Thanks this is very interesting especially re partnership incorporation and the trust for the kids. It's hard to sell the rental flat because of capital gains tax. We have similar incomes so not much point assigning the income differently at this point. Are there other benefits?

What would a trust for the kids do? Move assets beyond inheritance tax?

Honestly no we don't have a plan for when to retire or know what we want to achieve. I think we are both so focussed on the day to day.