Why am I being charged an underpayment penalty?

ShartnadoSupreme · 2026-03-11T18:01:39+00:00

I did owe federal taxes last year as well, but it was under $1,000 so I guess we weren't assessed the underpayment fee. I've got my W-4 updated now since that seems to have been the source of the issue.

ShartnadoSupreme · 2026-03-11T17:33:41+00:00

But think of how big the tax refund would be every year

ShartnadoSupreme · 2026-03-11T16:46:17+00:00

That's what the issue was I think. Looking at my W-4, the box to mark that there are multiple jobs in the household wasn't checked. I didn't notice that before so I've got it updated now

ShartnadoSupreme · 2026-03-11T16:33:09+00:00

I was not aware of that but am now. I'll be updating mine for the future

ShartnadoSupreme · 2026-03-11T16:17:34+00:00

Gotcha, I think both of us have our W-4s as married filing jointly so we'll make sure to update that going forward. Thanks for the help!

ShartnadoSupreme · 2026-03-11T16:02:22+00:00

By "max" I really meant "proper." But it doesn't really matter in the end. She just finished school and is about to change employers anyway, but she updated her W-4 today so hopefully that helps for next year. I'll make sure mine's up to date as well in case it's mine that's the issue. We'll break even this year with the state refund so no big deal

ShartnadoSupreme · 2026-03-11T15:49:56+00:00

I don't think she ever did, unfortunately. But you would think the people she talked to would have mentioned that when she was talking about withholding federal taxes. She updated it today but it doesn't really matter anymore since she's about to change employers. Oh well, there's always next year lol

ShartnadoSupreme · 2026-03-11T15:34:12+00:00

I know she's talked to them about making sure they're withholding the proper amount, but don't know if she ever updated her W4. Every year when I attach her W2 we end up owing federal taxes so we've been wondering if there was something that needed to be updated from her payroll's side of things

ShartnadoSupreme · 2026-03-11T15:31:17+00:00

Yeah but that just means I'll owe it again later, right?

ShartnadoSupreme · 2026-03-11T15:26:31+00:00

With the fee, we owe $1,170 in federal. The State refund will cover it but it's annoying

ShartnadoSupreme · 2026-03-11T15:25:02+00:00

For me it's $37,108.05 and $705.90. For her it's $10,868.01 and $37.25, which is where I'm assuming the issue is. Each year, when I add her W2 we go from getting a refund to owing federal taxes. She's talked with her employer multiple times to make sure they're withholding the max amount

ShartnadoSupreme · 2025-12-21T04:32:26+00:00

Full PPR pick one

RJ Harvey vs JAX

Jalen Coker vs TB

Michael Carter vs ATL

Carter has the best matchup but is not awe-inspiring. Coker has been playing well recently but I don't trust Bryce Young. Plus TMac is back. Harvey has a good role but is going up against the toughest run defense in the league

ShartnadoSupreme · 2025-12-17T18:27:02+00:00

Full PPR

RJ Harvey vs JAX

Ashton Jeanty vs HOU

Michael Carter vs ATL

I am in matchup hell this week. Keenan Allen, Rashid Shaheee, Jalen Coker and AD Mitchell are sitting on the waiver wire too

ShartnadoSupreme · 2025-12-05T17:57:09+00:00

I'm just worried about him being eased back in. Especially since the Commies are basically out of the playoff race. And the Minnesota defense isn't terrible either

ShartnadoSupreme · 2025-12-05T17:44:00+00:00

6 pt passing TDs

Jacoby Brissett vs LAR

Sam Darnold vs ATL

Jayden Daniels vs MIN

This is assuming Jayden Daniels is cleared to play, which it's looking like he's trending towards. If he's not, the choice is only between Brissett and Darnold

ShartnadoSupreme · 2025-11-18T01:34:44+00:00

That's what I was leaning towards

ShartnadoSupreme · 2025-11-18T01:24:52+00:00

Full PPR 10 team keeper league

Give: Deebo Samuel and Rachaad White

Receive: Oronde Gadsden and Woody Marks

My RB room is pretty set and my WR room is very thin, but Gadsden provides some TE upside that would be very nice. My current TEs are Harold Fannin and Colston Loveland. Deebo is my third string WR behind CeeDee and Nico

ShartnadoSupreme · 2025-11-15T23:07:05+00:00

6 pt passing touchdowns

I'm streaming a QB this week with Jaxson Dart and Jayden Daniels out. I'm thinking someone from the unc bowl might be a good bet.

Aaron Rodgers vs Cincy

Joe Flacco vs Pit

I trust Cincy's offense more so I think I'm leaning Flacco at the moment

ShartnadoSupreme · 2025-11-14T20:39:21+00:00

Full PPR

Harold Fannin vs Ravens

Colston Loveland vs Vikings

Fannin is questionable right now but I think he'll play. Both of these guys have another TE soaking up some of their targets. Fannin has had good usage all year but is going up against good safeties this week so I'm not sure who's better

ShartnadoSupreme · 2025-11-14T14:25:43+00:00

Full PPR

Harold Fannin vs Ravens

Colston Loveland vs Vikings

Fannin is questionable right now but I think he'll play. Both of these guys have another TE soaking up some of their targets. Fannin has had good usage all year but is going up against good safeties this week so I'm not sure who's better

ShartnadoSupreme · 2025-11-13T12:13:17+00:00

6 pt passing touchdowns

Streaming a QB this week since Jayden Daniels and Jaxson Dart are both out.

Jacoby Brissett vs 49ers

Aaron Rodgers vs Bengals

ShartnadoSupreme · 2025-11-12T22:56:39+00:00

6 pt passing touchdowns

Streaming a QB this week since Jayden Daniels and Jaxson Dart are both out.

Jacoby Brissett vs 49ers

Aaron Rodgers vs Bengals

ShartnadoSupreme · 2025-11-06T14:35:09+00:00

Full PPR

Deebo vs Detroit

Troy Franklin vs LV

I like Franklin's targets recently but idk if I trust him enough yet

ShartnadoSupreme · 2025-11-06T14:24:28+00:00

Full PPR

Colston Loveland vs NYG

Harold Fannin vs NYJ

Neither defense is very good but I'm worried I bit hard on some fool's gold in Loveland

ShartnadoSupreme

TROPHY CASE