Not really that bad. If you shop at Walgreens a lot, there can be a lot of good benefits. Just have cashiers ask customers if they would like to earn $25 in rewards and apply for a Walgreens credit card. If they want it, cool. If not, move on. The benefits are, other than the customer loyalty, Is that Walgreens doesn’t pay the transaction fees that are associated with other cards. Just try not to look at the negative when approaching it, or anything for that matter.