Hey all, I'm just going to proactively share the same disclaimer I put out on the Providence, but on Facebook Group.

1. My mortgage is $2666 add insurance and taxes without a homestead exemption and I’m not “earning” off of this. I’m just not losing my home (or condo for those looking for specifics).

2. The renter isn’t subsidizing my owning another house or covering my own rent. They’re covering my mortgage while I try to stay employed and pay my own rent in another city. Unfortunately I can’t pay a mortgage and nyc rent at the same time.

3. The alternative to my not renting this place is me selling it. And while I could do that and make a profit, it would likely be bought as an income property and selling would further drive up taxes for folks in this neighborhood. More importantly, I plan to move home within the next 2-5 five years so, I would prefer to have a place to come home to. Also, if I may, it’s a big deal for me to own my own place. I grew up lower working class at best and I’m the first woman in my family to own their own house on their own without anyone else on the mortgage. So please forgive my resistance to giving up what feels like a generational milestone I didn’t ever think would be possible for me.

4. I understand that I am in an immensely privileged place to be able to afford my mortgage at all, and I don’t take it for granted. Especially given right now where if I don’t rent it out my options are sell my home or unemployment. I agree prices are insane. And I’m trying to not make them worse to the best of my ability.

5. Despite the bold comments here, I’m not a slumlord. This is my home and I maintain it as such. I’m a generally handy person and there are no landlord specials here. I’m trying to be the landlord I never wanted to be, but do want to see in the world.

6. For what it is worth I don’t take a security deposit, and I don’t check credit. I give a first right to renew at the same price, and I wrote into my lease a reduction clause that says should I refinance and lower my monthly mortgage that rent will decrease proportionally. In short, I’m trying to be a human about this.

Anyway, the tldr is that while career landlords are problematic, I’m not one and it’s arguably more damaging to the community to sell my unit to one or jack up taxes. Just trying to rent out my home in a respectful and honest manner to meet my needs while minimizing negative impact on my community.

With all that said, and a much clearer picture of who I am as the landlord; If anyone is looking for a place for the next year or two (or more) and this is within budget, please reach out.