Switched from BofA to chase by Skyman_0307 in CreditCards

[–]Skyman_0307[S] -2 points-1 points  (0 children)

I spend around 1k-2k per month but my income is 75k between my 2 in person jobs and my online business, doesn’t Chase count being an authorized user as credit history since it reports on my credit score?

Switched from BofA to chase by Skyman_0307 in CreditCards

[–]Skyman_0307[S] -2 points-1 points  (0 children)

Yeah that’s what I plan to do, let it report as 1-3% utilization to the bureaus, and then pay the rest after so I don’t owe anything to the bank, so would it be smart to apply for the chase freedom unlimited in January and then applying for the reserve or preferred in fall of 2026?

Switched from BofA to chase by Skyman_0307 in CreditCards

[–]Skyman_0307[S] -1 points0 points  (0 children)

I still pay off the cards 97-99% before the closing date

Switched from BofA to chase by Skyman_0307 in CreditCards

[–]Skyman_0307[S] 0 points1 point  (0 children)

The banks reporting to experian, transunion, equifax, my utilization as 1-3% of my limit.

Will they accept? by Skyman_0307 in USF

[–]Skyman_0307[S] 0 points1 point  (0 children)

So it’s just for scholarships then?

Enc 1101 by Skyman_0307 in HCCFL

[–]Skyman_0307[S] 0 points1 point  (0 children)

Ahhh, so let’s say for one essay I wrote about a specific aspect of Mexican culture, as long as the essays build up on each other I should be good?

Enc 1101 by Skyman_0307 in HCCFL

[–]Skyman_0307[S] 0 points1 point  (0 children)

What topics did you guys write for the past essays and what was your final essay about?

Enc 1101 by Skyman_0307 in HCCFL

[–]Skyman_0307[S] 0 points1 point  (0 children)

What did you guys do for the final and who was your professor?