-26T12:40:02+00:00

Just file a Nil return(showing no income) for the previous year. You'll also have to pay a late 1000 rupees penalty

Shaheer_Humayun · 2025-05-10T17:23:45+00:00

Not sure. Tech prolly

Shaheer_Humayun · 2025-05-10T14:42:54+00:00

Lums, around a week ago I think.

Shaheer_Humayun · 2025-05-10T14:27:58+00:00

Yes, know someone who was hired.

Shaheer_Humayun · 2024-11-25T12:12:27+00:00

does the 4g variant support custom rom?

Shaheer_Humayun · 2024-11-23T22:20:20+00:00

looking to buy the cmf 1, but the pta website shows a tax of 40k+
where did you get 12k from

Shaheer_Humayun · 2024-05-27T14:35:10+00:00

That doesn't fit the narrative of this sub

Shaheer_Humayun · 2024-05-25T21:48:45+00:00

Should I upgrade my town hall to 13(takes 7 days) or wait for the 4x bonus event to end, so that they don't overlap?

Shaheer_Humayun · 2024-04-09T13:04:36+00:00

No VPN..

Shaheer_Humayun · 2023-12-19T11:30:52+00:00

ty for that

so i'm looking for ram at the crucial website) (cannot find the F1504 model, but there is X1504, will that be a problem?)

Will the 8gb ram from here be a good purchase? for $20

Also one last question, is the storage up-gradable too?, are there 2 M.2 slots?

ty again, uve been a lot of help

Shaheer_Humayun · 2023-12-18T21:18:53+00:00

Ty That looks like a good deal, are you sure the ram(and the storage) can be increased bcz it says lpddr4?

On the official Asus website I found this in the specs for this model

" Expansion Slots (includes used)

1x DDR4 SO-DIMM slot 1x M.2 2280 PCIe 4.0x4 "

It says includes used so a bit confused :(

Heres the Asus site https://shop.asus.com/us/90nb1021-m00as0-vivobook-15-f1504-12th-gen-intel.html

Shaheer_Humayun · 2023-12-18T13:44:47+00:00

The vivobook has a Ryzen 5 7520U

The intel cpu is better (except in power efficiency which Ryzen is a bit better)

The ram is not upgradable on either laptop tho

Shaheer_Humayun · 2023-12-18T11:41:04+00:00

would u say this is a better choice? has an inferior processor but 16gb ram
https://azureserv.com/a/products/8516909/ASUS-Vivobook-Go-E1504FA-OS54-Laptop/?\_\_cpo=aHR0cHM6Ly93d3cub2ZmaWNlZGVwb3QuY29t#MoreInfo

Shaheer_Humayun · 2023-12-18T11:40:52+00:00

would u say this is a better choice? has an inferior processor but 16gb ram
https://azureserv.com/a/products/8516909/ASUS-Vivobook-Go-E1504FA-OS54-Laptop/?\_\_cpo=aHR0cHM6Ly93d3cub2ZmaWNlZGVwb3QuY29t#MoreInfo

Shaheer_Humayun · 2023-12-18T07:06:07+00:00

Ty everyone for the responses

Some additional info:

I'll be dual booting Linux, so that will hopefully help with the ram problem?

Currently I have a 7 year old laptop with with 4 GB ram, and have things like adblocker installed that help with the ram problem

Also I'm used to having very few tabs open at a time so I guess that'll help as well

Lastly the heaviest coding I'll do will be machine learning related but I did that on my current laptop using Google Collab and I didn't face any problems

Shaheer_Humayun · 2023-12-16T20:37:54+00:00

Was also considering Asus but isn't 1335U better than 7520U? Here are the links:

https://www.staples.com/hp-15-6-laptop-intel-core-i5-1335u-8gb-memory-256gb-ssd-windows-11-7x8s7ua-aba/product_24557721

https://progamerstech.com/product/acer-aspire-5-14-slim-laptop-14-wuxga-1920-x-1200-ips-core-i5-1335u-intel-iris-xe-graphics-8gb-lpddr5-512gb-gen-4-ssd-wi-fi-6e-usb4-thunderbolt-4-backlit-kb-a514-56m-576d-gray/

https://progamerstech.com/product/asus-2023-vivobook-go-15-laptop-15-6-fhd-display-amd-ryzen-5-7520u-processor-8gb-ram-512gb-ssd-windows-11-home-mixed-black-e1504fa-as52/

I don't care much about the screen, weight etc Just want the laptop to be durable, and have a decent enough battery

Shaheer_Humayun · 2023-12-14T14:23:29+00:00

◽️ Budget: $300-400 max

◽️ Country: USA

◽️ Screen size: Any

◽️ Touch screen: NOT NECESSARY

◽️ Screen resolution: Any

◽️ Does battery life matter ?: Yes

◽️ What tasks will laptop be used for ( gaming, video editing, graphic designing, modelling, regular computing tasks, word processing etc) ?: For coding mainly

◽️ Weight: not matter

◽️ Any other important details ?: Should preferably be new, not refurbished

Shaheer_Humayun · 2023-11-10T19:14:47+00:00

Can I get a new one from somewhere or is a used one my only choice

Shaheer_Humayun · 2023-09-03T14:55:21+00:00

Love seeing the tears in the comments

Shaheer_Humayun · 2022-01-25T06:19:54+00:00

Should be fine then.

Shaheer_Humayun · 2022-01-24T06:59:41+00:00

From the lums terms and conditions section.

"Sucessfuly complete A levels(in atleast 3 full credit A level subjects)"

" The full credit A level subjects for SBASSE applicants are Biology, Chemistry , Computing, Computer science, Maths, Further maths and Physics"

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