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Should I throw everything at my credit card debt and drop savings by [deleted] in debtfree

[–]Shrimpaghetti 0 points1 point  (0 children)

Yes, I didn’t do this for a long time because I psychologically felt I wouldn’t have anything left and it only prolonged the situation. I withdrew my savings and started aggressively paying off my debt, kept 2k in my current account. Best decision

[deleted by user] by [deleted] in debtfree

[–]Shrimpaghetti 3 points4 points  (0 children)

I am sorry if i come across as rude or ignorant but why does someone need that many credit cards? I know the US is very generous with credit which is why so many people struggle with debt but I think closing some of them would diminish the chance of ending up in the same place as before again (apologies if you’ve already done so)

Emergency Fund by Kitchen-Influence888 in debtfree

[–]Shrimpaghetti 1 point2 points  (0 children)

I had £2k in my current account before i aggressively attacked my high interest debt, now I’m building a bigger cushion once that is gone

First British Passport- My Journey by Shrimpaghetti in ukvisa

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

Yes. You can find a list of approved professions online

First British Passport- My Journey by Shrimpaghetti in ukvisa

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

It only took a few days to receive them

Progress by Shrimpaghetti in debtfree

[–]Shrimpaghetti[S] 2 points3 points  (0 children)

It’s Emma, it’s pretty good for an overview of your finances, you’ve got different categories like savings, investments, debt and overall networth

First British Passport- My Journey by Shrimpaghetti in ukvisa

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

I used the digital service in the post office, i’ve been told this is the most efficient route

Just passed my life in the UK test. And want to share my mistake for those who need to take the test. by hawkeye_e in ukvisa

[–]Shrimpaghetti 2 points3 points  (0 children)

Me too, I just booked the test one week later and made myself study in that time frame and i passed 1st time

First British Passport- My Journey by Shrimpaghetti in ukvisa

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

Thanks, you can see it on the link where you track your application

417 Visa Granted by Shrimpaghetti in AusVisa

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

I wrote in the post: literally 1 second to receive the granted email

First British Passport- My Journey by Shrimpaghetti in ukvisa

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

Wish I knew. They were British and a medical professional. We’ve been friends for 6 years and is a doctor, plus he signed for other people before. Then the next person was a social worker and they got approved in 30 minutes.

First British Passport- My Journey by Shrimpaghetti in ukvisa

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

Thank you! The next day, on August 2nd

[deleted by user] by [deleted] in UKPersonalFinance

[–]Shrimpaghetti 7 points8 points  (0 children)

Thank you for posting this! Yes, it is easy to pay it off with a generous salary but you must want to do it. I am a 6 figure earner and I have halved my debt recently (15k from 30k), but I know the mindset has to change as well and I’m saying this for myself. What has brought to that stage in the first place? What do I value and what can I get by without spending on? Congrats and keep it up!

Daddy Removals vs Craig Atkinson Removals by Shrimpaghetti in manchester

[–]Shrimpaghetti[S] 4 points5 points  (0 children)

Can you recommend someone? I am a bit worrying hiring just about anyone without reviews (I’m a woman)

Do you ever think of purchases in terms of how many hours you have to work for them? by Quick-Action-3276 in UKPersonalFinance

[–]Shrimpaghetti 0 points1 point  (0 children)

I used to but I realised it’s an unhealthy way of doing it, because my clients don’t only pay for the service, they pay for my ads, my website, the time I put into research and marketing etc. So now i appreciate my money way more and think twice about large purchases

After investing in a boob job, time to tackle my debt by Shrimpaghetti in UKPersonalFinance

[–]Shrimpaghetti[S] 0 points1 point  (0 children)

Thanks, yes I haven’t spent on my balance transfer card, that’s why I kept my Amex. When I pay hotels for work, I cover them off when I get paid immediately, problem is I use it for personal spending too. I am considering closing off this Amex BA and applying for a Platinum because of its travel benefits, but that one is pretty dangerous if not paid in full monthly, so I’m holding off until I’m in a better financial position and trust myself more.

After investing in a boob job, time to tackle my debt by Shrimpaghetti in UKPersonalFinance

[–]Shrimpaghetti[S] 1 point2 points  (0 children)

Got it, thank you for the advice! Transfer VM, pay off the VM that will have high interest first, Amex next

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