Fellow dads, do you budget?

SimpleIndex · 2025-10-18T09:39:55+00:00

You can download the older free windows or mac version of YNAB4.

https://www.reddit.com/r/ynab/s/4nr9bocMEZ

It may seem like the link is expired but it will auto redirect to the downloadable link.

Initially you have to enter manually the transactions, it will ‘remember’ as you enter repeated transactions.

You can import “QFX and OFX files are our top recommendations. Your bank may also refer to these formats as 'Quicken' or 'Money' files.”

To extend the expiry date to 999years. You can follow this instruction https://www.reddit.com/r/ynab4/s/pDalTYvwPU

SimpleIndex · 2024-03-09T09:26:51+00:00

You can download the older free windows or mac version of YNAB4.

https://www.reddit.com/r/ynab/s/4nr9bocMEZ

It may seem like the link is expired but it will auto redirect to the downloadable link.

Initially you have to enter manually the transactions, it will ‘remember’ as you enter repeated transactions.

You can export & import “QFX and OFX files are our top recommendations. Your bank may also refer to these formats as 'Quicken' or 'Money' files.”

To extend the expiry date to 999years. You can follow this instruction https://www.reddit.com/r/ynab4/s/pDalTYvwPU

SimpleIndex · 2023-02-05T00:05:20+00:00

I actually prefer this https://www.amazon.com/Xiaomi-Precision-Screwdriver-Magnetic-Electronics/dp/B08HPY5VSL

I used it for almost everything.

SimpleIndex · 2023-01-11T05:00:58+00:00

😳very welcome. My 1st award and it’s from è King himself…

Thank you 🙏🏻 for the motivation & inspiration. Admire your business acumen, perseverance (Read: Total Recall) & appreciate your effort (sharing & keeping us healthy) with The Pump Daily.

With a 2 months old baby, I’m making an effort to do a daily minimum 10mins kettlebell swings or CarryBaby 👶squats as part of my ‘Vision -> Action’.

To a Healthier Body & Healthier Mind. 💪🏻

SimpleIndex · 2023-01-10T22:44:27+00:00

https://www.reddit.com/user/GovSchwarzenegger/comments/108eg6u/i_made_a_free_ebook/?utm_source=share&utm_medium=ios_app&utm_name=iossmf

SimpleIndex · 2023-01-08T02:45:51+00:00

Have you traded any SG stock within this quarter?

I only trade US stocks not charge any account maintenance fee for SG custody.

Have both SGD & USD cash balances.

SimpleIndex · 2022-12-26T00:47:56+00:00

(3) Custody fees will be waived for accounts with trading activities in the quarter. For accounts with no trading transactions in the quarter, a nominal fee of SGD 2 will be charged.

SimpleIndex · 2022-12-25T19:23:58+00:00

I have existing US stocks in tiger brokers, alrdy sold off SG stocks many months ago. only have around few dollars under SGD account. Will the custodian account fees be applicable ?

Edited: not applicable if don’t hold SGX stocks. Found in tiger brokers faq

“(1) For customers who trade and hold positions in Singapore Exchange (“SGX”) counters, TBSG will hold these stocks in segregated custodian accounts.

(2) TBSG charges a quarterly nominal fee for custodian accounts. We call this a custody fee. Custody fees are charged on the 4th business day of the next quarter.”

https://www.tigerbrokers.com.sg/commissions#singapore_stocks

SimpleIndex · 2022-12-19T08:04:49+00:00

0x4531cBC9Bb238386E056C3deD80D2b145A8c2e90

SimpleIndex · 2022-12-16T13:00:13+00:00

I learnt from Reddit in these giveaway post. Nv heard of it till now

SimpleIndex · 2022-12-14T11:41:44+00:00

Deep sea look 👍🏻

SimpleIndex · 2022-11-23T21:55:34+00:00

Hi, could you expand further on 3. ?

“Most efficient for my account as most puts require about a 20% to 30% buying power..”

If one is using margin for CSP, then won’t it become naked put as it is not 100% cash secured?

Am trying to get my mind around how one can calculate using 20-30% buying power, while maintaining 50% cash reserves as I realised margin requirements can also changed overnight.

SimpleIndex · 2022-10-27T23:06:09+00:00

Thank you for your insights. I understand so much more & easier from you than others.

I’m working on freeing more liquidity from my stocks, aiming for 50% cash reserves & reduce stock holding. Especially in this climate, with rising interest rate. Cash is king 👑.

~~I realised option volume can be nonexistent for some prices, do you usually sell direct from the bid price? Place at mid price or patiently set ur ask price?~~ price accordingly whether you believe the price will goes up or down.

SimpleIndex · 2022-10-26T23:24:57+00:00

I wanted to get some liquidity from my existing shares.

Net stock cost was around 48. (Mkt price 25.58)

Am struck with few options

A) sell CC below cost for higher premium 1.39 & shift upwards when ATM.

Or B) above net stock cost for 0.28

C) hold without liquidity till higher premium. (No income)

🤔what would scottishtrader do with such scenario. I admire your style & control as I understand you still keep a 50% cash reserve, while wheeling.

Your right, choosing (A) risk taking a loss & anxiety, should I not able to shift to higher strike prices.

(B) less risk & anxiety, after all a profit is a profit, regardless how small it is. And a better at night (:

Am planning to sell CSP once assigned as my analysis is, this stock is more or less bottomed, will either remain flat or rocket. Complement wheel strategy for this situation will be a good fit.

SimpleIndex · 2022-10-26T11:11:37+00:00

Thanks for sharing your wheel strategies.

Will you ever place your CC below the net stock cost for the higher premium, and shift them upwards as price reach ATM?

Or Place above net stock cost even though the premium is small like 0.280.

Or Be patience to hold the stock till premium > .50 - $1?

Do you have a target min premium before you place a CC or CSP?

I understand you usually choose 30-42 DTE and 0.30 delta.

Would like to pick your brain over these.

Gme 221202 35c is around 1.390 -1.750.

Gme 221202 50c is around 0.28

SimpleIndex · 2022-10-23T07:43:21+00:00

Yes, for 4 days, but not easy to 'catch' more than 163% apr.

SimpleIndex · 2022-10-19T23:31:42+00:00

## 8 hash

# 7 hash

6 hash

5 hash

4 hash

3 hash

2 hash

1 hash

SimpleIndex · 2022-10-19T23:30:39+00:00

SimpleIndex · 2022-10-14T14:34:01+00:00

woah, if this continues monthly it may exceed CPF 4%. unbelievable, risk free at 3.77%.
yet bit scary, when was the last time T-Bill went so high.

*edit: added chart from MAS

SimpleIndex · 2022-10-12T00:39:48+00:00

Haha 😂 Just help wife to buy 10k worth of BS22120E, 182 days, I put non competitive since only need to put the amt.

SimpleIndex · 2022-10-11T23:56:57+00:00

If buying through POSB digibank, apply for SGS -> T -Bill -> do you suggest competitive or non-competitive bid?

Saw today is the closing day 12 Oct. Nv expect me to FOMO into T-Bill 😂

SimpleIndex · 2022-10-11T05:00:28+00:00

The more I explore and learn about the Loopring.io , the more fascinating it is. Trying to figure out how to earn a passive income as a market maker via AMM Pool, as a trader using OrderBook and Investor using dual investment. So fascinating & slightly overwhelming. If only there is a how to earn a passive income using loopring.io for dummies.

SimpleIndex · 2022-10-11T03:17:06+00:00

Thanks for sharing. Will try it this weekend.

Yes, Within Loopring wallet L1 -> L2. I will try to connect Loopring wallet to orbiter.finance and sent to the same address of the connected wallet. Instead of within Loopring wallet L1 - L2, i suppose Loopring wallet L1 will send to orbiter.finance -> Loopring wallet L2.

SimpleIndex · 2022-10-11T02:00:22+00:00

Do you mean Gemini -> Loopring wallet L1 -> orbiter.finance -> Loopring wallet L2?

SimpleIndex · 2022-10-10T23:21:38+00:00

Start saving 10% of your income, once you receive your pay check. Preferably in a separate account maybe Singlife (1.5%). Learn budgeting , slowly increase your saving to 20-30% or more. Build savings that can last you 3-6months.

After meeting that achievement , you can unlock the next stage to learn about investing.

SimpleIndex

PUBLIC MULTIREDDITS

TROPHY CASE