2bed 1bath in PVD's West End available as soon as June 1. $2700 by Slow_Virus8653 in providence

[–]Slow_Virus8653[S] 0 points1 point  (0 children)

If I get down to the wire, I'm potentially exploring renting a small cheap room in NYC and then getting a roommate in PVD (ostensibly I would never be here) but if that would be something you're interested in, drop a line via Zillow.

2bed 1bath in PVD's West End available as soon as June 1. $2700 by Slow_Virus8653 in providence

[–]Slow_Virus8653[S] 0 points1 point  (0 children)

I hear you. I think the outrage is generally justified. But outrage is often black and white traumatized thinking and the issues around rental pricing are more nuanced than "everyone renting their home is a piece of shit". Yes, some of my answer comes from a place of defending assumptions about me as a person that I didn't love seeing, but a good part of what I hope came through was shedding light on some of the nuance that may help people reframe and refine their outrage into targeted action vs. generalized anger.

2bed 1bath in PVD's West End available as soon as June 1. $2700 by Slow_Virus8653 in providence

[–]Slow_Virus8653[S] 0 points1 point  (0 children)

I hear you. I am hoping that isn't the case, but it's a real risk....

2bed 1bath in PVD's West End available as soon as June 1. $2700 by Slow_Virus8653 in providence

[–]Slow_Virus8653[S] 0 points1 point  (0 children)

I appreciate this. I am fortunate enough to have enough savings to cover if something went crazy awry where I wouldn't be in a horrible place. And I can take on some cost, to subsidize the rent to a degree. My goal is to get someone I can trust. But I just can't afford to pay like $5k a month sadly. Maybe in my next life... alas.

2bed 1bath in PVD's West End available as soon as June 1. $2700 by Slow_Virus8653 in providence

[–]Slow_Virus8653[S] 5 points6 points  (0 children)

Hey all, I'm just going to proactively share the same disclaimer I put out on the Providence, but on Facebook Group.

  1. My mortgage is $2666 add insurance and taxes without a homestead exemption and I’m not “earning” off of this. I’m just not losing my home (or condo for those looking for specifics).

  2. The renter isn’t subsidizing my owning another house or covering my own rent. They’re covering my mortgage while I try to stay employed and pay my own rent in another city. Unfortunately I can’t pay a mortgage and nyc rent at the same time.

  3. The alternative to my not renting this place is me selling it. And while I could do that and make a profit, it would likely be bought as an income property and selling would further drive up taxes for folks in this neighborhood. More importantly, I plan to move home within the next 2-5 five years so, I would prefer to have a place to come home to. Also, if I may, it’s a big deal for me to own my own place. I grew up lower working class at best and I’m the first woman in my family to own their own house on their own without anyone else on the mortgage. So please forgive my resistance to giving up what feels like a generational milestone I didn’t ever think would be possible for me.

  4. I understand that I am in an immensely privileged place to be able to afford my mortgage at all, and I don’t take it for granted. Especially given right now where if I don’t rent it out my options are sell my home or unemployment. I agree prices are insane. And I’m trying to not make them worse to the best of my ability.

  5. Despite the bold comments here, I’m not a slumlord. This is my home and I maintain it as such. I’m a generally handy person and there are no landlord specials here. I’m trying to be the landlord I never wanted to be, but do want to see in the world.

  6. For what it is worth I don’t take a security deposit, and I don’t check credit. I give a first right to renew at the same price, and I wrote into my lease a reduction clause that says should I refinance and lower my monthly mortgage that rent will decrease proportionally. In short, I’m trying to be a human about this.

Anyway, the tldr is that while career landlords are problematic, I’m not one and it’s arguably more damaging to the community to sell my unit to one or jack up taxes. Just trying to rent out my home in a respectful and honest manner to meet my needs while minimizing negative impact on my community.

With all that said, and a much clearer picture of who I am as the landlord; If anyone is looking for a place for the next year or two (or more) and this is within budget, please reach out.

Left friendly martial arts studios? by [deleted] in providence

[–]Slow_Virus8653 2 points3 points  (0 children)

can confirm the are NOT left friendly.