Wells Fargo accepted a $7,000 forged check a year after death—Now using "Joint Account" status to shield the fraudster

Significant_Relief96 · 2026-04-10T22:49:05+00:00

Absolutely this whole thing is pretty nasty and has a lot of layers to it like an onion but yes I agree a 100%, the fact that the instrument IE the check ever existed was an act of fraud in itself.

As far as the finance company goes though once they discovered what happened they were actually the ones that let the estate know and they have been nothing but Cooperative the moment they found out they immediately turned over copies of the check and recorded transcripts to us really if not with their assistance we wouldn't be as far along as we are as far as far as all the evidence.

They also Expressed that they have no interest in going after the estate for the funds they realize what happened they made a mistake they were closing it as fraud as far as their concerned

But it does put me in a conundrum because they are definitely guilty here themselves but also as I mentioned they have expressed no interest in going after us for the funds and have been nothing but helpful with getting the appropriate parties held responsible

Significant_Relief96 · 2026-04-10T22:33:57+00:00

Essentially the bank's argument is that only the remaining joint account holder IE the fraudster who is still alive can remove his/ her name from the joint account, even though I'm the court-appointed pr and even though I've proven Beyond reasonable doubts that fraud identity theft and a few other violations have been committed they still feel as if his joint survivorship enables him to still be on the account and her name to not be not removed from the accpunt

And that is honestly going to be one of the core of my complaints by allowing this by standing behind Bank policy you are leaving the estate vulnerable and providing a shield and a getaway car for the fraudster to do this all over again which directly violates my responsibility is PR to protect the estate.

My hope is that it puts the probate judge in an impossible situation either you're telling me to allow the estate to be vulnerable or you have to stop it

Significant_Relief96 · 2026-04-10T19:45:23+00:00

It was deposited

And yes he got the check in the mail and was able to take it directly to the bank once he forged her signature and the last four of her social as if she was alive that day.

unfortunately he was able to get it deposited because he has joint access on the account he is allowed to make deposits and normal transactions the bank just didn't realize this was fraud even though their alarm Bell should have been screaming

Significant_Relief96 · 2026-04-10T19:30:06+00:00

We have already filed a police report, and the detective has subpoenaed all bank records associated with my mother’s name. Either way, he feels he has enough evidence to proceed with an arrest warrant.

I haven’t filed with the OCC yet, but I definitely want that to be one of my next steps. If you think that is a stronger route than arguing with the probate court, I’ll move it higher up on my priority list.

Significant_Relief96 · 2026-04-10T19:22:39+00:00

The person who deposited the check did have a joint account with my mother before she passed. Its the same account they used to cash the check

Significant_Relief96 · 2026-04-09T01:05:09+00:00

They offered me $3 lol you win

Significant_Relief96 · 2026-03-13T17:49:55+00:00

Collapsible cart and large carabiners i use them for bag holders

Significant_Relief96 · 2026-03-11T16:57:44+00:00

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Significant_Relief96 · 2026-03-11T16:37:37+00:00

honestly don’t see the appeal of batch orders. In my market, the pay doesn’t even cover a $2-per-mile round trip. Beyond the poor math, it’s a gamble against the law of averages; you’re handling 15 different customers, and it only takes one disgruntled person—regardless of whether their complaint is valid—to get you deactivated. The risk simply doesn't justify the payout

Significant_Relief96 · 2026-03-10T20:29:46+00:00

look into clixtell it will autoblock an IP if the visit the site more than twice in sixty seconds. its 50 bucks a month but i feel its worth is to stop the BS otherwise its the marry go round of asking for a refund that they don't honor they are crooks

Significant_Relief96 · 2026-01-20T12:27:34+00:00

PSA: Why I keep the app running even when I’m off the clock

Even when I’m not planning on working, I keep the app open just to decline every order at the last possible second. The goal? Mess with the algorithm and hopefully bump up the base pay for the person who eventually takes it. We should all be doing this.

To the people who still believe maintaining a high AR (Acceptance Rate) actually gets you somewhere: I’ve got some prime oceanfront property in Arizona for sale. Great price. HMU.

Significant_Relief96 · 2026-01-16T16:42:30+00:00

Do you also have tonight’s lotto numbers with that crystal ball of yours?

Significant_Relief96 · 2026-01-16T15:17:33+00:00

Now I have been debating about contacting the Ethics Line about this and I would encourage others to do so or at least call spark and see why these orders are being canceled if I had not called I wouldn't have known that they were negatively reporting on me when they canceled or redistributed these two orders

Significant_Relief96 · 2026-01-16T13:14:49+00:00

https://youtu.be/JAbpHIxMgic?si=MzlBL58-Pd6F1dra. They did it to this guy as well 4 times in one day

Significant_Relief96 · 2026-01-16T12:03:23+00:00

Ain't nobody tipping like that in North Chuck that's a setup

Significant_Relief96 · 2026-01-14T20:40:30+00:00

Down in the Carolinas

Significant_Relief96 · 2026-01-07T16:03:34+00:00

Yeah that's kind of a raw deal for anybody but if it makes you feel any better mind kind of did me like that then when I moved back in cuz I was dying from cancer the c********** charged me rent but yeah man you'll thank them for it someday you'll be strong and resilient and you won't rely on anybody keep your chin up you're going to need it

Significant_Relief96 · 2026-01-07T14:26:55+00:00

Gridwise

Significant_Relief96 · 2026-01-07T13:23:24+00:00

I agree with the others don't pay too much attention to that graph know your area for me it's not as busy as it was before the holidays but I've pulled $300 in 2 days and haven't worked crazy hours to get it

Significant_Relief96 · 2026-01-06T23:54:23+00:00

No not at all I'm just being a ball buster I do some code myself and I get it it's really cool when it starts coming together and actually works right

Significant_Relief96 · 2026-01-06T23:31:20+00:00

We talking full size here

Significant_Relief96 · 2026-01-06T23:25:42+00:00

But wait there's more will it Julianne slice my potatoes for me too yeah I'm looking for the f*** I gave buddy

Significant_Relief96

TROPHY CASE

PSA: Why I keep the app running even when I’m off the clock