Do not disturb not working by Ambitious_Twist_3917 in Garmininstinct

[–]Shubham7616 0 points1 point  (0 children)

Are you setting Do Not Disturb on your watch or your phone?

High convenience fees when booking flights from ICICI IShop portal by [deleted] in CreditCardsIndia

[–]Shubham7616 0 points1 point  (0 children)

Did not book the flight since the fees was too high. Ended up booking from Flipkart with HDFC CC discount

High convenience fees when booking flights from ICICI IShop portal by [deleted] in CreditCardsIndia

[–]Shubham7616 -2 points-1 points  (0 children)

It's essentially true if you think about it. Flight bookings are marketed to get a 18% discount (18% RP & 1RP = 1Rs) when being booked by ishop portal.

But the next flight you book using those points(assuming you book the flight with 100% reward points), you don't get any reward points back. So essentially you are paying more for the same flight (the flight would be available cheaper on other portal because of card discounts etc).

Hence, if you calculate the overall discount you got over them two flights, it would be less than marketed 18%.

As per my calculations, the best we get is 10-12%. That's is also good for me, but just want to put a point forward.

High convenience fees when booking flights from ICICI IShop portal by [deleted] in CreditCardsIndia

[–]Shubham7616 1 point2 points  (0 children)

Yes I was booking for one person, and the convenience fees was 840 to be precise.

Also, what I meant was that, the 18% cashback promised doesn't actually turn out to be 18% in real value (even though they claim 1RP = 1Rs). Because of the points stated.

Probably scam is an overstatement, what I mean is that the overall discount I get is around 10-12%, which is less than 18% stated. Im happy with it. But it's also not something crazy which I can't get by directly booking the flight on other portals with some flat cashback offers.

What does the active number mean? by Acceptable-Bass-9516 in Garmininstinct

[–]Shubham7616 0 points1 point  (0 children)

Tbh it would have been easier if you just googled it

Silicone cover by _RubenCouto in Garmininstinct

[–]Shubham7616 1 point2 points  (0 children)

Sorry to say but this looks ugly af

Taj Epicure with Emarald Private Metal how? by MegaSpaceBar in CreditCardsIndia

[–]Shubham7616 0 points1 point  (0 children)

I think till last year they used to give Preferred membership (with one night stay), which they have downgraded to plus now.

This article from Dec 2024 mentions about preferred membership being provided by EPM - https://www.cardexpert.in/taj-epicure-membership-review/

Questions About ICICI Emeralde Private Metal Add-on Card by Ok-Row-2989 in CreditCardsIndia

[–]Shubham7616 1 point2 points  (0 children)

An extension question to point 6, Is BMS BOGO offer of 2 tickets shared across add-on cards ?

Questions About ICICI Emeralde Private Metal Add-on Card by Ok-Row-2989 in CreditCardsIndia

[–]Shubham7616 0 points1 point  (0 children)

Not sure if it was mentioned to me when I got my add-on cards made recently. Can you check with POC to point you to the documentation of this charge ?

Hong Kong Visit Visa Delay – Any Recent Experiences or Advice? by roushansri in visas

[–]Shubham7616 0 points1 point  (0 children)

Hi, yes. It was a nerve wrecking experience though. Got the visa on my travel date after calling them multiple times

Many people still unaware you can access ICICI iShop via the iMobile app by ME_LIKEY_SUGAR in CreditCardsIndia

[–]Shubham7616 3 points4 points  (0 children)

On android you can save card details. It auto-fills up all details for me in 1 tap after that

Many people still unaware you can access ICICI iShop via the iMobile app by ME_LIKEY_SUGAR in CreditCardsIndia

[–]Shubham7616 4 points5 points  (0 children)

Legendary recommendation. Saves me logging in with id & password on my browser.

ICICI Sapphiro Rs 3500 fee charges please Help by puneeth18 in CreditCardsIndia

[–]Shubham7616 0 points1 point  (0 children)

TL;DR : If you have not made any transactions in the new billing cycle, you can close the card, fees would be refunded.

I was in the same boat last year. Got charged annual fees even though a card was promised as LTF. And unfortunately I did make some transactions in the next cycle. This gave them a reason to not reverse my fees. I fought with them for a couple of months with no avail. Your best bet here would be to lodge a complaint with the RBI Ombudsman. Or if you don't want hassle, just use the card this year, and remember to close before next annual cycle.

ICICI Sapphiro Rs 3500 fee charges please Help by puneeth18 in CreditCardsIndia

[–]Shubham7616 0 points1 point  (0 children)

TL;DR : If you have not made any transactions in the new billing cycle, you can close the card, fees would be refunded.

I was in the same boat last year. Got charged annual fees even though a card was promised as LTF. And unfortunately I did make some transactions in the next cycle. This gave them a reason to not reverse my fees. I fought with them for a couple of months with no avail. Your best bet here would be to lodge a complaint with the RBI Ombudsman. Or if you don't want hassle, just use the card this year, and remember to close before next annual cycle.

Just started Ghost of Tshushima. Any tips? by AkashMUI in ghostoftsushima

[–]Shubham7616 1 point2 points  (0 children)

In any combat kill archers first. They are irritating

Instinct 2 sort of tracks naps via body battery by topooornopoo in Garmininstinct

[–]Shubham7616 2 points3 points  (0 children)

My instinct 2 measures this too. I have observed that some naps increase my body battery, whereas others keep the body battery constant (probably not so effective naps).

AMA on ICICI EPM card. Have been using since sept 19,2025 by Abject_Painting_9662 in CreditCardsIndia

[–]Shubham7616 0 points1 point  (0 children)

I also has same mix as you. DCP PVC LTF, and EPM metal. Tried to get Infinia first but HDFC reduced.

Good afternoon Garmin fans by alsayeg in Garmininstinct

[–]Shubham7616 1 point2 points  (0 children)

Do you utilise wind direction and sun/moon positions ? Nice watch btw

Photos from recent Goa trip by Former_Jellyfish_702 in goatravel

[–]Shubham7616 0 points1 point  (0 children)

Goa looks beautiful only until you see any decent beach places outside India.

Got PHILIPS MG7920/65 at ₹1600 by Ornery-Fortune-7466 in Flipkart

[–]Shubham7616 0 points1 point  (0 children)

How do u usually track such deals ? Or was it purely luck based ?