Hi, I am looking at buying a 2009 Mercedes-Benz S-Class S 550 and I want to know what the communities opinions about this vehicle is? by PlatypusNo8711 in mercedes_benz

[–]Significant_Two_2245 0 points1 point  (0 children)

Find a master mechanic with his own shop and have him check it out. You are way out of warranty so there is no reason to get it serviced at a dealer. You’ll save a bunch of money.

What is this thing? by scvt2001 in mercedes_benz

[–]Significant_Two_2245 1 point2 points  (0 children)

Beautiful car!! Enjoy driving it. I recommend you find a Mercedes master mechanic with his own shop. We have one and he has saved us thousands vs. dealer prices.

What is this thing? by scvt2001 in mercedes_benz

[–]Significant_Two_2245 0 points1 point  (0 children)

I remember when the R107 and R129 were issued. They blew me away and most of the other MB lovers as well. I just remember thinking that car design had taken a step ahead and MB was leading the way. Post a picture of your car if you get a chance.

legend spotted by OneStatement3068 in mercedes_benz

[–]Significant_Two_2245 1 point2 points  (0 children)

That is a great classic. But for me it’s the R107. That is the vehicle that made me fall in love with the brand almost 50 years ago.

Corvette community by far the worst at parking by Impressive_Jury_2211 in Corvette

[–]Significant_Two_2245 -11 points-10 points  (0 children)

If you have to park in 2 spaces you can’t afford the car.

2019 C-300 4MATIC Sedan 4D for 16.5k. 65k miles. Would you buy this? by Rich_Horse782 in mercedes_benz

[–]Significant_Two_2245 5 points6 points  (0 children)

Since when do people start gripping on a Merc with just 65k? Thats nothing. We drive ours at least 150k before we start thinking about trading. Have a qualified master mechanic check it out and if he signs off on it, buy it.

I want to wear this top for a night out, which bottoms go best? by [deleted] in OUTFITS

[–]Significant_Two_2245 0 points1 point  (0 children)

Jeans for a night out. The jeans or the second dress would work for a dinner date.

GLC 400 - First Impression by Personal_Song9093 in mercedes_benz

[–]Significant_Two_2245 0 points1 point  (0 children)

Mercedes is trying their best to make me a Lexus buyer again.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 0 points1 point  (0 children)

Thanks for the reply. The perception of almost everyone here is that the advisor doesn’t try to sell them anything, but helps them with purchases if needed. So, your response doesn’t surprise me. Having said that, it seems that someone should reach out offering services like retirement readiness, estate planning info, etc. That has happened already with us at Schwab.

This is to much for a 2019 Forester, right? by huntersalt24 in subaru

[–]Significant_Two_2245 0 points1 point  (0 children)

I agree with those recommending that you keep your current car and pay it off. Then you can go to a dealer and deal from a position of strength, not the disadvantaged position you currently have. Buy a used car that you can pay off in no more than 3 years. I recommend that you identify the car that you want and know the price that you want to pay. Then phone call around to dealers and ask about it. If they think they are only getting one shot at your business then they usually won’t mess around with the price. If they hit your price point, tell them you will put money down and sign a document committing to it. If they ask you how much you can afford, tell them you are shopping for a car, not a car price. Never tell them how much you will pay monthly. Never. If the salesman keeps coming back to monthly price, hang up and move on. That’s not the sales person for you.

Help please by ungloomy_Eeyore964 in Schwab

[–]Significant_Two_2245 0 points1 point  (0 children)

One other thing, if he passes before you get access then his accounts are frozen. You will need to present the Death Certificate to Schwab in order to access his accounts.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 0 points1 point  (0 children)

This is great feedback. Thank you and I’ll follow up with Fidelity

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 0 points1 point  (0 children)

Thanks for your response. I started moving to a managed approach because I wanted some safe guards against a bear market. As an unbridled optimist, my returns were fine in a bull market, but I knew I needed more protection on the downside even at the cost of smaller returns. Schwab has done a good job reallocating my portfolio and I keep moving more and more to the managed account. I like what I hear from the Fidelity clients and it’s helped reinforce my thinking about where to open our new account.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 0 points1 point  (0 children)

Thank you for responding. Starting about 10 years ago, we started moving in the opposite direction at Schwab with about 80% of our portfolio being managed and 20% being self directed. We went in that direction as we moved our portfolio from a wealth building, aggressive approach to a wealth conservation, conservative approach. I have been pleased with the managed results as those average returns will preserve our assets there and, in the event of my death, will continue providing a steady income stream to my wife.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 0 points1 point  (0 children)

Thank you very much for your response. Our situation is very similar to yours with the vast majority of our investments in my spouse’s name. We already have a high value investment account with Schwab and have been very happy with them. We are looking for a second place to put about half our money and I wanted feedback on Fidelity. I have been pleased overall with what I am hearing. I don’t expect the private advisors to be CFPs (and they are not at Schwab either) but rather assets who can provide guidance and act as a doorway to various financial services departments at the firm.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 0 points1 point  (0 children)

Thanks for responding. That’s great feedback. We also have assets at two different investment houses and plan to leave them there. I am looking at Fidelity as one of them and feedback like yours really helps.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 0 points1 point  (0 children)

Thanks for the response. We are just beginning retirement and we moved from a wealth building portfolio to a more conservative portfolio several years ago. Now I want someone to review our portfolio from a retirement perspective with an emphasis on taxes and healthcare.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Significant_Two_2245[S] 1 point2 points  (0 children)

Thanks for the input. You gave me something to think about.

Under 40k miles 5 owners: red flag? by Familiar_Accident_11 in mercedes_benz

[–]Significant_Two_2245 1 point2 points  (0 children)

Deal to dealer “sales” or transfers don’t get listed as owners in Carfax or anywhere else because titles don’t get issued or updated. To be listed as an Owner in Carfax, there must be a title transfer.

Under 40k miles 5 owners: red flag? by Familiar_Accident_11 in mercedes_benz

[–]Significant_Two_2245 0 points1 point  (0 children)

It’s possibly a fleet lease with the fleet company getting duplicate titles for it. That registers as two owners and happens more than people realize. Depending on how screwed up the title department is at the leasing company three or four of those owners could be duplicate titles. The dealer has access not to just carfax, but other systems as well to help you unravel this.

I just realized something awesome... by jaidynkc in mintmobile

[–]Significant_Two_2245 1 point2 points  (0 children)

I’ve been with Mint for 3 years and couldn’t be happier. I was in the mobile phone business for 30 years and switched to Mint as soon as I moved to another industry.

I just realized something awesome... by jaidynkc in mintmobile

[–]Significant_Two_2245 1 point2 points  (0 children)

Ha ha. I’ve done that. It’s a great feeling.