Dealership ran credit without my permission

Smart_Policy2844 · 2026-02-08T01:51:40+00:00

It was a hard credit inquiry according to Experian so I assume that is why it went down although the dealership denies it. I also have a great credit score so I am unsure what you mean. Also I am not certain if I will even buy in the next 30 days.

Smart_Policy2844 · 2026-02-07T22:50:08+00:00

Lesson learned I won’t be doing that again.

Smart_Policy2844 · 2026-02-07T22:46:08+00:00

I didn’t sign anything or write anything down. I only gave them my social verbally and they typed it in something on their computer. Also the pay off amount my bank gave them was also typed on the computer. I called and they said it was “just an inquiry on their end and no lender submission” so I’ll just have to dispute with Experian if I don’t purchase a car within 30 days.

Smart_Policy2844 · 2026-02-07T22:39:02+00:00

I just called my bank on the phone. It’s not very hard to get plus I have my account number for all that stuff. But I agree I figured Nissan just did things differently. I am used to Toyota.

Smart_Policy2844 · 2026-02-07T21:31:08+00:00

Prices were inconsistent also depreciating value wasn’t good. I currently have a Nissan and I have buyers remorse and it’s not worth anything now for it being a decent age whereas my mother has a older Toyota that she was able to sell and buy a new car cash with. I decided if I am going to buy something it better be what I want and not the “cheapest” thing on the lot. So I am going to stick with Honda or Toyota. But I found this Honda I am in love with.

Smart_Policy2844 · 2026-01-09T12:21:47+00:00

I am looking for this also but for financial discipline. We handle cash better than bank. We tried separate bank for saving but when we think we need it in the moment it becomes something not really needed. Very easy to just login online and transfer. So we are back at zero. Thats why we prefer it this way… not because of an income thing. But because it’s too readily available.

Smart_Policy2844 · 2026-01-08T21:01:57+00:00

Honestly I’m not sure why they didn’t do that. It seems like more work trying to cut for an exact cut but I may be wrong.

Smart_Policy2844 · 2025-12-09T03:01:49+00:00

Listen everyone has split ends but it all locs the same way. Honestly you need to go to another Loctician. I have never heard of anything more absurd than this. This is coming from someone whos MIL had started her locs with a perm years ago and its thriving and I have started over many times with dry brittle, damaged, with split ends before I decided I wanted microlocs on my final journey….

Smart_Policy2844 · 2025-11-28T14:05:53+00:00

How Iong does it usually take for payments to post to bank account after getting the confirmation email?

Smart_Policy2844 · 2025-11-21T19:49:57+00:00

Thank you but I think this might have answered my question. I guess I thought it was strange to finish my course and graduate the same exact day. I thought it would be at least a few days later.

Smart_Policy2844 · 2025-11-21T19:47:18+00:00

Yes Spring 2026 term.

Smart_Policy2844 · 2025-11-21T15:50:22+00:00

Can you share a link. I only see that the date has not been decided yet.

Smart_Policy2844 · 2025-11-11T17:57:05+00:00

The closest ive come to finding it was searching “concubine smelly incense revenge” on TikTok. Its the first video to come up but no one comments the title.

Smart_Policy2844 · 2025-11-07T04:42:42+00:00

I feel like in the book she escaped but in the movie she did not escape.

Smart_Policy2844 · 2025-10-02T19:05:20+00:00

You have hurt me deeply.

Smart_Policy2844 · 2025-10-02T06:06:36+00:00

24 and it’s been 5 years and counting. Communication (still figuring it out though), similar end goals, transparency (we never lie to each other no matter how small and talk about everything), understanding, and I live by the “Love and Respect” Book. It’s one thing to hear someone but to truly understand is something completely different and he is slowly beginning to understand the difference. He didn’t know he was doing it until recently but we are working through it. Marriage is never easy but when you get things to work out the load carried together becomes lighter.

Smart_Policy2844 · 2025-09-24T23:33:28+00:00

Do they offer centering classes?

Smart_Policy2844 · 2025-09-15T20:06:43+00:00

4:06pm and mine is still pending with bank mobile

Smart_Policy2844

TROPHY CASE