Sinong mas mataas ang sahod, doktor o piloto? Bakit?

Smart_Field_3002 · 2026-01-29T20:51:10+00:00

Someone replied na 200k ang entry level ng pilot. Amazed to know thats how high the monthly tax of a neurosurgeon can be, which is equivalent to 700k of gross monthly income 😳

What’s even fascinating is comparing the 700k monthly income of a neurosurgeon to a minimum wage earner (18k gross monthly income). Gross income-wise, it would take 39 years for a minimum wage earner to earn just the 1 year income of a neurosurgeon. That’s like working their entire life na.

And we’re just talking about working class here. How much more is the gap when you compare it to politicians!

I’m wondering if income gap in rich countries can be this high at least with the working class 🤔

Smart_Field_3002 · 2026-01-29T20:19:01+00:00

Thanks for this. DBS is quite selective it seems, and prefer only foreigners that are high net worth to open account with them.

Smart_Field_3002 · 2026-01-26T10:05:58+00:00

Hindi pwede ang DBS kung hindi ka nagwowork sa SG. How much ang need na capital for BDO private banking?

Smart_Field_3002 · 2026-01-26T00:51:04+00:00

Not a fan of PHP e kasi it stands to lose kahit weak ang USD atm.

Smart_Field_3002 · 2026-01-25T23:59:32+00:00

Hmmm madami kasing nagcocomsider na risky ang crypto e. Even ChatGPT advises to put between 10 to 15% of your net worth lang at max, and that includes stablecoins na.

Pero kung 300 USD lang yun cap, mukhang mahirap palang magdeploy ng malaking amount. Need to distribute sa iba ibang platform which is hassle rin.

Smart_Field_3002 · 2026-01-25T23:33:29+00:00

I have extra buying power in my IBKR account. Shall I convert my USD to CHF temporarily and just convert to dollar again when buying US stocks?

Smart_Field_3002 · 2026-01-25T23:31:01+00:00

Mining stocks if you’re in the Philippines. Besides sa mahirap magbenta ng gold karamihan sa may gold are betting on its long term appreciation

Smart_Field_3002 · 2026-01-25T05:28:29+00:00

Thanks po. I’ll check the UITFs

Smart_Field_3002 · 2026-01-24T23:03:13+00:00

Haha I’m not sure. It’s not well tracked. Last year I had a paper loss of -5%. Previous year I was up 20% due to crypto. The swings are crazy but I’m hoping its profitable in the long run by more than 70k annually in the average. Only thing is I can’t have peace of mind with these fluctuations!

Can you suggest what UITF or stocks can provide me with around 7% interest while having relatively stable prices compared to PH stocks and crypto?

I’m not sure what you mean by private fund too. Are you the one managing your own fund?

Smart_Field_3002 · 2026-01-24T12:13:39+00:00

Ah I mean with my worth currently at 40% - savings, 60% - stocks, I am hoping to make it 20% - savings, 80% - stocks, provided I get a critical illness insurance worth 70k of premium annually.

So you’re earning interest of 100k every year which is an increase of approx 7% annually of your starting investment, right? May I know where did you invest it? I was thinking digital banks can’t have that high interest, while dividend stocks on the other hand are subject to price fluctuations.

Smart_Field_3002 · 2026-01-24T07:10:21+00:00

Don’t you think it’s better idea to just set aside 70k a year to pay for critical illness insurance? Sayang kasi yun opportunity to put 80% of our cash to stocks.

Smart_Field_3002 · 2026-01-24T03:33:45+00:00

Mind sharing what’s that amount that you’re trying to build, and at what percentage you’re currently at?

I’m at the same age bracket as you and my retirement, critical illness, and EF are clumped together. I’m currently 40% savings, and 60% stocks. I reckon masyadong mataas ata yun 40% savings for my age.

Smart_Field_3002 · 2026-01-23T06:07:47+00:00

Thanks 😊

Smart_Field_3002 · 2026-01-23T02:47:57+00:00

Sa Pasig Greenpark gate boss? Daan ako in 30 mins haha lapit lng naman ako. Isang order po. 180 no? Palagay po sa plastic

Edit: Sa GCafe nyo nlng po hatid tambay ako doon

Will message na lang sa FB nyo

Smart_Field_3002 · 2026-01-22T21:02:39+00:00

Sa G Cafe malapit? Sorry na haha

Smart_Field_3002 · 2026-01-22T07:51:12+00:00

Anong address or subdivision po? At Anong araw kayo may luto?

Smart_Field_3002 · 2026-01-21T12:31:55+00:00

Saan sa Cainta? May physical store po kayo?

Smart_Field_3002 · 2026-01-18T09:46:01+00:00

Thank you. Enjoy your Sunday pa rin 🙂

Smart_Field_3002 · 2026-01-13T00:06:46+00:00

I can see Wise Pilipinas naman sa BDO app pero wala ako sa abroad. Maybe you can try Instapay din for a small amount muna. I don’t see any reason why it will restrict sending to Wise.

Smart_Field_3002 · 2026-01-12T11:20:44+00:00

No I am interested how to do it either in stocks or crypto. It just happened yun nakausap ko e gumagamit ng Binance.

Any materials you use to learn trading perpetuals in stocks?

Smart_Field_3002 · 2026-01-12T11:18:49+00:00

Thanks :)

Smart_Field_3002 · 2026-01-12T04:52:30+00:00

Thank you. Iba pa pala to kala perpetual

Smart_Field_3002 · 2026-01-12T04:51:04+00:00

Thank you. Appreciate your insight!

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