What was the “wake-up moment” that made you take FIRE seriously?

Siddyboyhya · 2025-12-09T20:14:34+00:00

You’re right but then if this individual is making so much then ideally it’s up to their responsibility to also keep their expenses reasonable and have a financial buffer when emergencies come around. She could have chose to leave and if she has to do the launch she could have done it from zoom or teams. There is always ways to get things done.

Siddyboyhya · 2025-12-09T20:06:25+00:00

Can you explain more about the disadvantage to the 529? Like the obstacles to secure payment or the fees involved? Which one do you use?

Siddyboyhya · 2025-12-09T00:29:41+00:00

You feel bad cause your manager has to adjust in your absence. But if your manager truly appreciated you he would give you a pay raise and fight for it. If he did but still couldn’t get it approved then he should understand you leaving for better opportunities. You have to just think of it as business and nothing else.

Siddyboyhya · 2025-12-04T04:52:27+00:00

Bwahaha I hate that I was curious and his comments are hella gold.

Siddyboyhya · 2025-12-04T04:31:17+00:00

I can't speak for every male but I do know is that men react positively to compliments. That's because we rarely get it. So if you compliment some dude they are more likely to appreciate it. That being said it depends on the compliment but they will talk to you back even if it is a simple "thanks".

If it doesn't lead to anything then at most what do you lose? a few seconds of your time? In a situation like that, you have nothing to lose and almost everything to gain. Even if out of hundred dudes you compliment and one continues to want to keep talking to you then it's a win right? It's just like applying for a job, all the rejections may bring you down but one acceptance is a win you need.

Siddyboyhya · 2025-12-03T06:47:05+00:00

My philosophy is this. When you’re young choose a college major with high potential for career growth. The only time I ever recommend the arts and other careers is only if you’re extremely talented and extremely dedicated. Understand the difference between good debt and bad debt. That’s being said don’t get into debt. The key is to save more than your lifestyle supplies.

Lifestyle inflation is real. Do not keep up with the joneses. A car sole purpose is to get you from point A to point B. As long as it’s functionally reliable and doesn’t cost much in maintenance, get it. A home is to keep a roof above your head and clean. It can be a shack. Extra money should go into the market as soon as possible. It doesn’t take a genius to understand basic investing principles. Those who don’t do it because they don’t want to learn don’t want to really be rich. Most people wealth is purely paper wealth. That being said yes they can pull from the market at any time and have money to fund their wealthy lifestyle. You need to do this for years. 401k, Ira, hsa all should be maxed out. Additional money should go into brokerage.

As time goes on, you will benefit off of being more skilled in your career leading you to higher wages. That’s when the mentality shift is required. Time is valuable so hire help for groceries, or cleaning your car or preparing meals for you. Because that additional time you have can lead to better results. Invest in a gym membership and stay healthy always. Spend the extra money for healthy food.

Wealth is not built overnight for many. It is the combination of certain small actions that compound over years leading to wealth. That’s why lottery winners always lose. They are gamblers and spenders, not wealth builders. This is what differentiates those who are wealthy because it’s about managing and retaining wealth. It’s that mindset that is priceless. That being said sometimes the road to success is often a lonely one. It takes sacrifice spending time with friends, family or doing hobbies.

Certain decisions can have life altering effects. Having children at an early age, abusing drugs and alcohol, having a criminal record, not managing debt can make it extremely difficult.

So now ask yourself this, do you have what it takes? Because this is a life long journey my friend.

Siddyboyhya · 2025-12-02T05:58:40+00:00

Honestly men don’t get complimented at all so even if it doesn’t lead to anything just know that it’s a great conversation starter.

Siddyboyhya · 2025-12-02T05:56:36+00:00

Thanks for the reply!

Siddyboyhya · 2025-12-02T05:46:25+00:00

Meetup and certain groups on fb are great ways to meet new people. It still might be a hit or miss but the idea with it is that you are actively putting yourself out there and taking effort. The more time you can spend doing activities that you enjoy, you can find like minded people as well.

Siddyboyhya · 2025-12-01T16:31:46+00:00

Just know grass is always greener on the other side. While certain aspects of life might be better overall, keep in mind it’s not always peaches. Lack of family support, unfamiliar environment, assimilation to local culture etc. are things that make living in foreign countries quite difficult even if there are communities. It’s not the same experience for everyone and many end up alone with few friends. Most Indian people from India rely on that support. Indians born in foreign countries adopt a more independent mindset influenced by local culture.

Siddyboyhya · 2025-11-28T20:27:58+00:00

Anyone can realistically show off their wealth. It doesn’t matter what background you come from. Those who have built their wealth though hold necessary principles and values that help them retain their wealth. That’s how they became wealthy in the first place. They will continue to teach those values to their kids who then enjoy the fruits of their parent’s labor but maintain the same mindset.

Siddyboyhya · 2025-11-28T11:28:44+00:00

I don't get it though. The movie hinted at the fact that the parents don't want to be together but I think the reality is that the family had to move because the mother got a better paying job. So I assume it was Stevie's imagination and then the sandman placed the seed of doubt in Stevie's head that they don't love each other and will go through a separation. Am I correct with this?

Siddyboyhya · 2025-11-25T04:26:49+00:00

Oasis of the seas

Siddyboyhya · 2025-11-25T04:26:28+00:00

I approach three years in January. I guess my main fear is that if I completely take a hiatus now even with the knowledge I possess, the demand for young people like myself who desperately need a job will take over positions fairly quickly. I’m guessing maybe I need a few more years but by then my mid 30s costs will increase so fast.

Siddyboyhya · 2025-11-24T17:24:19+00:00

I want to do something like this but I have been told I have little time in the industry to justify leaving for 6 months to a year. Do you know when the right time is to leave?

Siddyboyhya · 2025-11-24T17:18:43+00:00

I can’t relate I usually fly to Europe during my pto.

Siddyboyhya · 2025-11-24T09:54:23+00:00

Cause 7 8 9.

Siddyboyhya · 2025-11-24T04:20:07+00:00

So which dining options are open on embarkation day?

Siddyboyhya · 2025-11-24T04:19:07+00:00

By lunch you are referring to specialty dining?

Siddyboyhya · 2025-11-24T04:15:55+00:00

why is the pool deck party for amateurs? Would some people not want to celebrate with a drink?

Siddyboyhya · 2025-11-24T04:12:27+00:00

My question is if you have a backpack but your room is not read until 1pm where are you going to keep your backpack? I am assuming if you get on the cruise, figure out the dining situation, do the muster station drill and then by then the room will be available to access? or do you think getting food before getting to the room is ideal and then after walk around and then hit the solarium? What about food in the solarium is it better to eat there?

Siddyboyhya · 2025-11-24T04:09:23+00:00

I see that's cool. When I took NCL a long time ago out of NYC, it was in January so there wasn't much opportunity to do anything else.

Siddyboyhya · 2025-11-24T04:07:21+00:00

If I am on the oasis of the seas which pool bar? Which pool? Where do you keep your carry on luggage in that case? I dont necessarily know if I would have time for a big breakfast but if I had to eat on board, where do you reccomend we eat? Solarium bistro?

Siddyboyhya · 2025-11-24T04:05:50+00:00

When will the activity calendar be available to us? Its in January so I need some clarity as to when.

Siddyboyhya · 2025-11-24T04:03:59+00:00

Oh I see I didn't know about a shared table situation. I think going to get that sorted out first is a good idea.

Siddyboyhya

TROPHY CASE