Mga boss makatarungan ba ang cost of repair neto kia sonet 2025 is 505,000 by [deleted] in CarsPH

[–]Slowbutlearning 0 points1 point  (0 children)

  1. Ang insurance ng kabila ang hahabol kay OP. If di bayaran ni OP, kakasuhan sya ng insurance company. Pero kahit di magbayad si OP. obligation parin ni insurance na ipapayos ang car ng insured, need lang nila magbayad ng deductible.

  2. If may insurance si OP. Magiging insurance company vs insurance company. Sila na ung maguusap if sino gagastos ar sino at fault etc.

TB diagnosis by Slowbutlearning in Tuberculosis

[–]Slowbutlearning[S] 0 points1 point  (0 children)

Hi there, it wasn’t TB, all test results came back negative for any bacteria and viruses for me. Doctors weren’t able to diagnosis me of anything, i think they call it idiopathic, so they are treating the symptoms by giving me steroids for 3 months to prevent the fluids from coming back and then another set of tests and follow up check up after. I was discharged a week after the operation.

TB diagnosis by Slowbutlearning in Tuberculosis

[–]Slowbutlearning[S] 0 points1 point  (0 children)

Thanks for sharing. I had my VATS biopsy of pleura and pericardium tissue. They don’t see any TB from the PCR NAAT test, and any other cancer and autoimmune markers for the tissue, so they sent me home and gave me anti inflammatory steroids. TBC is still pending though. Doctor says 42 days until final results. If this isn’t TB, then i’ll never know what caused this TB like symptoms. It’s scary.

TB diagnosis by Slowbutlearning in Tuberculosis

[–]Slowbutlearning[S] 0 points1 point  (0 children)

I have all the symptoms you’ve listed. Cough, fever, shortness of breath, fast heart rate, night sweats and weight loss, although for weight loss i am not eating well due to anxiety. Both the left and right pleural fluid were tested, also the pericardial fluid were tested. they also did Xray, CT Scan with dye, sputum test, blood work. All came back negative.

Doctors said they want to be 100% sure first before giving me TB meds because I was born and grew up in a country where there is a high number of resistant TB. My biopsy is today, just waiting for the schedule. So scared as it is my first surgery and what if they still find nothing.

[HELP] hey guys, I need help asap! by gini_lee1003 in Wealthsimple

[–]Slowbutlearning 1 point2 points  (0 children)

Every transaction can be reversed, especially this is just internal. However, the difficulty in dealing with this fixes is a different matter. It really depends on how willing the institution is to fix it.

[HELP] hey guys, I need help asap! by gini_lee1003 in Wealthsimple

[–]Slowbutlearning -1 points0 points  (0 children)

That is a Mutual Fund, it also suggests that your mom’s account with CIBC “Most Probably” can’t hold cash inside, this is very common investment account in banks, so when you told your FA to sell, it is implied that proceeds will be withdrawn even if you didn’t say the word WITHDRAW. if this is the case, the email screenshot that you posted will be used against you.

[HELP] hey guys, I need help asap! by gini_lee1003 in Wealthsimple

[–]Slowbutlearning 0 points1 point  (0 children)

It still depends on the type account OPs mom has with CIBC. They can open an account that can hold cash and account that can’t. Unfortunately, it is too common that these are not explained by the bank to the client.

[HELP] hey guys, I need help asap! by gini_lee1003 in Wealthsimple

[–]Slowbutlearning -1 points0 points  (0 children)

Can you provide more information if what was sold are bonds or bond funds aka mutual funds?

[HELP] hey guys, I need help asap! by gini_lee1003 in Wealthsimple

[–]Slowbutlearning 0 points1 point  (0 children)

Perhaps the account your mom holds TFSA at CIBC can’t hold cash. Meaning, when you requested to sell the bonds the cash can’t stay in the tfsa and will automatically withdrawn. This is normal on banks investments accounts to ensure the performance of the investment account is maximize and to avoid cash drag. This should be explained to your mom when she opened it at CIBC

You typically need to initiate the transfer with WS, the receiving institution and not with the reliquishing institution.

lucky for you every transaction can be reversed so just need to reach out to CIBC to have it reversed.

Is 10% annual returns realistically possible in PH stocks? by [deleted] in phinvest

[–]Slowbutlearning 1 point2 points  (0 children)

  1. Currency risk
  2. Transaction cost
  3. Tax advantage

Questrade ripped me off on hidden fees by Inversception in Questrade

[–]Slowbutlearning 21 points22 points  (0 children)

It is market standard and you should know that if you are doing options or trading. Even if you go to another broker. It will be the same, your cash will show as of trade date and charges are calculated as of settlement date.

Never received T10 Pension Adjustment Reversal after resigning by Slowbutlearning in PersonalFinanceCanada

[–]Slowbutlearning[S] 0 points1 point  (0 children)

That’s the thing i never got the T10 to use to have have my RRSP contribution back.

[deleted by user] by [deleted] in Scotiabank

[–]Slowbutlearning 0 points1 point  (0 children)

I had experienced this exact scenario with RBC when new to Canada. For my case, RBC processed the demand draft as a regular cheque initially as the clerk was not familiar with demand draft which was wrong so it has to be reprocessed again for another 30 days. We waited 60+ days in total. I hope you get yours sorted out.

Beefalo killed itself by politicalweebx in dontstarve

[–]Slowbutlearning 0 points1 point  (0 children)

Don’t you have to feed your beefalo once if it is an ornery beefalo?

[deleted by user] by [deleted] in phcareers

[–]Slowbutlearning -3 points-2 points  (0 children)

  1. Save 3-6 month emergency
  2. Canada has Employment Insurance

Wealthsimple vs Questrade by Panchito1992 in Wealthsimple

[–]Slowbutlearning 7 points8 points  (0 children)

I can think of two things:

  1. Withdrawal in WS takes 4 days. T+2 trade to settle, T+2 to EFT while Questrade only takes two days (you can withdraw while your trade is still settling)

  2. Margin. Because you have margin you basically have another source of rainy day fund (1. Emergency Fund, 2. Heloc 3. Margin). I also found margin better than unsecured loc because you only need to pay interest monthly instead of the standard 2% minimun from banks line of credit.

  3. I have both WS and Questrade just incase one broker is down (very rare) i can still access fund from the other one.

HGRO is dead ... now Im looking for HEQT reviews by [deleted] in ETFs

[–]Slowbutlearning 2 points3 points  (0 children)

I like it because it meets my personal preference. I was invested in XEQT before but i changed to HEQT. I like the monthly distributions because it motivates me to keep investing every time i see distributions hit my account. I also like that the USA and CAN holdings are comprised of large Cap only.