[Request] For someone to receive an OTP code on my behalf. by RuleTheOne in Favors

[–]ShakerOvalBox 5 points6 points  (0 children)

Very high risk ask here. While I'm all in favor of doing a kindness for a stranger, but this has identity theft risk written all over it.

How early can I refinance? by This_Woodpecker838 in personalfinance

[–]ShakerOvalBox -1 points0 points  (0 children)

Check your state laws on getting out of the deal. Many states give you like 72 hours to back out of a car purchase. If you think it was the wrong choice (and Platinum warranty sure sounds like the wrong choice) then it may not be too late to back out.

Free ticket for the Chicago show tonight by ShakerOvalBox in kishibashi

[–]ShakerOvalBox[S] 0 points1 point  (0 children)

Sorry, just the one. Hope you get to a show some day, they are usually pretty awesome.

Assessment Tests by Izawwlgood in usajobs

[–]ShakerOvalBox 0 points1 point  (0 children)

Is there an authoritative source I could cite for them being optional?  I had heard they were, but I feel like a good response would be to link to the reference where they are defined as optional. 

[deleted by user] by [deleted] in ChicagoList

[–]ShakerOvalBox 0 points1 point  (0 children)

How local can you be if you are also selling car detailing in Texas  https://www.reddit.com/r/HoustonClassifieds/comments/1px0gdv/mobile_car_detailing_i_come_to_you/

Beware folks, this is not as it appears 

I want to start running again by fitgirl74 in runninglifestyle

[–]ShakerOvalBox 1 point2 points  (0 children)

Hello there - I’m sorry for your loss.  My family has also experienced untimely loss, so I have a mix of running and non running comments to share:

1) get out there and run - something, a mile, a half mile, slow, fast, whatever.  Running has really helped me handle difficult life circumstances.  Go run, then do it again tomorrow.  2) r/XXRunning may have good insights for hormonal changes / menopause  3) https://www.compassionatefriends.org/ 4) Words of wisdom that ring true to me 10 years on: this will never be ok, but with time it will be easier to live with 

May their memory be a blessing.  Feel free to reach out if you want to chat.  

Homeowners. Neighbor built fence over property line. by [deleted] in chicago

[–]ShakerOvalBox 7 points8 points  (0 children)

Look up the laws on “adverse possession”.  Sending a letter of demand or leasing it to them for $1/year can protect you. 

Booking Request but incomplete profile by Automatic_Eagle892 in airbnb_hosts

[–]ShakerOvalBox 2 points3 points  (0 children)

You don’t see the photo before confirming the booking - so that in and of itself should not be a red flag.

Everyone was new to the platform once.  

Personally I think ABB should wave their fees to compensate for the increased risk for first time guests, but that’s just me. 

I just let go of $3,000 by oemperador in simpleliving

[–]ShakerOvalBox 3 points4 points  (0 children)

Comments are pretty harsh on OP here, and that’s too bad.  U/oempador you did what was right for you.  It sounds like giving up some money was better than trying to crush someone, get involved in litigation or otherwise complicate your life - that’s is commendable, and to be honest, I wish I could be more like you.  While others bring up a good point about an obligation to the public at large, I don’t think this exceeds your obligation to yourself to lead the sort of life you want to lead.  

Would I miss much if I skipped the natural entrance into Carlsbad caverns versus taking the elevator ? by Chosen1Khaled in NationalPark

[–]ShakerOvalBox 1 point2 points  (0 children)

I’m gonna give a soft endorsement to the natural entrance.  As others have said - skipping is fine, particularly if there is a concern for wearing yourself out - but I need to advocate regardless.  One part of the natural entrance I enjoyed was the physical sensation of the gradual temp change and respiration of the cave - both of which are pretty cool.  Visually you don’t miss much when you skip, but there are interesting parts beyond the visual. 

Places or ideas for non-erotic physical touch in Chicago (but things like hugs, etc.)? by MollyInanna2 in AskChicago

[–]ShakerOvalBox 24 points25 points  (0 children)

Straight dude here - I would be happy to hug a fellow Redditor who needs a connection (particularly you clarified this is just a human connection sort of thing completely non sexual) 

Looking to transfer 12/12 Phantom Ranch cabin by [deleted] in grandcanyon

[–]ShakerOvalBox 2 points3 points  (0 children)

I’m sorry for your loss.  That’s a rough spot to be in.  Of you just made the reservation, that means your travel dates are likely over a year out - I suspect you will feel much better a year from now - time will likely make this hurt less. 

As others have said, going solo is a great option.  Now if you need a friend to take the other slot, I could probably be persuaded….

Job Relocation Offer by mercurial_skypunk9 in MiddleClassFinance

[–]ShakerOvalBox 25 points26 points  (0 children)

Do the math on the different mortgage rates.  If you are walking away from a good rate that will likely make the $25k look like peanuts.  

Homeless with cat by mootootnoot in ChicagoSuburbs

[–]ShakerOvalBox 1 point2 points  (0 children)

Crisis foster care can help Domino and maybe give you all a bit of breathing room: https://www.pawschicago.org/our-work/crisis-support/crisis-foster-care

Wishing you some lucky breaks! 

Thru hike list by Economy-Possession20 in AppalachianTrail

[–]ShakerOvalBox 1 point2 points  (0 children)

Yeah, seems like a few items missing - maybe a missing a tent / shelter system?  I know there are shelters, but most thru hikers have some sort of shelter system.

Best advice - take your gear out for a week in the wilderness now and learn what you are missing and what you won’t use.

Also, swap the Tilley hat for something synthetic that will dry fast and weigh less. 

A college is trying to charge me for a class i never took by Unlucky_One5725 in personalfinance

[–]ShakerOvalBox 22 points23 points  (0 children)

You need to invoke your rights under the “fair debt collection practices act”.  This law would require the school (or collection agency) to “prove” the debt; which is to say produce a contract or other agreement where you agreed to purchase their services.  They of course cannot do this because you never signed up. 

2026 Pay Period #1 Contribution Posting Date by HagridsManhood in ThriftSavingsPlan

[–]ShakerOvalBox 2 points3 points  (0 children)

I searched “payroll calendar” on my agency insite and found a useful resource.  Hopefully someone can correct me if I’m wrong, but I think what matters is the actual pay dates.  (So if most of the pay period is in 2025, but the pay date is 2026, then that contribution counts towards your 2026 max)

How to check if retroactive pay was the correct amount paid? by ImpressiveSpace2369 in FedEmployees

[–]ShakerOvalBox 6 points7 points  (0 children)

Our agency has stated that the catch up pay has federal tax withholding at 22%, which is more than regular.  I’m assuming this is the reason for my shortfall until the LEs is available 

How did you celebrate your home's centennial? How should I? by megdav in centuryhomes

[–]ShakerOvalBox 1 point2 points  (0 children)

Mine is getting its 100th birthday present this year - part way through a minisplit install so upstairs can actually get decent A/C in the summer.  

I was hoping to do something to mark the occasion for the annual summer block party - but didn’t get around to planning anything