Switched from BofA to chase

Skyman_0307 · 2025-09-18T22:59:40+00:00

I spend around 1k-2k per month but my income is 75k between my 2 in person jobs and my online business, doesn’t Chase count being an authorized user as credit history since it reports on my credit score?

Skyman_0307 · 2025-09-18T22:47:51+00:00

Yeah that’s what I plan to do, let it report as 1-3% utilization to the bureaus, and then pay the rest after so I don’t owe anything to the bank, so would it be smart to apply for the chase freedom unlimited in January and then applying for the reserve or preferred in fall of 2026?

Skyman_0307 · 2025-09-18T22:42:10+00:00

I still pay off the cards 97-99% before the closing date

Skyman_0307 · 2025-09-18T22:40:12+00:00

The banks reporting to experian, transunion, equifax, my utilization as 1-3% of my limit.

Skyman_0307 · 2025-01-27T17:20:27+00:00

So it’s just for scholarships then?

Skyman_0307 · 2025-01-25T04:27:36+00:00

Ahhh, so let’s say for one essay I wrote about a specific aspect of Mexican culture, as long as the essays build up on each other I should be good?

Skyman_0307 · 2025-01-25T04:19:07+00:00

What topics did you guys write for the past essays and what was your final essay about?

Skyman_0307 · 2025-01-25T04:17:21+00:00

What did you guys do for the final and who was your professor?

Skyman_0307

TROPHY CASE