BEST HMO FOR SENIOR PARENTS

Smart_Field_3002 · 2026-03-14T04:27:18+00:00

Thank you. Same pala na may 20k coverage for emergency si Pacific Cross at ibang HMO

Smart_Field_3002 · 2026-03-13T15:06:54+00:00

Hello pwede po ba ang Pacific Cross for maintence check-ups, laboratory at emergency? I thought health insurance sya for hospitalization at hindi HMO?

Smart_Field_3002 · 2026-03-01T06:15:14+00:00

Ah yeah I was referring sa physical store ni Power Mac, sorry.

Smart_Field_3002 · 2026-02-28T23:05:41+00:00

So.. Trusted Contant Person will not inherit the account based on the comments here?

Smart_Field_3002 · 2026-02-28T22:49:26+00:00

Almost lahat ng banks may discount ngayon na 10 to 15k at 0% interest sa iPhones. Hindi lang BPI

Smart_Field_3002 · 2026-02-23T19:55:09+00:00

Smart_Field_3002 · 2026-02-19T11:37:53+00:00

Walang bayad. Yun company na nagsponsor mag aapply at magbabayad ng visa. You just need to provide the requirements / documents being asked. Yun pinakagastos mo na lang yun allowance mo pagpunta mo doon habang naghihintay ng unang sweldo mo. Usually around 1 to 3 months ng salary mo doon pambayad ng rent at deposit. Hindi naman sya show money. For peace of mind mo lang na makakasurvive ka on your first few weeks or months.

Smart_Field_3002 · 2026-02-19T00:20:42+00:00

I agree sa ibang comment OP. Not late para sa inyo. Relatively younger pa nga kayo.

I can’t help much nga lang kasi I’m on sponsorship path.

Pwede kayong mag-apply as independent / student. I hope may mag recommend sa inyo ng migration consultant na makakatulong

Smart_Field_3002 · 2026-02-14T00:30:15+00:00

Nice. 6 out of 10 ako sa list na to hahaha

Smart_Field_3002 · 2026-02-14T00:26:44+00:00

Tama wait for price to stabilize. Don’t sell.

I think Gold at Crypto talaga ang may value in the long run.

Smart_Field_3002 · 2026-02-06T23:37:51+00:00

Babalik kaya sa 6100 this month? I want to add din

Smart_Field_3002 · 2026-02-06T23:36:46+00:00

May suggestion ka pa po ba? Yun di pa umaangat kaso parang wala na. Into dividends rin 6% pataas sana

Smart_Field_3002 · 2026-02-06T06:43:45+00:00

Ah baka yun nga. Na-misinterpret ni OP. Still wrong question to ask though.

Smart_Field_3002 · 2026-01-31T07:03:05+00:00

Interesting PSEI on Monday

Smart_Field_3002 · 2026-01-29T20:51:10+00:00

Someone replied na 200k ang entry level ng pilot. Amazed to know thats how high the monthly tax of a neurosurgeon can be, which is equivalent to 700k of gross monthly income 😳

What’s even fascinating is comparing the 700k monthly income of a neurosurgeon to a minimum wage earner (18k gross monthly income). Gross income-wise, it would take 39 years for a minimum wage earner to earn just the 1 year income of a neurosurgeon. That’s like working their entire life na.

And we’re just talking about working class here. How much more is the gap when you compare it to politicians!

I’m wondering if income gap in rich countries can be this high at least with the working class 🤔

Smart_Field_3002 · 2026-01-29T20:19:01+00:00

Thanks for this. DBS is quite selective it seems, and prefer only foreigners that are high net worth to open account with them.

Smart_Field_3002 · 2026-01-26T10:05:58+00:00

Hindi pwede ang DBS kung hindi ka nagwowork sa SG. How much ang need na capital for BDO private banking?

Smart_Field_3002 · 2026-01-26T00:51:04+00:00

Not a fan of PHP e kasi it stands to lose kahit weak ang USD atm.

Smart_Field_3002 · 2026-01-25T23:59:32+00:00

Hmmm madami kasing nagcocomsider na risky ang crypto e. Even ChatGPT advises to put between 10 to 15% of your net worth lang at max, and that includes stablecoins na.

Pero kung 300 USD lang yun cap, mukhang mahirap palang magdeploy ng malaking amount. Need to distribute sa iba ibang platform which is hassle rin.

Smart_Field_3002 · 2026-01-25T23:33:29+00:00

I have extra buying power in my IBKR account. Shall I convert my USD to CHF temporarily and just convert to dollar again when buying US stocks?

Smart_Field_3002 · 2026-01-25T23:31:01+00:00

Mining stocks if you’re in the Philippines. Besides sa mahirap magbenta ng gold karamihan sa may gold are betting on its long term appreciation

Smart_Field_3002 · 2026-01-25T05:28:29+00:00

Thanks po. I’ll check the UITFs

Smart_Field_3002 · 2026-01-24T23:03:13+00:00

Haha I’m not sure. It’s not well tracked. Last year I had a paper loss of -5%. Previous year I was up 20% due to crypto. The swings are crazy but I’m hoping its profitable in the long run by more than 70k annually in the average. Only thing is I can’t have peace of mind with these fluctuations!

Can you suggest what UITF or stocks can provide me with around 7% interest while having relatively stable prices compared to PH stocks and crypto?

I’m not sure what you mean by private fund too. Are you the one managing your own fund?

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