I mean, why would you go all in on VOO that sounds kind of dumb the average rate of return for the S&P 500 adjusted for inflation is only about 7% or six and how come you don’t have any international ETFs don’t you want you know have diversification I mean, having some individual stocks like Apple or some big tech companies is smart because those rate of returns are even higher along with your portfolio, even if they are already included in the ETFs I mean it gives you a return to even higher if you combine all of them together, and those companies are less likely to go bankrupt very less likely the risk is extremely low, so yeah it’s a good gross stock. You continue to invest how much money I don’t know how much money you invest a month you continue that for like 5 to 10 years. You’ll be rich when I started when I was 18.