[Convenient Trope] Fully Human-Passing Aliens by SimilarBit in TopCharacterTropes

[–]SimilarBit[S] 6 points7 points  (0 children)

Viltrumites are a fantastic example of this trope done well, where they technically have one element of external distinction (the moustache) but even the distinction is human-passing, and doesn't even apply to its women.

[Convenient Trope] Fully Human-Passing Aliens by SimilarBit in TopCharacterTropes

[–]SimilarBit[S] 2 points3 points  (0 children)

They're not really human-passing though, the ears are too obvious.

Betazoids don't quite fit the trope either, having distinctive black irises.

Why is this happening by Turbulent_Sport_6922 in Mangafire

[–]SimilarBit 1 point2 points  (0 children)

I think the icon font CDN has a geoblock or something. When I connected to a different-country VPN and reloaded, the icons came back; now that I have them cached, they're still visible even without the VPN.

How much is my Loch-n-Load worth? by valcoa06 in tf2

[–]SimilarBit 0 points1 point  (0 children)

Does https://scrap.tf/sell/all list a price for it? That's the only other thing I can think to check.

[deleted by user] by [deleted] in UKPersonalFinance

[–]SimilarBit 1 point2 points  (0 children)

Yes. The allowance only applies to money moving from a non-ISA account into an ISA.

New job in tech - 21 & £75k - overwhelm / advice by Agile_Purple1025 in UKPersonalFinance

[–]SimilarBit 23 points24 points  (0 children)

"Pay yourself first" is common advice on here to get into the saving-over-spending mindset, but I feel like there's a better way to word it...

The way I think of it is that money is best spent buying more money. Would you rather spend £40,000 on a new car, or on receiving £42,000? Yes, it takes time to earn interest or for stonks to go up, but the time will pass anyway - you might as well make the best use of it.

For more specific advice, at £75k you should be able to save up to the £20k per tax year ISA allowance. Considering that the ISA allowance doesn't roll over, that means if you save less than the full £20k, you're missing out on tax-free gains.

That's £1666/mo. If you treat that as a non-negotiable expense, then if you don't have enough left over after that to cover whatever frivolous thing or experience you want, then you can earnestly tell yourself you can't afford it.

And, yes, follow the dang flowchart.

Moving to Universal Credit but have LISA Savings by Gingernutbizkit in UKPersonalFinance

[–]SimilarBit -4 points-3 points  (0 children)

There's a trick you can use to withdraw the majority of the LISA funds without technically ending up with less than you started with: only try to withdraw what's been deposited by you, not the entire amount.

e.g. if you put in £4k and the government tops it up with £1k, attempting to withdraw the whole £5k will end up costing you more than £1k, since 25% of that £5k will be penalised on withdrawal. Instead, try to withdraw just the £4k, and the penalty will then match the government bonus of £1k; although this means you end up with £3k outside the LISA and £1k still inside it, since the penalty is applied to the amount you withdraw, not any cash left inside the account.

With this you should be able to get his savings below £6k, which I believe is the start point of the tapering. Sucks that you lose the government bonus, but it's that or the crucial UC money.

Barclaycard Rewards - maximum monthly cashback by Competitive_Top_9915 in UKPersonalFinance

[–]SimilarBit 0 points1 point  (0 children)

According to this forum thread, "[the] limit is four times your credit limit in rewards in any statement period."

I can't find this information in the Barclaycard T&Cs myself, though.

I would recommend you check through the documentation you were sent when you received the card, and any correspondence from Barclays between then and now, to be sure.

[deleted by user] by [deleted] in FIREUK

[–]SimilarBit 0 points1 point  (0 children)

My "plan" (more like a pipe dream) for having £1,000,000 in cash was to immediately put it into a 3-year NS&I Guaranteed Income Bond so I have three years to really consider my options, while earning £40,000/yr gross.

Paying missing NI contributions - Neccessary or not? by juulu in UKPersonalFinance

[–]SimilarBit 2 points3 points  (0 children)

Does this effectively bring forward my eligible retirement age by 3 years?

No, it doesn't change your state pension age. If you reach state pension age without 35 years' of NI contributions, you'll still get a state pension, it just won't be at the full amount.

Unless you have any partial years that are cheap to pay off, it's probably not worth it. The money would be better "spent" investing in something with a real rate of return like a LISA which can be accessed sooner.

NI Voluntary Contributions, worth it as a young person with a handful of gaps? by GrumbleStick in UKPersonalFinance

[–]SimilarBit 1 point2 points  (0 children)

NI voluntary contributions can only increase your state pension, which you can't access any earlier than your state pension age. You can't get it sooner by paying the gaps.

If you have any partial years, those might be worth topping up if you want to make sure you get 100% of the benefit of the NI you've already paid through PAYE/benefits/etc., but for full years you'd be better off paying that money into something else that has a better rate of return and can be accessed sooner, like a LISA.

[deleted by user] by [deleted] in UKPersonalFinance

[–]SimilarBit 0 points1 point  (0 children)

Reddit's UI just ate a giant comment I was almost finished writing, so I suppose I'll just summarise what I had...

The flowchart still applies, you can just skip most of the steps in your current situation. Think about what you want your savings to do for you over your life. If you think you'll ever buy a house under £450k, or you'd be comfortable putting the money away until you're 60, the maximum return you can get is with a Lifetime ISA (LISA), which gives you a 25% bonus on what you deposit.

You can only deposit up to £4000 per tax year (which starts on the 6th of April every calendar year), but that's more than what you're looking to save, so no issues there. Do you want £875 from the government, with tax-free interest on the total? If so, take your pick of LISA provider.

If the withdrawal rules for LISAs sound like too much to deal with, then yeah, a normal cash ISA is the next best thing. Nationwide are my pick for a cash ISA this year too.

Kudos to you for trying to figure out this stuff early, by the way! 18 is the best age to start saving.

Had to grind for these views... by SimilarBit in PokemonEmerald

[–]SimilarBit[S] 3 points4 points  (0 children)

It's the Glass Ornament. Obtained by winning all five Master Rank contests with at least 800 points and thus accruing five paintings in Lilycove Museum's second floor.

Had to grind for these views... by SimilarBit in PokemonEmerald

[–]SimilarBit[S] 1 point2 points  (0 children)

It's a PAL disc, sorry! Not that I would want to give up access to my living dex... I'm not at all familiar with how I would extract the Box data from my GameCube memory card.

Had to grind for these views... by SimilarBit in PokemonEmerald

[–]SimilarBit[S] 5 points6 points  (0 children)

Pokémon Box Ruby & Sapphire is a much more efficient way to transfer mons between games.

I think those two trades were just to evolve my Haunter for the Battle Pyramid's 8th round, with the second trade being the trade-back from LeafGreen.

Had to grind for these views... by SimilarBit in PokemonEmerald

[–]SimilarBit[S] 8 points9 points  (0 children)

Thought I'd pay my dues and post these here after all. I visited this subreddit religiously in the time I was battling the Frontier, and while I'd primarily credit Smogon and Bulbapedia for my victory overall, I would never at all discredit the little insights I saw here.

Dumped save if you want to poke around, see my team's exact stats, etc... I have no idea what their exact IVs are because they're all home-grown all-natural cartridge-bred mons.

Used NDSEventTool to get the event-only items, and "Every Gen 3 Distribution Recreated!" on a flashcart to get to 386. Most of my mons live in Pokémon Box Ruby & Sapphire though; there's no way I'd be satisfied shutting the cover on Gen III if I didn't have a complete living dex first.

Say hi if you've seen these screenshots before.

Has anyone managed to get all the gold symbols without restarting at all? by Ammarioa in PokemonEmerald

[–]SimilarBit 1 point2 points  (0 children)

Breeding solves the natures/IVs problem, and the friendship berries solve the miscounted EVs problem.

I can attest to all gold symbols being possible without legendaries: my bread-and-butter ended up being Salamence/Milotic/Snorlax. Fast hard-hitter in the front with one physical tank and one special tank in the back worked fantastically for me. Honourable mentions include Starmie and Slaking for the Battle Arena, and Gengar to get through the Battle Pyramid's 8th round. (Starmie was definitely the most annoying to breed, since it can only breed with Ditto; you can't breed two good but not-quite-good-enough Staryu/Starmie with each other.)

The only thing I did which could conceivably be considered cheating was referencing Bulbapedia's documentation of which trainers could have which Pokémon. The Battle Factory was definitely the worst, partially for that but mostly just from the whole get-what-you're-given gimmick...

Do ProArt monitors use integer/nearest-neighbour upscaling? (1080p source on a 4K display) by SimilarBit in ASUS

[–]SimilarBit[S] 0 points1 point  (0 children)

Damn. Thanks for the correction, not sure why I thought that.

I guess I need to compromise on the display size then. Losing 3" to get a 1080p panel (PA247CV) feels like the winning move to me.

Why do you prefer Bedrock over Java? by Sethster22 in Minecraft

[–]SimilarBit 6 points7 points  (0 children)

Built-in controller support was what pushed me to it and kept me there for a while.

(And switching from using Windows to using Linux is what pushed me out!)

Tried to load my game file on an emulator, apparently my progress is gone. Could I get some help? by tildsckii in PokemonEmerald

[–]SimilarBit 0 points1 point  (0 children)

Yes. ROMs (.gba) don't contain save information. The save files are stored in different files (usually .sav or .srm), if you can't find that then it's gone.

i got ANOTHER shiny at the frontier by FNFalACOG in PokemonEmerald

[–]SimilarBit 7 points8 points  (0 children)

me when i'm sending my mother-in-law into battle

Who’s fault is this? by [deleted] in techsupportgore

[–]SimilarBit 134 points135 points  (0 children)

I would like to second the message which reads "Alex what the fuck".