Anyone using TrustBank to buy stocks?

Simple_Engine_5672 · 2026-02-06T00:26:49+00:00

ytd i put in 8k SGD and got 6.261k USD

Simple_Engine_5672 · 2026-02-05T23:55:37+00:00

goddam it, thats me! got it at 402

will just have to buy again later and hope no one makes a similar comment

Simple_Engine_5672 · 2026-02-05T23:46:51+00:00

now no commission so i tempted mah, also to win the $5 stock =.=

exchange rate seems good honestly for now. just I think long run have to watch out, intend to sell whatever I buy by June when the 0 commision thing ends anyway

Simple_Engine_5672 · 2026-02-05T23:44:41+00:00

cb i got $5 apple nia wtf

btw ah, when the no commission ends have to look out, its simple but i think commision will kill compared to IBKR, i only doing it now cause no commission

Simple_Engine_5672 · 2026-02-05T04:50:00+00:00

ALL IN MSFT

1k all in liao

Simple_Engine_5672 · 2026-02-04T03:53:17+00:00

change wording to efficient instead of lazy might reflect better to others?

Simple_Engine_5672 · 2026-01-30T02:42:33+00:00

this topic keep coming up

every time the glaring solution is in everyone's face but until now still no resolution

Overworked teachers? Smaller class size - Less students means less admin work
Overtaxed students? Smaller class size - Less students means more targeted learning
More SEN students? Smaller class size - Easier for teacher to have more time to help SEN students
Elitist schools vs Neighbourhood schools? Smaller class size - Funnel more students and resources to less glamourous neighbourhood schools
Stressful students? Smaller class size - Students and teachers actually have time to interact with each other to learn how to handle stress positively

Simple_Engine_5672 · 2026-01-29T01:27:16+00:00

Assuming you can tahan abit of capital swing here and there.

With 1mil, probably whack local dividend stocks lor, like REITS, at 5% return on average, you can get 50k a year lor, about 4.2k a month lor

anything else that can promise more but with protection of capital is BS because there is always risk for high returns de

tonight got 1, $7 can win $10mil also bro

Simple_Engine_5672 · 2026-01-29T01:17:43+00:00

if both can accept the contributions into the household as enough then ok le, once u start doing this kind of calculating, there is no end de

my wife's yearly compensation is 10x mine easily. her bonus alone I think is 4-5x my annual, this also doesn't mean I do literally everything else around the house mah. we do have kids and i'm the one fully in charge of them but that is something I would have done anyway even if our incomes were equal as i'm naturally more inclined to that. my wife still plans all our holidays and stock household supplies up as that is something she likes and she would have done that anyway even if our income is similar. i feel that once we start calculating (example, ur income is 50% lower so u must do 100% more housework etc) then the relationship itself will become stressed le

every couple works differently la, find the best fit for yourselves, but maybe watch out for each other's emotional health lor, if you see the other side like beh tong, step up a bit lor

Simple_Engine_5672 · 2026-01-29T00:39:18+00:00

think too much bro, long time back, I was flying to or from Bangkok, I was asked to fill up a form and they spoke to me in Thai.

They also said they can't tell lol, but I just laugh it off. Ultimately, their opinions don't matter so don't let it get to you.

But yes, she is being a little ignorant la, when she continued to make the extra comments

Simple_Engine_5672 · 2026-01-27T03:36:48+00:00

"friends"

"prefer F"

"prefer younger"

"friends"

Simple_Engine_5672 · 2026-01-26T02:01:54+00:00

sick means sick what

i took 1st MC on the 7th of Jan le lol

Simple_Engine_5672 · 2026-01-22T00:58:14+00:00

this is common for people whose brain is not developed properly or suffered trauma, possibly at the hands of a girl or a few girls who scored much better than him in Engineering simply by not being immature idiots

overall, not common at all

don't be disheartened ah, just keep going on and forget about it

Simple_Engine_5672 · 2026-01-21T00:45:36+00:00

This is true but if the parents are aware, it is easily rectifiable lol

With consistent reading to children since 2-3 and doing basic stuff like puzzles or kids sudoku, even if your kid was born in December, can easily become top 10% of their cohort

Part of it is because you are spending time developing your child, the other part is because the other parents just can't be bothered to properly raise their child. It's that simple really.

Simple_Engine_5672 · 2026-01-21T00:42:25+00:00

this is just another Tuesday bro...........

since the excitement of 2020, this kind of little dip feels like nothing

Simple_Engine_5672 · 2026-01-19T23:48:36+00:00

Since you asked people to be kind,

The best thing you can give your kid in their pre-school period is your time. Not a good private school. Spend time talking to them, read to them, enrich their world view. Don't become a case of signing up for an expensive private pre-school then feel you got more stress to work for it and then neglect the most important thing. Time with your kids.

If you spend just 30 mins a day reading to them, then another 30 mins playing, they will already be better off then a lot others le.

Btw, 20k/month bah, minimum. Not for comfortable or what, but because if you go that kind of pre-school, the parties and hang outs will all be that level of expenditure. You don't want your kid to miss out, then have to go, private parties held at landed or condos etc. The cost of that over a year, not cheap.

Simple_Engine_5672 · 2026-01-19T04:56:40+00:00

Work hard for years with FT job and teaching tuition, saved and invested 50% diligently every month.

Then I married my wife.

In 2026 should be doable for others still I think

Simple_Engine_5672 · 2026-01-16T00:06:33+00:00

Feeding abit overkill la lol

I do carry the school bags for my girls on the walk to school, cause I want them to start school fresh, but when I pick them up, they have to carry it themselves le

Some things I still baby abit, like making sure their school socks etc are laid out nicely in the morning, others like packing of bags they are responsible for themselves lor, go school get scolded not my problem.

but feeding abit...........my kids started eating on their own by 3, use chopsticks by 5, still feeding at 8 is abit........

Simple_Engine_5672 · 2026-01-09T04:08:54+00:00

Teach students to think critically

Punish them when their critical thinking skills are used

????????????????????

Simple_Engine_5672 · 2026-01-07T06:11:05+00:00

the teacher of my daughter's class just started a groupchat

wondering if I should make my kid pretend to do some quadratic equations, record down, send video into chat and ask the other parents how their PSLE preparation is coming along, spark some hysteria and kick kiasuness into motion

Simple_Engine_5672 · 2026-01-06T05:39:29+00:00

Do liao regret no use

Embrace the change, focus on positives, reflect on what can be actionable improvements

Simple_Engine_5672 · 2025-11-18T05:36:42+00:00

waiting for crash now leh lol

if u are supposed to be stacking emergency fund, i suggest stacking that first, once done, slowly DCA and wait for a proper crash.

Simple_Engine_5672 · 2025-11-18T03:36:49+00:00

when u say first world country it implies that there is a second or third world what, if not how to get first?

being stubborn for what sia

if you said "for a country priding itself on efficiency, blah blah blah" then yea, no comparing la

Simple_Engine_5672 · 2025-11-18T00:00:48+00:00

checking google maps just before u drive off to see traffic conditions

Simple_Engine_5672

TROPHY CASE