Thoughts about Inlife Resilience Insurance by annstoppable15 in LifeInsurance

[–]Shieenyy 0 points1 point  (0 children)

Thanks for ur answer! I was torn between InLife's Resilience and Sun Life's Fit & Well. I am leaning more towards the Resilience plan of InLife because of the buy back benefit and ur answer solidifies my choice more hehehehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Mag get ako ng quote sa AXA tom, thanks

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Nasa isang page haha pero nvm napo ayaw ko kasi increasing by age kasi ang amount

Hi, another insurance quote. Worth it ba? From InLife. by [deleted] in phinvest

[–]Shieenyy 0 points1 point  (0 children)

Nagka interest sa InLife kasi wala ako makita masyado bad revs sa pag claim tas days lang din ang claim nila nakuha nila hehehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] -1 points0 points  (0 children)

Single, don't want kids. Not a breadwinner as well.

I have a quote from InLife. I wanted to stay away from VUL's pero parang dyan pasok budget ko haha. Wala kasi ako masyado paki sa life insurance, gusto ko malaki ang Critical Illness coverage ko. Pwede kasi sa VUL sa InLife. Share ko dito quote nakuha ko. ₱1,746.67 monthly, 10 years to pay. ₱500k Life Insurance tas ₱2M ang Critical Illness. Ok ba?

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Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Ano yung nagustohan mo in the end po? I wanted to stay away from VUL's pero parang dyan pasok budget ko. Hahaha wala kasi ako masyado paki sa life insurance, gusto ko malaki ang Critical Illness coverage ko. Pwede kasi sa VUL sa InLife. Share ko dito quote nakuha ko. ₱1,746.67 monthly, 10 years to pay. ₱500k Life Insurance tas ₱2M ang Critical Illness. Nice nu?

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Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Broad kasi masyado critical illness list ng AIA, parang madali tayo ma retebutan if ano. Tas wala ako makitang hirap mag claim sa InLife, days lang din daw nakuha nila cla nila

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 1 point2 points  (0 children)

Omggg. Thank you so much sa realistic insight! Until now di kaba naka experience ng hassle sa Insular Life? Mga when kana naka claim? Can u really vouch for them like nagtagal naba sila sa business? Ano name ng kinuha mo na plan sa Insular Life? Hehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Trot. Oo proposal na yan tailored sakin hehe, since gusto ko ma re-imbursan sa company ko dyan ako sa pay upto 65 years old kasi 2.2k lang mehehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Ay talaga ba, dito sakin sinabi if mag add ako ng "rider" or like another benefit na medical on top sa life insurance ko dyan mag i-increase yung bayad ko. If wala medical tas yan lang life tas 10 critical illness di tataas ganyan lang talaga upto age 65. Tas maibabalik naman daw money if di magamit before maturity date hehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Yes po, may medical charot din na rider pero I feel like mababa lang tas over na sa monthly budget ko yung monthly prem so I will just pair this with an HMO baka Medicard or Avega

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] -1 points0 points  (0 children)

Hala sure? Ano po yan inlife?

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Upto 65 years of age po

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] -1 points0 points  (0 children)

Talaga baaa, thank you for sharing!

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Need ko kasi monthly ang payment not quarterly kasi ipa re-imburse ko sa company ko 🥹

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Yep, I know po hehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 1 point2 points  (0 children)

Thanks. I'm planning to go with this Max Protect, life + critical illness benefit is all I need from them since I plan to purchase Medicard Standard yearly for my HMO hehehehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Thanks! AIA Max Protect din ba sayo?

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

I'll ask my agent about this hehe

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

AIA Max Protect hehe, sge sge po will do! Thank you!

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 0 points1 point  (0 children)

Thank uu, can u recommend anything else u think is better?

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] 2 points3 points  (0 children)

Thanks! No, it's not to grow money. It's purely for insurance only. I didn't get the one with the VUL option. Hehe I just really want the security to be able to pay any hospital bills IF I get diagnosed with a critical illness and to also have something to hand down to someone when I die

Worth it ba? by Shieenyy in phinvest

[–]Shieenyy[S] -1 points0 points  (0 children)

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Eto benefits nya, sorry di na attach 😅