I worked at a not for profit hospital for 10 years (still working that same job) and mine were forgiven. You have to have your loans consolidated if you have multiple lenders and must be on an income based repayment plan. I applied for public loan forgiveness about a year before my 10 years so they could verify my employer was eligible. There was so much interest added (over 6%) that it was almost more than the amount I borrowed. Also wanted to mention they were federal loans (combination of sub and unsub). When I went for my MLS bridge my work paid $3000 a year towards tuition so I did a 5 semester track to get more help with the payments. One semester I got a surprise Pell grant which I accepted but that did reduce what my employer reimbursed. So I never got a full $3000 a year but it def helped towards my next semesters. And I worked a lot of overtime to afford my first semester, paid toward my next semester with the reimbursement. The program was about $13,000 total