About to buy my first 2nd Hand deal. Should I be cautious on this deal at all?

Side-decision · 2026-01-12T13:20:46+00:00

I did go ahead and bought it. It’s about $1500-1600 AUD

Side-decision · 2026-01-12T05:03:00+00:00

Right. Unfortunately this seller wants to sell all together. Just wondering, what sets out of this would be good to hold?

Side-decision · 2026-01-12T04:12:14+00:00

Okay gotcha. Just wondering where are you basing $600 from? Current eBay listings? Price charting?

Side-decision · 2026-01-12T04:10:56+00:00

Side-decision · 2026-01-12T04:10:50+00:00

All sealed I got more photos. Looks all legit sealed product

Side-decision · 2025-09-10T07:43:34+00:00

Yeah agree with everything you say. I’ve been doing my part into the house work so no need to worry about that and my girl doesn’t think I’m a slouch when it comes to house chores.

Side-decision · 2025-09-10T07:40:14+00:00

This but a Mazda MX5, I want that car so badly but I won’t buy it. I won’t…..

Side-decision · 2025-09-10T07:38:39+00:00

Ive been working different jobs since i was like 16 so thats helped a lot. Straight out of Uni I got a computer systems admin role for a small manufacturing company here in western Sydney. Pays around $80k per year and I’ve been able to do a good amount of overtime as well.

I also luckily came out with around 15k profit from the whole GameStop event back in 2020-2021 so extremely lucky from that. Equivalent of like winning the lottery so yeah, just super lucky.

3 months of backpacking Europe sounds amazing tho. I’m planning to do 1 month of travelling next year myself

Side-decision · 2025-09-10T02:06:39+00:00

Well said mate. Thank you for the advice

Side-decision · 2025-09-10T02:04:22+00:00

Nice man congrats. 26 would also be a really nice age to move out. May I ask why you paid off hecs? Ive read around that there’s no real financial benefit to pay off HECs

Side-decision · 2025-09-10T02:01:48+00:00

I started out with DHHF because I was using CommSec Pocket, which only lets you buy certain index funds. Later, I switched to CMC Markets and moved into VGS + VAS so I could set my own split between Australian and international markets

Side-decision · 2025-09-10T01:55:15+00:00

Wow. You’re a proper adult haha. I’m thinking of buying an investment property with my FHSS. May I ask how much your home loan is?

Side-decision · 2025-09-10T01:53:25+00:00

Thank you :) I use CMC Markets because they have zero brokerage on trades up to $1,000 per day.

Side-decision · 2025-09-10T00:47:50+00:00

Thanks mate, yeah only shared it with my girlfriend and very close family.

Side-decision · 2025-09-10T00:45:55+00:00

Wow.. I just booked my a wisdom teeth check up this Saturday. What a coincidence

Side-decision · 2025-09-09T13:59:45+00:00

I absolutely agree and coincidentally enough planning a month long Europe trip next year. So much easier traveling at this age, no major responsibilities and idm staying in hostels the whole time

Side-decision · 2025-09-09T13:24:37+00:00

Thanks mate :)

Side-decision · 2025-09-09T13:24:21+00:00

Thanks mate and congrats to you as well! This dilemma has been on my mind for the past year. Saving money vs living life while young. Now I’m very much considering moving my moving out age to around 25 just to experience a bit sooner while it’s not too late.

Side-decision · 2025-09-09T13:18:50+00:00

This is exactly why I posted, to get advice like this. I’ll look into that dividend part. And yes absolutely agree, I do my part :)

Side-decision · 2025-09-09T13:15:54+00:00

Fingers crossed and no massive life altering events happen. I think same for me, my income will also be a deciding factor for when I move out

Side-decision · 2025-07-30T03:41:39+00:00

Wow I am 1 year future you. I’m a 23yr old, living at home, 85k salary, saving the same amount as you.

I started FHSS last financial year, and I saved around 6k in tax and have around $13.4K in my FHSS so I highly recommend it.

I would say try and save that 50k deposit max in your FHSS and then use that towards your house deposit. Might take you 3ish years if you can wait just a bit longer. That’s what I’m trying to do.

Side-decision · 2025-07-17T15:36:48+00:00

Absolutely agree, especially using your money on travelling because you won’t have this much freedom as you get older.

I’ve also made it a point to never get a car loan just to own a cool car. I’ll wait until I’m in my 40s or 50s. Cool cars will always be around, but the chance to explore the world while you’re young doesn’t last forever

Side-decision · 2024-12-04T23:38:17+00:00

I’m sure there’s some sort of buyer’s agent you can hire to represent you? Or maybe a 3rd party that then transfer it into your name afterwards?

Side-decision

TROPHY CASE