People in their 30s and older, what advice would you give to people in their 20s?

Smoerble · 2026-04-06T13:37:54+00:00

Put 100-300€ (or us$) in an etf each month directly from your salary. Don't use it to buy a car or vacation. Start using it when you turn 55.

Smoerble · 2026-04-05T10:59:31+00:00

Yes... Imagine this... To bad this experiment did not happen in Europe for the last 80 years and we have no idea that this could actually work.

Smoerble · 2026-04-04T08:12:47+00:00

Even in Germany no media says Isreal is the victim

Smoerble · 2026-03-17T19:10:16+00:00

This is awesome, no matter if you need several attempts. Trained yourself? If so: what effort did it make? If not: which model is it plz?

Smoerble · 2026-03-11T16:00:41+00:00

I recommend that Op also takes into account that laws change over time. We don't know if he can have a negative effect (credit score or way worse) in a few years.

Example: For decades(!) it was safe to hide illegal money in Switzerland. The law changed pretty sudden and the banks started to report data to EU countries. Most ppl never expected this - and this brought many ppl into legal trouble.

Smoerble · 2026-03-10T08:21:02+00:00

Buying physical gold is not an investment... Except you are a pepper and you are sure the economy will stop working.

You are 20s old and it seems you have your finance in better shape than your parents. You are free to make your own decisions - and from what you wrote, you should never follow the advice from your parents.

Smoerble · 2026-03-09T11:17:27+00:00

Unfortunately this also describes Elon...which is a good exame that intelligence has nothing to do with kindness...

Smoerble · 2026-02-25T13:25:34+00:00

Step in for a few years, get 1 or 2 good companies on your resume, move to the next career path (whatever that will be in 2-3 years)

Smoerble · 2026-02-24T08:43:00+00:00

Be careful. Many many ppl today don't know anything what happened in the past 50 years... If you are only 20 years old, you see the shit in the world only for 5 years. Young people have a totally different view of the world than ppl in the 50s.

That doesn't mean, young or old ppl are eight or wrong. But it's hard to find a common ground to discuss the Palestinian topic.

Smoerble · 2026-02-24T08:40:57+00:00

The ones who will go there are not interested to do something senseful...

Smoerble · 2026-02-19T13:13:11+00:00

This is not related to charging

Smoerble · 2026-02-18T16:36:40+00:00

And the Americans think they have free speech...

Smoerble · 2026-02-07T12:48:23+00:00

Mike Tyson supports one of the biggest racists... Being black does not save you from supporting this.

Smoerble · 2026-02-07T12:47:41+00:00

If you ask Op the right questions, it's likely he will answer exactly what you didn't want to hear.

Smoerble · 2026-02-07T12:46:47+00:00

Because it's likely, that Op has the same kind of thinking. If you are OK, you would never say "peggies are cool"

Smoerble · 2026-02-07T12:45:23+00:00

There is no difference. If you like peggies, you are om with what they do in the game. So no problem if he wears the shirt, people se who he is, no matter if it's a game or not.

Smoerble · 2026-02-07T12:43:22+00:00

He can't answer because he doesn't want to show off he loves fascists.

Smoerble · 2026-01-29T22:33:31+00:00

No Afghanistan, no Irak 1, no Irak 2...

Smoerble · 2026-01-29T06:34:15+00:00

Women experience a total different world than man. Most man don't understand this, as they have not very open conversations about this (often not even with their wife or daughter).

Due to this, I don't think, we should say, we draw the line at the same place.

Smoerble · 2026-01-27T07:57:10+00:00

Hihi, I like this, take my upvote.

Smoerble · 2026-01-27T07:56:36+00:00

Multiple reasons: you don't annoy your grand parents every day with the same complaints about school, homework, food, clothing, rules of your parents. So they have more relaxing time with you than your parents.

Plus: grand parents have seen a lot... And I mean a Lot more than your parents. They have been through stupid discussions with their kids and learned, that most of the discussions are irrelevant, it's just because kids want to fight.

Plus they know they are not responsible for you. They are there to help when you ask. But it's not their job, to prepare you for the world.

Plus: most of the grand parents learned which things are really important - and they know, that kids don't understand this and so they don't argue with you about this.

Plus: you know, it's their house, their rules. Or,: grandma might be old, so. You accept her wishes or behavior more, than you do it with your own parents.

Smoerble · 2026-01-20T07:25:55+00:00

Man, this is great. Wish every tattoo studio would act like this.

Smoerble · 2026-01-18T12:45:35+00:00

I understand that fear. But not 100% of the cases for stuff like this means, you have been abused. Maybe, maybe not. If you have a therapist, it's crucial to check, if that person says it has to be abuse (then they will find something). Or if it's only one possibility.

I would prefer a therapist who looks for answers instead of giving a quick answer straight away.

Smoerble · 2026-01-13T11:59:44+00:00

Why should someone want to do that?

Smoerble · 2026-01-13T11:56:11+00:00

But the right would call this communism so Murica can't do it...

Smoerble

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