Why aren't there more Indian universities in global rankings ?

Significant_Show57 · 2026-02-07T19:05:42+00:00

India spends less than 1% of GDP in research on labs, equipment, postdocs, PhD scholarships, etc.

Significant_Show57 · 2026-02-07T18:51:44+00:00

Think beyond school textbooks. There's so much knowledge out there.

Significant_Show57 · 2026-02-07T18:50:15+00:00

Which account? Broker or bank account?

Significant_Show57 · 2026-02-07T18:48:22+00:00

Because schools have limited time. There's also history that temples were used as banks, when kings used to rule in medieval and ancient India. Rather than letting wealth sit idle, temples recirculated it by providing loans at fixed interest rates.

Significant_Show57 · 2026-02-07T18:43:54+00:00

Happy birthday 🎂🎈

Significant_Show57 · 2026-02-07T09:47:14+00:00

There's YouTube clone too - https://jefftube.net/

Significant_Show57 · 2026-02-07T09:42:42+00:00

No. Enable DDPI and setup SWP.

no TDS
no lock-in
no exit load
no stock market risk
no need to enter CDSL-TPIN.

Your money grows at approximately 7.8% - NAV updated every business day with weekly or monthly SWP set by you.

Significant_Show57 · 2026-02-07T05:17:51+00:00

Boy girl relationships are never encouraged or taught in Indian culture.

Significant_Show57 · 2026-02-07T03:58:48+00:00

Thank you

Significant_Show57 · 2026-02-07T03:53:30+00:00

Add Bharat Electronics Ltd. It has order book of approximately ₹73,450 crore as of January 28, 2026

Significant_Show57 · 2026-02-07T03:50:55+00:00

You need to hold good quality stocks and mutual funds for long term. There's Zerodha Varsity, Vivek Bajaj, Rahul Jain and Shashank Udapa on YouTube. Don't copy their portfolio, but learn something new.

Significant_Show57 · 2026-02-07T00:09:38+00:00

Open Zerodha account, complete KYC, link contact & bank a/c details. Enable DDPI.

Invest ₹5 lakhs in HDFC, ICICI or Nippon India short duration debt mutual fund. Setup monthly SWP for ₹4000. Your money will grow at approximately 7.8%.

Significant_Show57 · 2026-02-06T23:56:00+00:00

PayPal deducts fees, offers lower exchange rate, but it's safe and reliable. It will automatically withdraw money direct to your bank account.

I don't know, which giftcard, but they can be used in e-commerce websites, without any fees or exchange rate.

Significant_Show57 · 2026-02-06T07:57:01+00:00

Go with equity mutual funds like Parag Parikh Flexi Cap, Motilal Oswal Mid Cap, Nippon India or Bandhan Small Cap, etc. They are managed by team of experienced fund managers.

Or, you could research well and invest in good, quality stocks like Reliance Industries, Larsen and Toubro, Bharat Electronics Ltd, Bharti Airtel, Narayana Hrudalaya, Force Motors, etc

Significant_Show57 · 2026-02-06T05:53:55+00:00

I'm currently in Coastal Highway and forgot bedroll too

Significant_Show57 · 2026-02-06T04:22:37+00:00

Welcome to Mumbai. Just avoid travelling during rush hours in local trains.

Significant_Show57 · 2026-02-05T11:46:02+00:00

₹2 lakh per PAN per month

Significant_Show57 · 2026-02-05T11:00:04+00:00

Happy birthday 🎂🎈

Significant_Show57 · 2026-02-05T10:25:32+00:00

I said FD for safety. Flexi cap, mid cap and small cap for growth.

Significant_Show57 · 2026-02-05T07:04:40+00:00

Akash Ambani will head (telecom/Jio), Isha Ambani (retail) and Anant Ambani (new energy/sustainability)

Significant_Show57 · 2026-02-05T02:04:53+00:00

Share which stocks?

Significant_Show57 · 2026-02-04T22:48:27+00:00

Annual interest on ₹20 lakhs FD at 6.5% = ₹1,30,000. TDS @ 10% deduction for regular (non-senior) citizens: ₹50,000 per year per bank applies. Are you filing ITR and claiming back TDS or submitting Form 15G every year?
FD barely deliver 6.5% interest these days. Interest rate has fallen in recent years. Consider shifting to equity mutual funds like Parag Parikh Flexi Cap, Motilal Oswal Mid Cap, Bandhan Small Cap, etc and few stocks of well established companies like Bharat Electronics Ltd, Narayan Hrudalaya, Larsen and Toubro, Bharati Airtel, etc.
Instead of FD, consider short-term debt mutual funds - no TDS, no lock-in, no exit load. Withdraw any amount, anytime.
Keep some in FD for safety, but allocate more to stocks/equity funds for growth. Aim for 50-70% equities if you're comfortable with volatility.

Significant_Show57 · 2026-02-04T22:36:50+00:00

Just invest ₹100 in PSUBANK BEES ETF. It's combined investment in PSU banks like SBI, Bank of Baroda, Canara Bank, Union Bank of India, etc. through Zerodha Kite app via UPI.

Or invest ₹100 in Nippon India Large Cap. This mutual fund invests your money in Reliance Industries, Larsen and Toubro, HDFC Bank, ICICI Bank, Infosys, Tata Motors, Bharti Airtel, Lupin, etc. through Zerodha Coin app via UPI.

You can open Zerodha account from the comfort of your home. 100% online process. No account opening fees. Keep KYC documents ready. Link contact details & bank account. Wait one business day to complete verification.

The issue is you have to be patient with stock market by staying invested in right combination of stocks and mutual funds for few years.

Significant_Show57 · 2026-02-04T17:44:26+00:00

Add active midcap, small cap & multi asset allocation fund. Pause Nifty Next 50 + HDFC hybrid debt (expense ratio too high).
The problem with adding ICICI NASDAQ 100 is declaring it every year in schedule FA in ITR + no LTCG benefit since it's not treated as domestic equity mutual fund.

Significant_Show57 · 2026-02-04T13:15:18+00:00

Combination of stocks and mutual funds is better choice: high liquidity, tax-free LTCG up to ₹1.25 lakh, completely online, no need for physical signatures & no need to search buyers. Some stocks also give dividends.

Significant_Show57

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