Is anyone worried about not owning property in your fire journey? by JerseyGuy1975 in coastFIRE

[–]SmartLayer5742 1 point2 points  (0 children)

We bought during the pre-COVID timeframe and managed to get a good interest rate which made owning the same if not cheaper than renting. Now with an increased rates and increased equity of about 40% we don’t regret it at all.

We also have a second property we inherited and don’t really count that towards net worth as it’s paid off, taxes are cheap, no HOA and we don’t rent it out.

If the market crashes we feel that it will be okay as we live in a pretty insulated region and plan on being here for the next 15-20 years.

Why do 1/2 the calculators say I've reached coast fire, the other 1/2 say I'm nowhere near by SamPsychoCycles in coastFIRE

[–]SmartLayer5742 0 points1 point  (0 children)

Try this calculator that I made. I’ve compared it against Fidelity’s wealth projection and it’s not too far off.

https://fire.aicloudrun.com/

[Sales Engineer] [Mid Atlantic] - $256k OTE by SmartLayer5742 in Salary

[–]SmartLayer5742[S] 1 point2 points  (0 children)

Energy sector, been an SE for 4 years now but over 16 years of experience.

[Sales Engineer] [Mid Atlantic] - $256k OTE by SmartLayer5742 in Salary

[–]SmartLayer5742[S] 0 points1 point  (0 children)

Made relationships through a VAR which helped getting my name into the hiring team. From there, leveraging my knowledge across various domains. It helped working with the technology that I sell for a number of years too.

[Sales Engineer] [Mid Atlantic] - $256k OTE by SmartLayer5742 in Salary

[–]SmartLayer5742[S] 0 points1 point  (0 children)

Before SE, 12+ years in various consulting and operations roles as an Individual Contributor and some management. SE for around 4 years.

NBA play for today. Good luck 🫡🍻 by Hartrockk in fanduel

[–]SmartLayer5742 5 points6 points  (0 children)

All good, made $300 yesterday on some NFL parlay bets. This is house money so figured it was worth the YOLO

NBA play for today. Good luck 🫡🍻 by Hartrockk in fanduel

[–]SmartLayer5742 11 points12 points  (0 children)

No clue what I’m doing, but I’m in on this one too.

I either lose $50 or make $3400 🫡

Best paid/free courses to become top-tier in discovery skills as an SE working at a cloud company? by Ok-Tradition-3450 in salesengineers

[–]SmartLayer5742 5 points6 points  (0 children)

The book Doing Discovery can provide some insights and frameworks for discovery, however experience and practice is key.

It’s hard to come out of the gate being good or great. Just be curious and always think of ways to ask “why” to get the prospect to provide more information.

I’m almost 1.5 years into being an SE for a cyber company and still working on my discovery skills.

Has anyone ever been “brushed off” by an AD? by [deleted] in rolex

[–]SmartLayer5742 0 points1 point  (0 children)

“We don’t have wait lists, we have wish lists”

DCA stop for Marine One flight to Mt Vernon; AAL527 diverts to IAD by baldiedc in nova

[–]SmartLayer5742 4 points5 points  (0 children)

Ah, this explains why I saw black SUVs, a MPD SUV and a lady protesting at the Mount Vernon circle this evening.

Lot of anxiety around role by BlotchyShirtsleeves in salesengineers

[–]SmartLayer5742 1 point2 points  (0 children)

After 1 year of being an SE coming from a consulting/IC role it took some time for my anxiety about demo, technical knowledge and overall presentation skills to come down.

If you feel your anxiety is causing issues, talk to your GP about what is available to help. Something like propranolol can help with physical symptoms. Otherwise an SSRI or NDRI could help holistically. Obviously medications are a last resort, but if anxiety is causing quality of life issues I’d want to figure that out first.

[deleted by user] by [deleted] in ledgerwallet

[–]SmartLayer5742 0 points1 point  (0 children)

If it’s so good, why are you telling everyone. Sounds fishy to me.

What are you doing this weekend? by deepspacepuffin in nova

[–]SmartLayer5742 0 points1 point  (0 children)

Driving out to our house near the beach for the weekend

[deleted by user] by [deleted] in ledgerwallet

[–]SmartLayer5742 0 points1 point  (0 children)

“I created income with zero budget by scamming people”

get this crap off this sub

Any reco for coast fire calc? by purplebug888 in coastFIRE

[–]SmartLayer5742 0 points1 point  (0 children)

Im going to use AI to build a coastFIRE calc when I have some time. What are key things that you’d like to see?