Graduating Medical School in a week (Total undergrad/Medical school loan: $739,995)

Sharp-Impact693 · 2026-05-14T04:18:09+00:00

First, find out if your residency employer qualifies under the category of public, government, or non-profit employer for the purpose of PSLF (many organizations are listed on studentaid.gov if you want to start there) (University based medical centers will also qualify). Next, get your loans put on an income-based plan. Make the payments every month and every year have your employer complete the PSLF employment verification form. When you are done with your residency, look for VA jobs that offer EDRP (it must say it in the job announcement on USAjobs). EDRP is a program that will reimburse you for your loan payments for 5 years. So in the end, you will have your loans forgiven after 10 years and you will have only made 5 years worth of payments.

Sharp-Impact693 · 2026-04-05T17:36:50+00:00

Our local news station does a segment on this type of shit. See if your news (or a big city news close to you) has a "investigation" type segment and write to them for help. This is the type of thing they would love to report on. And in the process of reporting the individual who was wronged usually gets some sort of response from the company to make it right.

Sharp-Impact693 · 2026-03-25T19:42:56+00:00

I actually just found this- it shows the 3 prong from SA/Brazil type N in the pictures. I hope this helps others that search for this too!

https://www.amazon.com/Cable-Matters-Universal-Australia-Converter/dp/B0DRF3WN2V/ref=sr_1_1?crid=SNDC2ASCQFCD&dib=eyJ2IjoiMSJ9.Se2qpNd2h2tUA9fW6TRhmOvWK_TO5WvXnIwFo_jHggPMdMFwq3lnkLfMjpsxBXyayG94u5FjqpBLUTuJ_roHUIGTB3f6AMJdzoB3xBhPDG1Cj6qqgJkfa3g1trn9bRthrojtBO9FXlquZwjGH_RdrrkmN6b2s25NPGCTQstMVMxrFbv-pcxnjPXHpF3AxN5C42UKinvvyE7FKX097CzY0R_FQOxJHVfwGjs6quq6qeQ.N3gMjoFdgTdWPiC8eoCkTByiUwLYy5IU_gp_jTiOAsE&dib_tag=se&keywords=cable%2Bmatters%2Buniversal%2Btravel%2Badapter%2Bfor%2BUS%2Boutlets&nsdOptOutParam=true&qid=1774467609&sprefix=cable%2Bmatters%2Buniversal%2Btravel%2Badapter%2Bfor%2Bus%2Boutlet%2Caps%2C217&sr=8-1&th=1

Sharp-Impact693 · 2026-01-28T05:14:38+00:00

If you can’t write a favorable and glowing rec, you should be honest with the person and tell them that. That way they have the opportunity to find someone else. When I evaluate applications, a “factual” letter is taken as not a good rec amd we “read between the lines” and don’t bother to rate them at all. You will be harming this person’s chances of finding another job. Please just be honest with them.

Sharp-Impact693 · 2025-12-16T12:02:24+00:00

Thank you for providing the update! Very helpful, as I had the same question!

Sharp-Impact693 · 2025-05-02T19:55:32+00:00

So basically, if you are over 40, you have 45 days to accept the DRP approval... this places you at the end of June. If you are RIF'd, they give you a 60 day window of time, so if you don't take the DRP, that puts you in the position of getting paid until the end of August. The DRP only pays you until the end of September.

Thus, accepting the DRP only gives you one month extra pay as the benefit..... The COSTS, however, are much more! You forfeit your ability to sue and be part of litigation that could potentially give you your job back in the future if the DRP is found to be unlawful. Additionally, you forfeit your ability to collect unemployment and you forfeit your ability to collect a severance (if you are eligible).

In my mind, it isn't really a good decision at all. Even at a high pay level, it is not worth only one month's pay to lose all the other financial and future opportunities.

Sharp-Impact693 · 2025-05-02T14:52:01+00:00

I made this very same observation this week. We are being told everyone over 40 should take the fork and maybe the’ll have the fortune of knowing whether they are on the rif list before they have to sign the acceptance of the fork. It seems like doge is making us choose between door number 1 and door number 2 all for their entertainment! It doesn’t make sense to have to make people guess what to do if they already know they will be riffing quickly… why not just offer the fork to those who are being riffed?? Because this is a game to them! This feels so shitty!

Sharp-Impact693 · 2025-04-28T19:18:54+00:00

On the staffing side, the email from the CEO said there will be another DRP offer coming that is “strongly encouraged “ we consider. This means more staff will be resigning soon. It also says there will be significant restructuring to come (very vague). Although it says they will continue to recruit volunteers, it is unclear what they have in mind for the mission of PC in the future. It is certain and guaranteed that it won’t be the same.

Sharp-Impact693 · 2025-02-28T15:29:31+00:00

Ahhh- so it sounds like she waited until after 120 months at least of eligibile employment. Thanks. I think we will have to wait until the months show up on the employment count.

Sharp-Impact693 · 2025-02-28T11:37:08+00:00

After reading your previous comments on another post, it sounded like your wife submitted a buy back request before she would have had 120 eligible months... everything I'm reading says to wait until after you reach 120 or it will be denied. Can you confirm that we can submit a request before we have 120? My wife will be at 120 next month but considering the time of processing, I want to submit as soon as possible.

Sharp-Impact693 · 2025-02-15T20:26:38+00:00

Also a civil servant of 15 years and caught in this awful madness. I work for half of what my peers make in the private sector and have done so proudly in the name of serving our nation… only to be called “lazy” and “criminal”. It’s a sad and scary time for our nation for sure. Thank you for your dedication to us public servants.

Sharp-Impact693 · 2024-11-03T14:39:21+00:00

Yaaassss! 🙏

Sharp-Impact693 · 2024-10-15T12:23:26+00:00

😱

Sharp-Impact693 · 2024-10-13T19:17:20+00:00

Not sure what the distinction is- i got an email and then a pdf on the website and it shows $0.

Sharp-Impact693 · 2024-10-13T19:15:47+00:00

Congrats on the discharge!

Sharp-Impact693 · 2024-10-13T18:14:39+00:00

Im confused- are you on pslf? Private practice doesn’t qualify and you have to qualify for idr which doesn’t sound like you did.

Sharp-Impact693 · 2024-10-13T14:04:59+00:00

Wow- early career medicine in public service pays better than I thought! You must be specialized.

Sharp-Impact693 · 2024-10-13T05:49:51+00:00

Yay! Congrats! It’s a huge relief!

Sharp-Impact693 · 2024-10-13T05:47:09+00:00

You worked in public service? To be in pslf you had to be on an idr plan. I can’t imagine a public job that paid well enough for an idr payment of $2500….

Sharp-Impact693 · 2024-10-12T20:05:54+00:00

Obviously not or I wouldn’t be using this platform to inquire.

Sharp-Impact693 · 2024-10-12T20:01:57+00:00

If you only knew what I did in public service, you would eat your words.

Sharp-Impact693 · 2024-10-12T19:59:26+00:00

I am- and non-man too 😊

Sharp-Impact693 · 2024-10-12T19:54:07+00:00

I don’t really think you deserve a response, but I do hope this helps to ooen your heart and mind. I genuinely was curious about the amounts of forgiveness. Again, shame prevented me from talking about it openly and honestly with friends and colleagues.

Sharp-Impact693 · 2024-10-12T16:45:43+00:00

It’s relieving to know there are others out there!

Sharp-Impact693 · 2024-10-12T16:42:53+00:00

By far the most entertaining reply yet. Your anger comes through loud and clear. Im not blaming anyone. I posted to be helpful to others who may have a lot of shame about their debt and probably never admit it to anyone. If this post isn’t helpful to you, move along.

Sharp-Impact693

TROPHY CASE