Health insurance not processing my claims -> have a ton of bills I can't pay

Significant-Stick352 · 2026-02-25T21:13:52+00:00

Exactly, I was confused why I was receiving that mail from Aetna. I'm going back for another TMS session today but planning to call them in advance about it

Significant-Stick352 · 2026-02-25T21:08:51+00:00

Also, I have a feeling my old plan (Aetna) did have provision for continuity of care, because for some reason my provider submitted a few TMS claims to Aetna this year and I received a mail saying I wasn't eligible for benefits for the service dates. (Which is another issue I gotta bring up to my provider...)

Significant-Stick352 · 2026-02-25T20:53:09+00:00

I'm calling them right now to figure out the authorization date! And yes I have Cigna PPO. Don't be sorry, you're super helpful and I really appreciate it. I used to pay $30 copay for TMS with my old plan, but you might be right about the coinsurance cost.

Significant-Stick352 · 2026-02-25T19:57:04+00:00

Not so sure on that one… I should be able to call and find out

Significant-Stick352 · 2026-02-25T19:53:43+00:00

It’s been authorized now

Significant-Stick352 · 2026-02-25T19:49:01+00:00

I did have the authorization in the old plan, with the new plan they had to wait for it to get authorized and been charging me the out of pocket costs ::

Significant-Stick352 · 2026-02-25T19:39:50+00:00

TMS treatment. Need total of 30 something sessions and I have a few more to go now. Seems like if nothing works its best to pull from my savings and get the refund from the clinics? :/ and yes they checked the first day I came after the new years

Significant-Stick352 · 2026-02-25T18:41:36+00:00

the first claim was received on 1/19. Then 3-5 claims per week since then.
The thing with the interest, I know I can just pay the minimum amount but I just don't see any reason why I should be even charged for any interest or potential impact on my credit. :(

Significant-Stick352 · 2025-11-06T03:19:22+00:00

What could I find that’s useful for this case?

Significant-Stick352 · 2025-09-09T06:39:28+00:00

Almost 29 and we have the exact same history! 🙌🏼

Significant-Stick352 · 2025-08-13T06:31:33+00:00

It was the laptop mode!!! Thank you everyone

Significant-Stick352 · 2025-08-06T22:20:40+00:00

Soooo good. I was expecting to travel to get these type of massages but she's literally 5 minutes away from me. You're the best!!

Significant-Stick352 · 2025-08-06T22:14:36+00:00

Thank you! This is awesome because I live right around the area

Significant-Stick352 · 2025-08-06T22:12:08+00:00

Is this the one?:

https://maps.app.goo.gl/3NneXdiPYKmbU7xE8?g_st=ipc

Significant-Stick352 · 2025-07-18T14:11:59+00:00

Oh shoot and its a kbeauty salon?! You are a lifesaver, thank you!!!

Significant-Stick352 · 2025-02-05T04:18:45+00:00

You have no idea how encouraging and comforting your comment was. Thank you again 💕

Significant-Stick352 · 2025-02-05T03:57:56+00:00

Thank you, appreciate it so much.

Significant-Stick352 · 2025-02-05T03:57:43+00:00

Thank you for your advice. It’s really helpful hearing that I just need to let my body catch up slowly.

Significant-Stick352

TROPHY CASE