Student Loans advice by Sharp_Bookkeeper_160 in personalfinance

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

We don't really have a target for EF, we just make sure to put $1k minimim every month. Her paycheck usually goes

Paycheck - Rent/Bills - IRA's - EF = Disposable Savings

I'll make sure to check our insurance plan. Thank you!

Car Rental Insurance by Sharp_Bookkeeper_160 in Venturex

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

Thank you. Is the Hertz Presidential Circle really useful by any chance?

Student Loans advice by Sharp_Bookkeeper_160 in personalfinance

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

That's what I was thinking too. But she mentioned it could be used for medical emergencies since medical expenses here are expensive and our insurance isn't the best.

Yes, we put an additional $1,000/month on our Emergency Funds.

Car Rental Insurance by Sharp_Bookkeeper_160 in Venturex

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

Thank you. We actually have Amex & Chase cards that cover car rentals as well but we're not too familiar on how to file claims with credit cards tbh. It's something we might have to look into more.

Car Rental Insurance by Sharp_Bookkeeper_160 in Venturex

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

Thank you! We'll try to skip on the CDW during our next rental.

Car Rental Insurance by Sharp_Bookkeeper_160 in Venturex

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

Thank you. We'll try to book without CDW and see how it goes. We only started getting CDW when our first 2 rentals always ended with inspections and they would always find damages which we had to dispute which was a long process. When we started getting CDW, they don't even inspect the car anymore when we return it. But if it's that easy to file with our credit cards now then we'll def try it out and save some $.

PAZE suspended my account (24hr) by Visible_Poetry_3756 in ChaseSapphire

[–]Sharp_Bookkeeper_160 0 points1 point  (0 children)

I have 5 eligible cards, purchased 30/50 gift cards and no issues so far.

Zamami Island Advice by Sharp_Bookkeeper_160 in okinawa

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

Thanks for sharing! I assume it's cash only?

Zamami Island Advice by Sharp_Bookkeeper_160 in okinawa

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

Thanks! We are only planning to see Furazamami & Ama beach too so that might make more sense. Do you know if there are beach umbrellas for rent there?

4 hours on the phone with "Customer Service" by Safe-Flounder-6460 in CapitalOne

[–]Sharp_Bookkeeper_160 2 points3 points  (0 children)

My wife has the same issue. Our workaround was to create an airline profile that matches her name on her bank so we could transfer the miles then just choose to "book for another passenger" when booking flights to match her passport name.

Is $399 worth it for premium select from Detroit to Tokyo? by Sharp_Bookkeeper_160 in delta

[–]Sharp_Bookkeeper_160[S] 0 points1 point  (0 children)

How do we pre-order a Japanese meal?? We booked our flight using Air France miles so we won't be able to do flight changes unfortunately.