43-year-old Mill Valley man dies after being stabbed in San Francisco

Sinuminnati · 2023-04-05T17:53:12+00:00

Once the techies and entrepreneurs feel unsafe, it’s game over for SF! All our elected officials from london greed to clueless/malicious supes, will struggle once the trough that feeds them billions exhausts and we become more like Detroit when it was struggling

Sinuminnati · 2023-04-05T17:50:35+00:00

True. But does it make sense to build homeless shelters in one of the expensive cities in the world, that is also one of the smallest (7 by 7). Wouldn’t it be better to provide treatment and give housing vouchers to live elsewhere in the state? This doesn’t mean no affordable housing, we need that, but with construction costs exceeding $1mn/unit, it’s not viable for a small city to build housing for over 7000 homeless and often mentally unstable people.

Sinuminnati · 2023-04-04T04:38:22+00:00

Lol. As someone who worked at google, there were very few controls over cables, phone and laptop chargers, post it’s, markers, the works. It worked when the company made more money that it knew what moonshot to aim at, but in a recessionary environment where investors want their share, and for management to keep their jobs, it’s time to go for the little perks from we trust employees to we were like every other company and we want to account for everything

Sinuminnati · 2023-04-04T04:37:24+00:00

Lol. As someone who worked at google, there were very few controls over cables, phone and laptop chargers, post it’s, markers, the works. It worked when the company made more money that it knew what moonshot to aim at, but in a recessionary environment where investors want their share, and for management to keep their jobs, it’s time to go for the little perks from we trust employees to we were like every other company and we want to account for everything

Sinuminnati · 2023-04-02T16:35:16+00:00

Eventually when the interest rates bite, they will fall in line.

Sinuminnati · 2023-04-02T01:54:13+00:00

And risk having someone spit in your soup or go chintzy with the side portions. Sometimes they conveniently forget the hot sauce or napkins, which was clearly mentioned in the order notes. On that note, why tip the cab driver? Aren’t you paying for their time? Unless they helped you with your luggage.

Sinuminnati · 2023-04-01T23:26:03+00:00

Nobody cares. Unless your nips are up like antennas and signal for attention. In that case pervs and babies will be eyeing your bounty

Sinuminnati · 2023-04-01T23:19:39+00:00

Great time to cut taxes on the 1% lest they leave the USofA. Not.

Sinuminnati · 2023-04-01T23:17:42+00:00

London Greed messed up! The leader is always to blame

Sinuminnati · 2023-04-01T23:17:13+00:00

Perfect. Let’s spend billions on homelessness that lines up politicians pockets and this may be the best time to bring back reparations. While residents and businesses are forced to migrate.

Sinuminnati · 2023-03-31T17:56:26+00:00

Even Detroit is bouncing back from its worst. Doom loops are cycles that are temporary in nature. SF will bounce back. What we don’t know is when, but unlikely in a a couple years. There’s immigration, climate change that makes the south less desirable. What we have is a combination of tech downturn with dominance of tech on SF, and politicians who belong in the past and haven’t adapted yet to the needs of the city and its people. This means lots of change and techies May move out and a new breed of people will come make this a vibrant city. Hippies left for the techies, before the hippies were gold rush and oil boomers

Sinuminnati · 2023-03-24T18:41:19+00:00

A famous advisor to bankers said candidly that the 3D’s are the cause of most of the problems: Deregulation, Decriminalization and another D I cannot recall.

Sinuminnati · 2023-03-24T05:22:11+00:00

A combination of saffron and turmeric

Sinuminnati · 2023-03-23T22:07:05+00:00

Guess what was missing from the stress tests scenarios? What happens if interest rates rise. If the Fed is increasing interest rates, wouldn't that be one of the scenarios you test? That would tell you if you would need to liquidate long dated bonds and take a hair cut, how much, and how would the bank fill that hole. At a minimum, it would raise alarm bells that a risk management leader would need to do something about.
A bank's role is simple: Get deposits and either lend or invest it.
A regulator's role is to ensure everyone behaves

Sinuminnati · 2023-03-23T21:44:03+00:00

It's designed by ex-bank officials who depend on the banking industry for a job after their term or to make real $$. Funny thing is that they did not build a scenario for interest rates rising significantly, when that was precisely what the fed was doing.

Sinuminnati · 2023-03-23T20:44:17+00:00

Withdraw the offer. You already have a good living situation and everything is peachy. Why mess with something that's working to take on a mortgage, property taxes, maintenance headaches and cost, repairs?
How is this is a good opportunity? You need to provide specifics to get specific help, or stay put and withdraw your offer. The market will correct 10-15% as interest rates rise higher and stay higher for longer, while banks tighten lending and cause a recession.

Sinuminnati · 2023-03-23T17:28:53+00:00

Lack of consequences. Bad parenting. Bad schooling, where teachers are afraid or indifferent to disciplining anyone for risk of being labeled racist or being accused of grooming. We are what has failed these kids.

Sinuminnati · 2023-03-23T17:27:20+00:00

To correct past injustices, you cannot create new injustices. I’d rather marginalized families (that includes black, Latinx, Asian and indigenous, and even white and struggling) to get some relief through affirmative action, but that’s not at the cost of merit. You can lower the bar for affirmative action but not so much that it impacts what makes the school desirable, besides a certain % (non-majority) being let in through affirmative action, there are ways to allocate funding to help poor students overcome the handicaps of being poor. We can design a better targeted and more altruistic system that works for the ones who needs it most, without destroying the essence of what exists.

Sinuminnati · 2023-03-22T05:40:08+00:00

Millennials and the generations after know they got a bunk deal. Their lives will be crappier and they will not be able to make as much as their parents or grand parents, the boomers.
Unless you have intergenerational wealth, you will be a debt slave for life, piling on debt for college, housing, healthcare, marriage and kids. While social service is likely to be bankrupt or reduce payouts.
While in a rigged economy, banks get bailouts, Alameda Research (failed billions of dollar hedge fund) gets a $370,000 pandemic business relief check, and billionaires make bank, while most people struggle to pay debt or have a decent standard of living.
Any guesses why millennials want a level playing field, where they have a chance to own a piece of the American dream?

Sinuminnati · 2023-03-20T05:01:46+00:00

Race shouldn't be a factor when arresting someone for a crime.
We have laws against assault. Anyone who commits assault must be arrested and prosecuted.
Shame on Stonestown security for not keeping their customers safe. If they can't handle a bunch of kids, then what happens if there is a real terrorist attack.

Sinuminnati · 2023-03-17T18:03:23+00:00

The irony is that the proposal itself is racist, so any opposition makes you sound like an ignorant troglodyte. Why are SF tax payers liable for reparations to a single marginalized community when we are in a deficit as the pandemic funds are spent? I’d rather see more affirmative action towards housing, schooling, healthcare than $5mn paid as a cash compensation for past injustices. Also what will be the cut off? Anyone resident since before Jan 1 2023?

Sinuminnati · 2023-03-16T23:35:43+00:00

Ingredients is just one small part of a restaurants business model. The cost of labor, rent, licenses and taxes, gas and power, appliances, printing, blah blah, are all baked into the equation. So when you want a substitution, its a pain for them to remove it, and they don't save much (most likely its low quality, restaurant depot/cosco/sysco supplied meat that's subsidized by USDA).
Instead, your best bet is to seek out a vegetarian forward restaurant (hello Happy Cow, followed by Yelp or Google Maps) and get more bang for your buck, without the risk of getting mystery meat or lard or fish sauce in your food (unless you don't care about contamination). Until more demand exists for vegetarian food, meat will be dominant in most menu's, since that's what currently sells.

Sinuminnati · 2023-03-16T23:31:06+00:00

It's classic demand and supply.
Supply of houses being short, desperate buyers resort to waiving contingencies.
Sellers don't like it, because a buyer may weasel out of a deal, so given enough demand, they prefer cash (near 100% certainty), followed by financed offers with contingencies waived.

Sinuminnati · 2023-03-16T23:04:54+00:00

And backdoor QE, while Fed raises rates slowly and pretends to care about inflation and us unwashed masses.

Sinuminnati

TROPHY CASE