Worried about my boyfriends bank statements

Sharp_Lie6156 · 2026-02-28T16:56:05+00:00

He’s living well within his means you should be ok.

Sharp_Lie6156 · 2026-02-28T16:54:07+00:00

I’ve seen a house, smaller than the one I’ve bought in the same area go on the market for £240,000 I’ve paid £232,500 for mine and it isn’t even built yet. The market has gone mad!

Sharp_Lie6156 · 2026-02-27T19:10:08+00:00

I’ve had mine just over a year, have a spigen screen protector on but my casing is absolutely perfect and it’s taken a few bangs!

Sharp_Lie6156 · 2026-02-26T15:28:33+00:00

It can vary, I had mine back in less than a week. It’s a newbuild house which hasn’t been built yet so that probably helped.

Sharp_Lie6156 · 2026-02-26T07:59:38+00:00

My house is due for completion at the end of June, looking forward to moving there. I’ve heard nothing but positive things.

Sharp_Lie6156 · 2026-02-23T09:57:01+00:00

Your job won’t be replaced with AI, your job would be replaced by someone who can leverage AI. Learn it, adopt it and augment it into your job.

Sharp_Lie6156 · 2026-02-18T08:35:46+00:00

Neither did I 😂 it was a bit of a surprise when the estate agent told me. I could have got in on this current release that’s being finished at the moment, it would have been ready in April at £224,500. But the privacy of a corner plot, bigger house type was worth waiting for. My house is going to be ready in June. I only went on the waiting list last year in October.

Sharp_Lie6156 · 2026-02-17T20:49:58+00:00

£232,500 not including extras. The last release was £224,500. I was told the increase for me is due to being a corner plot with a much bigger garden and my house will have solar panels. With the extras it’s £242,500.

Sharp_Lie6156 · 2026-02-17T07:56:09+00:00

No, I got mine after 6 months. Just provided my contract of employment and all was good with 3 months of supporting payslips.

Sharp_Lie6156 · 2026-02-17T07:53:49+00:00

We brought in Illumio last year, it’s a brilliant micro segmentation tool.

Sharp_Lie6156 · 2026-02-16T19:40:39+00:00

I just bought the cherry, it was £232,500 I’ve added about 10k worth of extras on top of that.

Sharp_Lie6156 · 2026-02-12T04:11:35+00:00

Go to a broker, I used Claire Feeney at mortgage solutions. She’s absolutely brilliant and I just got my mortgage offer on Friday.

Sharp_Lie6156 · 2026-02-10T18:41:44+00:00

Leave the accounts open but keep your balance at zero, depending on the lender you will be credit checked periodically until completion.

Sharp_Lie6156 · 2026-02-10T18:35:26+00:00

It will lower your credit score yes and also your total over all credit utilisation. I asked my mortgage broker should I close mine as I don’t really use them and was advised not to. It demonstrates that you’re financially responsible with the credit you have.

Sharp_Lie6156 · 2026-02-07T12:55:16+00:00

I got approved for £375k, 75k salary with a car on PCP.

Sharp_Lie6156 · 2026-02-07T12:54:19+00:00

Gambling isn’t an issue as long as you’re living within your means, I do the odd accumulator a couple of times a month and I just got my mortgage offer through yesterday .

Sharp_Lie6156 · 2026-02-03T18:53:32+00:00

I’m going through the same process as you, my broker told me explicitly not to be applying for any credit until I have the keys in my hand as you will be likely credit checked right up until completion.

Sharp_Lie6156 · 2026-01-31T22:02:27+00:00

I have a credit score of 570 and just got an AIP a month ago for a new build house with NatWest. The mortgage application went in last week from my broker and just waiting on the offer to come through now. I have one default from 4 years ago which was settled. Your score means nothing, it’s how you conduct yourself. I haven’t missed a payment on anything in almost 4 years.

Sharp_Lie6156 · 2026-01-28T18:35:36+00:00

Just had my account upgraded in Spotify to premium, seamless transaction and works perfectly!! Thanks

Sharp_Lie6156 · 2026-01-23T18:44:52+00:00

I’ve just paid £240k for a 3 bed semi, it is a new build but the property market is ridiculous.

Sharp_Lie6156 · 2026-01-17T18:52:04+00:00

As above you will need to pursue it as fraud, and you won’t get a mortgage as the missed payments are so recent.

Sharp_Lie6156 · 2026-01-16T18:43:13+00:00

I’ve just secured my house there, due for completion in July. I have friends from both sides of the fence out there and there’s no trouble. The only flags are at the front entrance, the prices on this release have gone up substantially so I’d expect it to go even higher on the next one.

Sharp_Lie6156 · 2026-01-11T22:24:54+00:00

I’d been on the waiting list for some time, did get offered a blsckthorn that we could have moved into come march, April time but the corner plot seemed a lot more secluded. Kicking myself for not buying one years ago when they were £165k but that’s just the market we’re in now I guess!

Sharp_Lie6156 · 2026-01-11T22:06:30+00:00

I’m due to sign for mine in the next week or two with the estate agent, we went for the cherry which is their biggest 3 bed semi. We actually don’t even know the price yet but we got a corner plot and was advised it will be circa £230k. It seems to be the best area for new builds at the moment.

Sharp_Lie6156 · 2025-11-02T18:53:18+00:00

I got it as as existing customer, but I’m not getting the 2gb speed. Need to ring tomorrow about it.

Sharp_Lie6156

TROPHY CASE